ERALY VERZEKERINGEN
0439.109.595 · rovalta.com · 26/09/2026
ACTIVE
ERALY VERZEKERINGEN
Financial year 2025 · Closed on 31/12/2025
Net result287,5 k €-1,6 %over 1 year
Gross margin1,3 M €+14,6 %over 1 year
Equity224,4 k €-15,9 %over 1 year
Workforce9,8 ETP+8,9 %over 1 year
Overview
Identity
Source · BCE/KBOERALY VERZEKERINGEN is a Public limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Keerbergen. It employs on average 9,8 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0439.109.595
- Incorporation
- 22/11/1989
- Legal form
- Public limited company
- Registered office
- Mechelsebaan 55
3140 Keerbergen · FlandreSee on map - Contributed capital
- 61 500,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 9,8 ETP
Activities (NACE)
Joint committees (2)
- 307
- 3070
Contacts
4 public details availableLog in to view
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 19 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1,3 M € | +14.6% | 1,1 M € | +12.9% | 992,8 k € | +12.7% | 881,2 k € | +24.8% | 706,2 k € |
| EBITDA | 433,8 k € | +3.1% | 420,7 k € | +48.7% | 282,9 k € | +44.9% | 195,2 k € | +7.2% | 182,1 k € |
| Operating result | 396,4 k € | +0.1% | 395,8 k € | +48.1% | 267,2 k € | +48.9% | 179,5 k € | +6.6% | 168,4 k € |
| Net result | 287,5 k € | -1.6% | 292,1 k € | +49.4% | 195,5 k € | +56.4% | 125 k € | +2.2% | 122,2 k € |
| Balance sheet | |||||||||
| Equity | 224,4 k € | -15.9% | 266,9 k € | +18.7% | 224,7 k € | +25.4% | 179,3 k € | +2.8% | 174,3 k € |
| Total assets | 696,2 k € | -0.2% | 697,4 k € | +103% | 343,6 k € | -21.4% | 437,3 k € | +26.7% | 345,1 k € |
| Cash | 72,7 k € | -82.3% | 411,8 k € | +275% | 109,7 k € | -60.2% | 275,9 k € | +24.6% | 221,3 k € |
| Debts | 467,8 k € | +8.8% | 430,1 k € | +262% | 118,8 k € | -53.9% | 258 k € | +51.1% | 170,8 k € |
| Other | |||||||||
| Workforce | 9,8 ETP | +8.9% | 9,0 ETP | 0.0% | 9,0 ETP | +2.3% | 8,8 ETP | +12.8% | 7,8 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 2,5 M€ and 5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20254 active · 25 ended
Active mandates
Ended mandates
Other companies at this address
Mechelsebaan 55 3140 Keerbergen| Company | CBE no. |
|---|---|
ERALY VASTGOED● Active | 0746.576.138 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 01/06/2026 | 02/06/2025 | 15/07/2024 | 05/06/2023 | 12/07/2022 | 26/08/2021 |
| General meeting | 08/05/2026 | 09/05/2025 | 10/05/2024 | 12/05/2023 | 27/05/2022 | 24/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 08/05/2026 | 01/06/2026 | Dutch | |
| Abridged model | 31/12/2024 | 09/05/2025 | 02/06/2025 | Dutch | |
| Abridged model | 31/12/2023 | 10/05/2024 | 15/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 12/05/2023 | 05/06/2023 | Dutch | |
| Abridged model | 31/12/2021 | 27/05/2022 | 12/07/2022 | Dutch | |
| Abridged model | 31/12/2020 | 24/06/2021 | 26/08/2021 | Dutch | |
| Abridged model | 31/12/2019 | 16/03/2020 | 31/03/2020 | Dutch | |
| Abridged model | 31/12/2018 | 24/05/2019 | 28/05/2019 | Dutch | |
| Abridged model | 31/12/2017 | 25/05/2018 | 30/05/2018 | Dutch | |
| Abridged model | 31/12/2016 | 26/05/2017 | 30/05/2017 | Dutch | |
| Abridged model | 31/12/2015 | 27/05/2016 | 14/06/2016 | Dutch | |
| Abridged model | 31/12/2014 | 22/05/2015 | 07/07/2015 | Dutch | |
| Abridged model | 31/12/2013 | 25/04/2014 | 23/05/2014 | Dutch | |
| Abridged model | 31/12/2012 | 24/05/2013 | 14/06/2013 | Dutch | |
| Abridged model | 31/12/2011 | 25/05/2012 | 28/08/2012 | Dutch | |
| Abridged model | 31/12/2010 | 27/05/2011 | 07/06/2011 | Dutch | |
| Abridged model | 31/12/2009 | 28/05/2010 | 15/06/2010 | Dutch | |
| Abridged model | 31/12/2008 | 29/05/2009 | 22/06/2009 | Dutch | |
| Abridged model | 31/12/2007 | 30/05/2008 | 02/06/2008 | Dutch | |
| Abridged model | 31/12/2006 | 25/05/2007 | 19/06/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 2,5 M€ and 5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20254 active · 25 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates22/09/2025ONTSLAGEN - BENOEMINGEN
- Mandates05/01/2024ONTSLAGEN - BENOEMINGEN
- Restructuring08/05/2020DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Capital / shares19/03/2020KAPITAAL - AANDELEN
- Restructuring21/02/2020RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Mandates11/07/2019ONTSLAGEN - BENOEMINGEN
- Mandates19/07/2013ONTSLAGEN - BENOEMINGEN
- Mandates26/11/2007ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025287,5 k €↓
- 2024Annual accounts 2024292,1 k €↑
- 2023Annual accounts 2023195,5 k €↑
- 2022Annual accounts 2022125 k €↑
- 2021Annual accounts 2021122,2 k €↓
- 2019Annual accounts 2019306,5 k €↑
- 2018Annual accounts 201897,6 k €↓
- 2017Annual accounts 2017137,1 k €↑
- 2016Annual accounts 201660 k €↑
- 2015Annual accounts 201543,4 k €↓
- 2014Annual accounts 201492,9 k €↑
- 2013Annual accounts 201350,2 k €↓
- 2012Annual accounts 2012109,1 k €↑
- 2011Annual accounts 2011-10,2 k €↓
- 2010Annual accounts 201051,7 k €↓
- 2009Annual accounts 2009106,1 k €↑
- 2008Annual accounts 200893,4 k €↓
- 2007Annual accounts 2007115,4 k €↑
- 2006Annual accounts 200687,4 k €
- 22/11/1989IncorporationPublic limited company