ACTIVE

BERMAL

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Financial year 2024 · closed on 31/12/2024

Net result

-70,7 k €

+37.3% YoY

Gross margin

151,2 k €

+31.6% YoY

Equity

647,1 k €

-9.9% YoY

What does BERMAL do?

BERMAL is a Public limited company incorporated in 1989. Its main activity is: Real estate agencies. Its registered office is in Tellin.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0439.247.573

Incorporation

18/12/1989

Legal form

Public limited company

Registered office

Rue de la Culée, Resteigne 99
6927 Tellin · WallonieSee on map

Contributed capital

62 000,00 €

Latest accounts

31/12/2024

Activities (NACE)

68310Real estate agencies· main 68311Real estate agencies 70200Management consultancy activities 70220Business and other management consultancy activities 70311Activities of head offices; management consultancy activities 68310Real estate agencies+1

Signals

Solid equityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	151,2 k €	+31.6%	114,9 k €	+93.5%	59,4 k €	-87.5%	476,5 k €	+25.1%	381 k €	+0.0%	380,8 k €	+7.5%	354,1 k €	-5.2%	373,4 k €	-6.4%	399,1 k €	+8.1%	369 k €	+20.2%	307 k €	-2.6%	315,2 k €	+4.4%	301,9 k €	-16.6%	361,8 k €	+31.8%	274,5 k €	+16.9%	234,8 k €	+2.0%	230,2 k €	-0.1%	230,5 k €	+30.5%	176,6 k €
EBITDA	97,3 k €	+45.8%	66,7 k €	+411%	13 k €	-97.0%	433,5 k €	+31.2%	330,3 k €	-1.6%	335,7 k €	+2.7%	326,7 k €	-9.8%	362,1 k €	-7.0%	389,4 k €	+8.3%	359,6 k €	+21.2%	296,7 k €	-1.3%	300,7 k €	+3.3%	291 k €	-16.4%	348,1 k €	+33.7%	260,4 k €	+15.9%	224,7 k €	+0.1%	224,5 k €	+0.9%	222,4 k €	+30.8%	170 k €
Operating result	-24,1 k €	+66.0%	-70,9 k €	+57.0%	-165,1 k €	-172%	229,5 k €	+117%	105,8 k €	-11.6%	119,8 k €	+17.1%	102,3 k €	-59.3%	251,3 k €	-8.5%	274,6 k €	+31.8%	208,4 k €	+45.4%	143,4 k €	+7.8%	132,9 k €	+6.2%	125,2 k €	-38.5%	203,7 k €	+57.1%	129,7 k €	+47.6%	87,8 k €	+3.9%	84,6 k €	+0.7%	84 k €	+971%	7,8 k €
Net result	-70,7 k €	+37.3%	-112,8 k €	+36.0%	-176,3 k €	-204%	169 k €	+171%	62,3 k €	-26.4%	84,7 k €	+7.0%	79,1 k €	-49.8%	157,7 k €	-5.8%	167,5 k €	+37.6%	121,7 k €	+32.6%	91,8 k €	+11.5%	82,3 k €	-3.9%	85,7 k €	-33.9%	129,6 k €	+99.3%	65 k €	+79.1%	36,3 k €	+1483%	2,3 k €	-89.1%	21,1 k €	+165%	-32,5 k €
Balance sheet
Equity	647,1 k €	-9.9%	717,8 k €	-13.6%	830,6 k €	-17.5%	1 M €	+20.2%	837,9 k €	-15.0%	986,2 k €	+6.4%	926,5 k €	+3.8%	892,4 k €	+15.8%	770,7 k €	+20.6%	639,2 k €	+16.3%	549,8 k €	+11.3%	494 k €	+10.3%	447,7 k €	+12.5%	398,1 k €	+30.7%	304,6 k €	+27.2%	239,5 k €	+0.1%	239,2 k €	+1.0%	236,9 k €	+9.8%	215,8 k €
Total assets	1,8 M €	-4.5%	1,9 M €	-5.6%	2 M €	-8.0%	2,2 M €	-12.5%	2,5 M €	-5.2%	2,7 M €	-2.1%	2,7 M €	+132%	1,2 M €	+9.1%	1,1 M €	-4.7%	1,1 M €	-9.2%	1,2 M €	-5.4%	1,3 M €	-0.3%	1,3 M €	-4.8%	1,4 M €	+5.2%	1,3 M €	-5.8%	1,4 M €	-9.3%	1,5 M €	-6.7%	1,6 M €	-2.9%	1,7 M €
Cash	69,6 k €	+111%	33 k €	+53.4%	21,5 k €	-40.1%	35,9 k €	+5.2%	34,1 k €	+20.9%	28,3 k €	-62.1%	74,5 k €	-75.1%	299,4 k €	+162%	114,2 k €	+83.3%	62,3 k €	+5.3%	59,2 k €	+308%	14,5 k €	+27.8%	11,4 k €	-92.9%	160,4 k €	+191%	55,2 k €	+352%	12,2 k €	-67.8%	37,9 k €	+415%	7,4 k €	+56.6%	4,7 k €
Debts	1,1 M €	-1.8%	1,1 M €	-2.8%	1,1 M €	-0.4%	1,2 M €	-29.2%	1,6 M €	+0.9%	1,6 M €	-7.1%	1,7 M €	+675%	224,4 k €	-6.8%	240,7 k €	-46.2%	447,6 k €	-31.2%	650,7 k €	-16.1%	775,5 k €	-6.2%	826,4 k €	-13.3%	953,1 k €	-3.9%	991,3 k €	-12.8%	1,1 M €	-11.5%	1,3 M €	-8.1%	1,4 M €	-4.7%	1,5 M €

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 8 ended

Active mandates

Carine VAN ONGEVALLE

Director · since 16 mai 2020 · until 16 mai 2026

Active

Patrick HURBAIN

Managing director · since 16 mai 2020 · until 16 mai 2026

Active

Ended mandates

Carine VAN ONGEVALLE

Director · since 17 mai 2014 · until 17 mai 2020

Ended

Patrick HURBAIN

Managing director · since 17 mai 2014 · until 17 mai 2020

Ended

Carine VAN ONGEVALLE

Director · since 17 mai 2008 · until 17 mai 2014

Ended

PATRICK HURBAIN

Managing director · since 17 mai 2008 · until 17 mai 2014

Ended

At this address

Other companies at this address

Company	CBE no.
L'IMMOBILIERE DE L'AUTOMNE● Active	0423.589.201

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	29/08/2025	30/08/2024	29/08/2023	30/08/2022	27/08/2021	27/08/2020
General meeting	17/05/2025	18/05/2024	20/05/2023	21/05/2022	15/05/2021	16/05/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	17/05/2025	29/08/2025	French	PDF
Micro model	31/12/2023	18/05/2024	30/08/2024	French	PDF
Micro model	31/12/2022	20/05/2023	29/08/2023	French	PDF
Micro model	31/12/2021	21/05/2022	30/08/2022	French	PDF
Micro model	31/12/2020	15/05/2021	27/08/2021	French	PDF
Micro model	31/12/2019	16/05/2020	27/08/2020	French	PDF
Micro model	31/12/2018	18/05/2019	28/08/2019	French	PDF
Micro model	31/12/2017	19/05/2018	14/08/2018	French	PDF
Micro model	31/12/2016	20/05/2017	10/08/2017	French	PDF
Abridged model	31/12/2015	21/05/2016	12/08/2016	French	PDF
Abridged model	31/12/2014	16/05/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	17/05/2014	29/08/2014	French	PDF
Abridged model	31/12/2012	18/05/2013	30/08/2013	French	PDF
Abridged model	31/12/2011	19/05/2012	31/08/2012	French	PDF
Abridged model	31/12/2010	21/05/2011	14/06/2011	French	PDF
Abridged model	31/12/2009	15/05/2010	12/08/2010	French	PDF
Abridged model	31/12/2008	16/05/2009	23/07/2009	French	PDF
Abridged model	31/12/2007	17/05/2008	29/08/2008	French	PDF
Abridged model	31/12/2006	19/05/2007	21/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 8 ended

Active mandates

Carine VAN ONGEVALLE

Director · since 16 mai 2020 · until 16 mai 2026

Active

Patrick HURBAIN

Managing director · since 16 mai 2020 · until 16 mai 2026

Active

Ended mandates

Carine VAN ONGEVALLE

Director · since 17 mai 2014 · until 17 mai 2020

Ended

Patrick HURBAIN

Managing director · since 17 mai 2014 · until 17 mai 2020

Ended

Carine VAN ONGEVALLE

Director · since 17 mai 2008 · until 17 mai 2014

Ended

PATRICK HURBAIN

Managing director · since 17 mai 2008 · until 17 mai 2014

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Registered office17/10/2024
SIEGE SOCIAL
PDF
Mandates20/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DEMISSIONS, NOMINATIONS
PDF
Mandates18/09/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates29/10/2014
DEMISSIONS, NOMINATIONS
PDF
Mandates30/09/2008
DEMISSIONS, NOMINATIONS
PDF
Mandates14/07/2006
DEMISSIONS, NOMINATIONS
PDF
Mandates28/02/2003
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 2024-70,7 k €↑
2023
Annual accounts 2023-112,8 k €↑
2022
Annual accounts 2022-176,3 k €↓
2021
Annual accounts 2021169 k €↑
2020
Annual accounts 202062,3 k €↓
2019
Annual accounts 201984,7 k €↑
2018
Annual accounts 201879,1 k €↓
2017
Annual accounts 2017157,7 k €↓
2016
Annual accounts 2016167,5 k €↑
2015
Annual accounts 2015121,7 k €↑
2014
Annual accounts 201491,8 k €↑
2013
Annual accounts 201382,3 k €↓
2012
Annual accounts 201285,7 k €↓
2011
Annual accounts 2011129,6 k €↑
2010
Annual accounts 201065 k €↑
2009
Annual accounts 200936,3 k €↑
2008
Annual accounts 20082,3 k €↓
2007
Annual accounts 200721,1 k €↑
2006
Annual accounts 2006-32,5 k €
18/12/1989
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BERMAL

Overview

What does BERMAL do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline