ACTIVE

TOURNAI ASSURANCES

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Financial year 2025 · Closed on 31/12/2025

Net result106,4 k €+339,2 %over 1 year
Gross margin318,3 k €+60,3 %over 1 year
Equity132 k €+25,0 %over 1 year
Workforce2,7 ETP-12,9 %over 1 year

Identity

Source · BCE/KBO

TOURNAI ASSURANCES is a Public limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tournai. It employs on average 2,7 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0439.665.069
Incorporation
26/12/1989
Legal form
Public limited company
Registered office
Quai Andreï Sakharov(TOU) 30
7500 Tournai · WallonieSee on map
Contributed capital
63 132,01 €
Latest accounts
31/12/2025
Average workforce
2,7 ETP
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin318,3 k €198,5 k €202,8 k €201,3 k €179,2 k €
EBITDA143,1 k €37,2 k €16,7 k €7,9 k €13,7 k €
Operating result135,1 k €30,6 k €10,6 k €2,3 k €7,9 k €
Net result106,4 k €24,2 k €6 k €-901,2 €8,3 k €
Balance sheet
Equity132 k €105,5 k €81,3 k €75,3 k €76,3 k €
Total assets247,1 k €152 k €137,4 k €129,4 k €150 k €
Cash43,4 k €1,4 k €9,7 k €7,1 k €2,9 k €
Debts115,1 k €46,5 k €56,1 k €54 k €73,7 k €
Other
Workforce2,7 ETP3,1 ETP3,6 ETP3,5 ETP3,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 14 ended

Active mandates

Sylvain Tesse

Director · since 01 avril 2026 · until 31 mars 2032

Active

Ended mandates

FINANCIERE DU BEFFROI

Director · since 01 janvier 2025 · 0562.899.116

Represented by TESSE SYLVAIN

Ended
Claudine Lambrix

Director · since 07 septembre 2020 · until 08 juin 2026

Ended
FINANCIERE DU BEFFROI

Director · since 07 septembre 2020 · until 08 juin 2026 · 0562.899.116

Represented by DEBONNET Jean-Pierre

Ended
FINANCIERE DU BEFFROI

Managing director · since 07 septembre 2020 · until 08 juin 2026 · 0562.899.116

Represented by DEBONNET JEAN-PIERRE

Ended

Other companies at this address

Quai Andreï Sakharov(TOU) 30 7500 Tournai
CompanyCBE no.
FINANCIERE DU BEFFROI● Active
0562.899.116
FRANCOIS DROULEZ ASSURANCES● Active
0480.069.331

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date08/07/202628/08/202531/07/202428/07/202328/07/202209/07/2021
General meeting08/06/202610/06/202510/06/202412/06/202313/06/202214/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202508/06/202608/07/2026FrenchPDF
Abridged model31/12/202410/06/202528/08/2025FrenchPDF
Abridged model31/12/202310/06/202431/07/2024FrenchPDF
Abridged model31/12/202212/06/202328/07/2023FrenchPDF
Abridged model31/12/202113/06/202228/07/2022FrenchPDF
Abridged model31/12/202014/06/202109/07/2021FrenchPDF
Abridged model31/12/201907/09/202029/10/2020FrenchPDF
Abridged model31/12/201811/06/201926/08/2019FrenchPDF
Abridged model31/12/201711/06/201821/08/2018FrenchPDF
Abridged model31/12/201612/06/201725/08/2017FrenchPDF
Abridged model31/12/201504/07/201629/08/2016FrenchPDF
Abridged model31/12/201408/06/201529/09/2015FrenchPDF
Abridged model31/12/201310/06/201424/07/2014FrenchPDF
Abridged model31/12/201210/06/201320/08/2013FrenchPDF
Abridged model31/12/201111/06/201225/06/2012FrenchPDF
Abridged model31/12/201014/06/201119/08/2011FrenchPDF
Abridged model31/12/200914/06/201006/08/2010FrenchPDF
Abridged model31/12/200808/06/200925/08/2009FrenchPDF
Abridged model31/12/200709/06/200828/08/2008FrenchPDF
Abridged model31/12/200611/06/200720/08/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 14 ended

Active mandates

Sylvain Tesse

Director · since 01 avril 2026 · until 31 mars 2032

Active

Ended mandates

FINANCIERE DU BEFFROI

Director · since 01 janvier 2025 · 0562.899.116

Represented by TESSE SYLVAIN

Ended
Claudine Lambrix

Director · since 07 septembre 2020 · until 08 juin 2026

Ended
FINANCIERE DU BEFFROI

Director · since 07 septembre 2020 · until 08 juin 2026 · 0562.899.116

Represented by DEBONNET Jean-Pierre

Ended
FINANCIERE DU BEFFROI

Managing director · since 07 septembre 2020 · until 08 juin 2026 · 0562.899.116

Represented by DEBONNET JEAN-PIERRE

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates21/05/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates24/01/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares30/11/2023
    CAPITAL, ACTIONS - ASSEMBLEE GENERALE
    PDF
  • Mandates14/05/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates20/06/2018
    DENOMINATION - OBJET
    PDF
  • Registered office02/08/2016
    SIEGE SOCIAL
    PDF
  • Mandates22/04/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates10/11/2014
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025106,4 k €↑
  2. 2024
    Annual accounts 202424,2 k €↑
  3. 2023
    Annual accounts 20236 k €↑
  4. 2022
    Annual accounts 2022-901,2 €↓
  5. 2021
    Annual accounts 20218,3 k €↓
  6. 2018
    Annual accounts 2018118,1 k €↑
  7. 2017
    Annual accounts 201778,5 k €↓
  8. 2016
    Annual accounts 201689 k €↓
  9. 2015
    Annual accounts 2015147,1 k €↑
  10. 2014
    Annual accounts 2014141,6 k €↑
  11. 2013
    Annual accounts 2013110 k €↑
  12. 2012
    Annual accounts 2012105 k €↑
  13. 2011
    Annual accounts 2011100,2 k €↑
  14. 2010
    Annual accounts 201069,8 k €↓
  15. 2009
    Annual accounts 2009108,7 k €↓
  16. 2008
    Annual accounts 2008125 k €↑
  17. 2007
    Annual accounts 200793,6 k €↓
  18. 2006
    Annual accounts 2006112,1 k €
  19. 26/12/1989
    IncorporationPublic limited company