M-FINANCE
0440.319.523 · rovalta.com · 27/09/2026
ACTIVE
M-FINANCE
Financial year 2025 · Closed on 31/12/2025
Net result22,7 k €-69,4 %over 1 year
Gross margin45,5 k €+294,0 %over 1 year
Equity1,4 M €+1,6 %over 1 year
Overview
Identity
Source · BCE/KBOM-FINANCE is a Private limited company incorporated in 1990. Its registered office is in Bruxelles.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0440.319.523
- Incorporation
- 22/02/1990
- Legal form
- Private limited company
- Registered office
- Rue de l'Homme Chrétien 1
1000 Bruxelles · BruxellesSee on map - Contributed capital
- 1 329 906,20 €
- Latest accounts
- 31/12/2025
Joint committees (1)
- 323
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflow
Financials
Source · NBB, 30 filingsTrend over 18 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 45,5 k € | +294% | -23,4 k € | -154% | 43,7 k € | -99.0% | 4,5 M € | +357% | 987,1 k € |
| EBITDA | -33,3 k € | -7.3% | -31,1 k € | -222% | 25,5 k € | -99.4% | 4,5 M € | +407% | 884,7 k € |
| Operating result | -33,3 k € | -7.3% | -31,1 k € | -222% | 25,5 k € | -99.4% | 4,5 M € | +407% | 884,7 k € |
| Net result | 22,7 k € | -69.4% | 74,2 k € | +16.7% | 63,6 k € | -98.1% | 3,4 M € | +327% | -1,5 M € |
| Balance sheet | |||||||||
| Equity | 1,4 M € | +1.6% | 1,4 M € | -69.7% | 4,6 M € | +1.4% | 4,6 M € | +58.3% | 2,9 M € |
| Total assets | 1,8 M € | -26.3% | 2,4 M € | -48.7% | 4,8 M € | -8.7% | 5,2 M € | +73.2% | 3 M € |
| Cash | 322,6 k € | +207% | 105,1 k € | -90.2% | 1,1 M € | -50.4% | 2,2 M € | +111% | 1 M € |
| Debts | 372,8 k € | -64.1% | 1 M € | +750% | 122,1 k € | -81.0% | 643,6 k € | +417% | 124,6 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20256 active · 68 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
| Director | since 23/09/2023 | 00 | |
| Director | since 23/09/2023 | ||
| Director | since 23/09/2023 | 00 | |
| Persoon belast met dagelijks bestuur | since 23/09/2023 | 000 | |
| Persoon belast met dagelijks bestuur | since 23/09/2023 | 000 | |
| Director | since 23/09/2023 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
| Director | 21/06/2023 → 21/06/2029 | 00 | |
| Director | 21/06/2023 → 21/06/2029 | ||
| Director | 21/06/2023 → 21/06/2029 | 00 | |
| Managing director | 21/06/2023 → 21/06/2029 | 000 |
Other companies at this address
Rue de l'Homme Chrétien 1 1000 Bruxelles| Company | CBE no. |
|---|---|
CP4U● Active | 0456.890.784 |
Groep Panam● Active | 0676.455.135 |
SEUTIN RENTALS● Active | 0438.806.719 |
T-IL● Active | 0662.416.859 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 27/08/2026 | 28/08/2025 | 23/07/2024 | 24/07/2023 | 30/08/2022 | 07/07/2021 |
| General meeting | 18/06/2026 | 30/06/2025 | 10/06/2024 | 28/06/2023 | 24/08/2022 | 30/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 30 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 18/06/2026 | 27/08/2026 | Dutch | |
| Abridged model | 31/12/2024 | 30/06/2025 | 28/08/2025 | Dutch | |
| Abridged model | 31/12/2023 | 10/06/2024 | 23/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 28/06/2023 | 24/07/2023 | Dutch | |
| Abridged model | 31/12/2021 | 24/08/2022 | 30/08/2022 | Dutch | |
| Abridged model | 31/12/2020 | 30/06/2021 | 07/07/2021 | Dutch | |
| Abridged model | 31/12/2019 | 17/06/2020 | 06/08/2020 | Dutch | |
| Abridged model | 31/12/2018 | 19/06/2019 | 31/07/2019 | Dutch | |
| Abridged model | 31/12/2017 | 20/06/2018 | 31/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 21/06/2017 | 20/07/2017 | Dutch | |
| Full model | 31/12/2015 | 28/06/2016 | 07/07/2016 | Dutch | |
| Full model | 31/12/2014 | 17/06/2015 | 10/07/2015 | Dutch | |
| Full model | 31/12/2013 | 18/06/2014 | 10/07/2014 | Dutch | |
| Consolidated accounts | 31/12/2013 | 22/12/2014 | 29/12/2014 | Dutch | |
| Full model | 31/12/2012 | 19/06/2013 | 18/07/2013 | Dutch | |
| Consolidated accounts | 31/12/2012 | 30/09/2013 | 16/10/2013 | Dutch | |
| Full model | 31/12/2011 | 20/06/2012 | 20/07/2012 | Dutch | |
| Consolidated accounts | 31/12/2011 | 30/09/2012 | 26/10/2012 | Dutch | |
| Full model | 31/12/2010 | 22/06/2011 | 30/06/2011 | Dutch | |
| Consolidated accounts | 31/12/2010 | 30/08/2011 | 31/08/2011 | Dutch | |
| Full model | 31/12/2009 | 16/06/2010 | 16/07/2010 | Dutch | |
| Consolidated accounts | 31/12/2009 | 30/08/2010 | 31/08/2010 | Dutch | |
| Full model | 31/12/2008 | 17/06/2009 | 16/07/2009 | Dutch | |
| Consolidated accounts | 31/12/2008 | 19/10/2009 | 28/10/2009 | Dutch | |
| Full model | 31/03/2008 | 05/09/2008 | 30/09/2008 | Dutch | |
| Consolidated accounts | 31/03/2008 | 05/09/2008 | 07/10/2008 | Dutch | |
| Full model | 31/03/2007 | 24/09/2007 | 08/10/2007 | Dutch | |
| Consolidated accounts | 31/03/2007 | 24/09/2007 | 23/10/2007 | Dutch | |
| Consolidated accounts | 31/03/2006 | 16/10/2006 | 18/04/2007 | Dutch | |
| Consolidated accounts | 31/03/2005 | 26/09/2005 | 18/04/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20256 active · 68 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
| Director | since 23/09/2023 | 00 | |
| Director | since 23/09/2023 | ||
| Director | since 23/09/2023 | 00 | |
| Persoon belast met dagelijks bestuur | since 23/09/2023 | 000 | |
| Persoon belast met dagelijks bestuur | since 23/09/2023 | 000 | |
| Director | since 23/09/2023 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
| Director | 21/06/2023 → 21/06/2029 | 00 | |
| Director | 21/06/2023 → 21/06/2029 | ||
| Director | 21/06/2023 → 21/06/2029 | 00 | |
| Managing director | 21/06/2023 → 21/06/2029 | 000 |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates05/10/2023WIJZIGING RECHTSVORM - MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
- Mandates13/09/2023ONTSLAGEN - BENOEMINGEN
- Mandates04/04/2023ONTSLAGEN - BENOEMINGEN
- Registered office27/10/2020MAATSCHAPPELIJKE ZETEL
- Mandates01/08/2017ONTSLAGEN - BENOEMINGEN
- Mandates19/01/2016BENAMING - MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Mandates20/08/2014ONTSLAGEN - BENOEMINGEN
- Mandates23/04/2014ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202522,7 k €↓
- 2024Annual accounts 202474,2 k €↑
- 2023Annual accounts 202363,6 k €↓
- 2022Annual accounts 20223,4 M €↑
- 2021Annual accounts 2021-1,5 M €↓
- 2020Annual accounts 2020-302,1 k €↓
- 2019Annual accounts 2019-42,9 k €↓
- 2018Annual accounts 2018911,8 k €↓
- 2017Annual accounts 20171,1 M €↓
- 2016Annual accounts 20167,3 M €↓
- 2015Annual accounts 20158,5 M €↑
- 2014Annual accounts 2014733,1 k €↑
- 2013Annual accounts 2013379,7 k €↓
- 2012Annual accounts 2012926,1 k €↓
- 2011Annual accounts 20112,6 M €↑
- 2010Annual accounts 20101,7 M €↑
- 2009Annual accounts 2009790,5 k €↑
- 2008Annual accounts 2008260,9 k €
- 22/02/1990IncorporationPrivate limited company
Registered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| Rue de l'Homme Chrétien 1, 1000 BrusselsCurrent | CBE, tracked since 27/09/2026 | CBE |
| Kerstemannekensstraat 1, 1000 Brussels | accounts 2024 → 2025 | Accounts 2025 · 2026-00431891 |
| Kerstenmannekensstraat 1, 1000 Brussels | accounts 2023 | Accounts 2023 · 2024-00271614 |
| Isschotweg 84, 2222 Itegem | accounts 2021 → 2022 | Accounts 2022 · 2023-00260940 |
Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.