ACTIVE

AXELLE DELHAYE ASSURANCES

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Financial year 2025 · closed on 31/12/2025

Net result

97,1 k €

-79.8% YoY

Gross margin

248,5 k €

-68.8% YoY

Equity

856,3 k €

-3.1% YoY

What does AXELLE DELHAYE ASSURANCES do?

AXELLE DELHAYE ASSURANCES is a Private limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Ham-sur-Heure-Nalinnes.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0437.532.752

Incorporation

01/10/1988

Legal form

Private limited company

Registered office

Val d'Heure(HSH) 26
6120 Ham-sur-Heure-Nalinnes · WallonieSee on map

Contributed capital

24 789,35 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70200Management consultancy activities

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	248,5 k €	-68.8%	796,3 k €	+229%	241,9 k €	+28.6%	188,1 k €	+7.1%	175,6 k €	+21.0%	145,2 k €	+36.2%	106,6 k €	+65.6%	64,4 k €	+53.5%	41,9 k €	+17.5%	35,7 k €	+2831%	-1,3 k €	-748%	-154,1 €		–		–		-1,8 k €	-127%	6,7 k €	+197%	-6,9 k €		–		-437 €		–
EBITDA	247,5 k €	-68.4%	784,3 k €	+307%	192,7 k €	+59.3%	120,9 k €	+14.1%	106 k €	+20.4%	88,1 k €	+13.2%	77,8 k €	+24.9%	62,3 k €	+71.1%	36,4 k €	+3.4%	35,2 k €	+2211%	-1,7 k €	-982%	-154,1 €	+84.7%	-1 k €	-184%	-355,2 €	+91.4%	-4,1 k €	+49.2%	-8,2 k €	+32.6%	-12,1 k €		0 €	+100%	-784 €	-126%	-347 €
Operating result	226 k €	-70.4%	762,7 k €	+352%	168,6 k €	+65.8%	101,7 k €	+16.8%	87 k €	+5.1%	82,8 k €	+12.5%	73,6 k €	+21.1%	60,8 k €	+69.1%	35,9 k €	+2.1%	35,2 k €	+2211%	-1,7 k €	-982%	-154,1 €	+84.7%	-1 k €	-184%	-355,2 €	+91.5%	-4,2 k €	+75.2%	-16,9 k €	-1.8%	-16,6 k €	-11.6%	-14,9 k €	-1797%	-784 €	-126%	-347 €
Net result	97,1 k €	-79.8%	480,1 k €	+329%	111,9 k €	+66.8%	67,1 k €	+12.7%	59,5 k €	+1.3%	58,8 k €	+3.6%	56,7 k €	+28.9%	44 k €	+24.6%	35,3 k €	+0.4%	35,2 k €	+2181%	-1,7 k €	-745%	-199,9 €	+83.1%	-1,2 k €	-200%	-393,4 €	-102%	22,3 k €	+226%	-17,6 k €	-3.5%	-17 k €	-14.4%	-14,9 k €	-1797%	-784 €	-126%	-347 €
Balance sheet
Equity	856,3 k €	-3.1%	884 k €	+118%	404,7 k €	+37.8%	293,7 k €	+29.1%	227,4 k €	+35.4%	167,9 k €	+53.9%	109,1 k €	+108%	52,4 k €	+524%	8,4 k €	+131%	-26,9 k €	+56.6%	-62,1 k €	-2.8%	-60,4 k €	-0.3%	-60,2 k €	-2.0%	-59 k €	-0.7%	-58,6 k €	+27.5%	-80,9 k €	-27.8%	-63,3 k €	-36.8%	-46,3 k €	-47.4%	-31,4 k €	-2.6%	-30,6 k €
Total assets	1,3 M €	+1.1%	1,3 M €	+57.9%	811,6 k €	+4.9%	773,8 k €	+96.0%	394,8 k €	+102%	195,3 k €	+38.7%	140,8 k €	+35.4%	104 k €	+141%	43,1 k €	-12.8%	49,4 k €	+65.8%	29,8 k €		–		362,7 €	-75.7%	1,5 k €	-73.8%	5,7 k €	-83.2%	33,8 k €	-22.3%	43,5 k €	+6725%	638 €	-95.9%	15,5 k €	-7.1%	16,7 k €
Cash	224,2 k €	-47.3%	425,3 k €	+305%	105,1 k €	-21.6%	134 k €	-5.6%	142 k €	+25.7%	113 k €	+11.1%	101,7 k €	+16.2%	87,5 k €	+148%	35,2 k €	+9.9%	32,1 k €	+7.6%	29,8 k €		–		45,8 €	+162%	17,5 €	-99.5%	3,4 k €	+12467%	27 €	-98.9%	2,4 k €		–		–		–
Debts	439,1 k €	+10.4%	397,8 k €	-2.2%	406,9 k €	-15.3%	480,1 k €	+187%	167,4 k €	+510%	27,4 k €	-13.5%	31,7 k €	-38.6%	51,6 k €	+48.8%	34,7 k €	-54.6%	76,3 k €	-16.9%	91,9 k €	+52.1%	60,4 k €	-0.3%	60,6 k €	+0.1%	60,5 k €	-5.9%	64,3 k €	-43.9%	114,7 k €	+7.4%	106,8 k €	+128%	46,9 k €	0.0%	46,9 k €	-0.9%	47,3 k €
Other
Workforce	–		–		1,1 ETP	-21.4%	1,4 ETP	-26.3%	1,9 ETP	+18.7%	1,6 ETP	+60.0%	1,0 ETP		–		0,2 ETP		–		–		–		–		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Axelle DELHAYE

Mandate

Active

Ended mandates

PIERRE FRAITURE

Manager · since 10 septembre 2015

Ended

Axelle DELHAYE

Manager · since 01 septembre 2009

Ended

AXELLE DELHAYE

Manager · since 01 juillet 2009

Ended

Axelle DELHAYE

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	01/07/2026	29/06/2025	08/06/2024	24/06/2023	05/07/2022	28/06/2021
General meeting	02/05/2026	03/05/2025	04/05/2024	06/05/2023	07/05/2022	03/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	02/05/2026	01/07/2026	French	PDF
Abridged model	31/12/2024	03/05/2025	29/06/2025	French	PDF
Abridged model	31/12/2023	04/05/2024	08/06/2024	French	PDF
Abridged model	31/12/2022	06/05/2023	24/06/2023	French	PDF
Abridged modelCorrection	31/12/2021	07/05/2022	05/07/2022	French	PDF
Abridged model	31/12/2021	07/05/2022	25/06/2022	French	PDF
Abridged model	31/12/2020	03/03/2021	28/06/2021	French	PDF
Abridged model	31/12/2019	02/05/2020	06/07/2020	French	PDF
Abridged model	31/12/2018	04/05/2019	26/06/2019	French	PDF
Abridged model	31/12/2017	05/05/2018	31/08/2018	French	PDF
Micro model	31/12/2016	30/06/2017	31/07/2017	French	PDF
Abridged model	31/12/2015	30/06/2016	31/08/2016	French	PDF
Abridged model	31/12/2014	14/05/2015	24/07/2015	French	PDF
Abridged model	31/12/2013	10/05/2014	20/08/2014	French	PDF
Abridged model	31/12/2012	10/05/2013	31/08/2013	French	PDF
Abridged model	31/12/2011	15/05/2012	30/08/2012	French	PDF
Abridged model	31/12/2010	10/05/2011	29/08/2011	French	PDF
Abridged model	31/12/2009	15/05/2010	28/08/2010	French	PDF
Abridged model	31/12/2008	08/05/2009	25/08/2009	French	PDF
Abridged model	31/12/2007	07/05/2008	28/08/2008	French	PDF
Abridged model	31/12/2006	08/05/2007	16/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Axelle DELHAYE

Mandate

Active

Ended mandates

PIERRE FRAITURE

Manager · since 10 septembre 2015

Ended

Axelle DELHAYE

Manager · since 01 septembre 2009

Ended

AXELLE DELHAYE

Manager · since 01 juillet 2009

Ended

Axelle DELHAYE

Manager

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Registered office24/06/2026
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - SIEGE SOCIAL - OBJET
PDF
Registered office10/03/2023
SIEGE SOCIAL
PDF
Mandates15/10/2021
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - OBJET - DEMISSIONS, NOMINATIONS
PDF
Mandates01/08/2017
DENOMINATION - SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Registered office13/02/2017
SIEGE SOCIAL
PDF
Mandates12/10/2015
DENOMINATION - SIEGE SOCIAL - OBJET
PDF
Registered office02/12/2011
SIEGE SOCIAL - OBJET
PDF
Mandates23/07/2009
DENOMINATION - SIEGE SOCIAL - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202597,1 k €↓
2024
Annual accounts 2024480,1 k €↑
2023
Annual accounts 2023111,9 k €↑
2022
Annual accounts 202267,1 k €↑
2021
Annual accounts 202159,5 k €↑
2020
Annual accounts 202058,8 k €↑
2019
Annual accounts 201956,7 k €↑
2018
Annual accounts 201844 k €↑
2017
Annual accounts 201735,3 k €↑
2016
Annual accounts 201635,2 k €↑
2016
Name changeAXELLE DELHAYE ASSURANCES
2015
Annual accounts 2015-1,7 k €↓
2015
Name changeCabinet DELHAYE FRAITURE
2014
Annual accounts 2014-199,9 €↑
2013
Annual accounts 2013-1,2 k €↓
2012
Annual accounts 2012-393,4 €↓
2011
Annual accounts 201122,3 k €↑
2010
Annual accounts 2010-17,6 k €↓
2009
Annual accounts 2009-17 k €↓
2008
Annual accounts 2008-14,9 k €↓
2008
Name changeL'EVENEMENT
2007
Annual accounts 2007-784 €↓
2006
Annual accounts 2006-347 €
2006
Name changeCENTRE AUTO
01/10/1988
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

AXELLE DELHAYE ASSURANCES

Overview

What does AXELLE DELHAYE ASSURANCES do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline