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CREDIM (0440.399.992) — Belgian company profile — Rovalta
BCE 0440.399.992 Public limited company Abridged model NBB ✓
C
CREDIM Public limited company · Gent · incorporated on 12/04/1990 · 3,0 ETP
Equity
6,8 M €
solvency 10,0 %
Info Key figures Directors & structure Annual accounts Publications Similar companies Timeline
Frequently asked questions
Financial data Table Chart
2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 Revenue — — — — — — — — — — — — — — — — — — — 674,9 k € Gross margin 3,6 M € 4,6 M € 4,3 M € 3,7 M € 2,5 M € 1,7 M € 1,4 M € 881,0 k € 787,7 k € 349,2 k € 104,6 k € 101,0 k € 105,5 k € 103,0 k € 126,9 k € 147,7 k € 126,2 k € 152,5 k € -254,6 k € -10,2 k € EBITDA 2,9 M € 4,1 M € 3,9 M € 3,4 M € 2,1 M € 1,6 M € 1,3 M € 842,5 k € 753,2 k € 324,8 k € 94,1 k € 90,6 k € 92,0 k € 92,7 k € 110,3 k € 102,9 k € 117,4 k € 137,7 k € -265,0 k € -85,5 k € Operating profit 2,3 M € 2,7 M € 2,8 M € 2,7 M € 1,6 M € 1,1 M € 851,8 k € 519,0 k € 373,9 k € 137,9 k € -87,3 k € 42,5 k € 43,9 k € 44,5 k € 62,1 k € 54,7 k € 69,3 k € 78,3 k € -313,1 k € -320,3 k € Profit/loss 428,8 k € 394,0 k € 1,0 M € 1,6 M € 992,1 k € 677,1 k € 483,6 k € 308,3 k € 247,3 k € 86,3 k € -127,7 k € 2,4 k € 2,7 k € -6,6 k € 16,4 k € 2,0 k € 11,9 k € 12,9 k € 414,1 k € -401,6 k € Equity 6,8 M € 6,5 M € 6,1 M € 5,1 M € 3,3 M € 2,3 M € 1,6 M € 1,2 M € 847,0 k € 599,7 k € 513,3 k € 87,7 k € 85,4 k € 82,7 k € 89,4 k € 73,0 k € 71,0 k € 59,1 k € 46,2 k € -367,8 k € Total assets 68,1 M € 68,2 M € 65,8 M € 55,9 M € 34,1 M € 22,1 M € 19,6 M € 12,4 M € 7,1 M € 5,3 M € 2,7 M € 934,5 k € 978,1 k € 1,0 M € 1,1 M € 1,1 M € 1,2 M € 1,2 M € 1,3 M € 1,7 M € Cash 309,1 k € 250,8 k € 284,5 k € 652,0 k € 139,3 k € 1,1 M € 1,3 M € 592,4 k € 77,8 k € 120,9 k € 81,0 k € 16,5 k € 11,5 k € 4,4 k € 7,8 k € 14,5 k € 912,8 € 13,5 k € 10,8 k € 4,5 k € Debts 60,7 M € 60,8 M € 58,8 M € 49,0 M € 30,3 M € 19,7 M € 17,8 M € 11,1 M € 6,2 M € 4,7 M € 2,2 M € 842,8 k € 874,4 k € 900,2 k € 954,7 k € 1,0 M € 1,1 M € 1,2 M € 1,2 M € 1,3 M € Staff 3 2,6 2 2 1,6 1 — — — — — — — — — — — — — —
Belgian Official Gazette publications Belgian Official Gazette publications
Similar companies Other companies at this address Total balance sheet
68,1 M €
filing 23/07/2026
Z-Score 3.1
NSSO & social debts 9,8 % € 1.30M
Maximum recommended credit amount, based on solvency, liquidity and profitability.
Available with a free account Public limited company profitable and well capitalised . Cash position rising (+23.3%).
Recommendation
Acceptable counterparty for a moderate engagement. Require 2 fiscal years of detailed accounts before any significant exposure. The abridged model hides revenue.
Financial year 2025 What is the VAT number of CREDIM?
What type of company is CREDIM?
What profit did CREDIM make in 2025?
How much debt did CREDIM have in 2025?
What does CREDIM do? CREDIM is a Public limited company incorporated in 1990. Its main activity is: Rental and operating of own or leased real estate. Its registered office is in Gent. It employs on average 3,0 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0440.399.992
Legal form
Public limited company
Registered office
Industriepark-Drongen 4 box C
9031 Gent · Flandre
Contribution (capital)
1 872 040,28 €
Accounts model
Abridged model · Dutch
Latest accounts
31/12/2025
Signals
Financial health ratios Key indicators
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Timeline 2025
Annual accounts 2025 428,8 k €↑
05/12/2025
nomination Barragan BV — bestuurder
05/12/2025
nomination Rudi Deruytter — bestuurder
05/12/2025
reconduction ERSO BV — bestuurder
01/07/2025
nomination Fintact25 BV — bestuurder
2024
Annual accounts 2024 394,0 k €↓
2023
Reappointment ERSO BV · bestuurder
05/12/2025 Appointment Rudi Deruytter · bestuurder
05/12/2025 Appointment Barragan BV · bestuurder
05/12/2025 Appointment Fintact25 BV · bestuurder
01/07/2025 Appointment Bram De Wilde · bestuurder
10/07/2023 Capital increase —
01/01/2022 Mandates 01/04/2026
ONTSLAGEN - BENOEMINGEN PDF Restructuring 29/08/2025
RUBRIEK EINDE (STOPZETTING, INTREKKING STOPZETTING, NIETIGHEID, GER. AK., GERECHTELIJKE REORGANISATIE, ENZ... - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...) PDF Source: Belgian Official Gazette
Annual accounts 2023 1,0 M €↓
10/07/2023
nomination Bram De Wilde — bestuurder
2022
Annual accounts 2022 1,6 M €↑
01/01/2022
augmentation_capital
2021
Annual accounts 2021 992,1 k €↑
2020
Annual accounts 2020 677,1 k €↑
2019
Annual accounts 2019 483,6 k €↑
2018
Annual accounts 2018 308,3 k €↑
2017
Annual accounts 2017 247,3 k €↑
2016
Annual accounts 2016 86,3 k €↑
2015
Annual accounts 2015 -127,7 k €↓
2014
Annual accounts 2014 2,4 k €↓
2013
Annual accounts 2013 2,7 k €↑
2012
Annual accounts 2012 -6,6 k €↓
2011
Annual accounts 2011 16,4 k €↑
2010
Annual accounts 2010 2,0 k €↓
2009
Annual accounts 2009 11,9 k €↓
2008
Annual accounts 2008 12,9 k €↓
2007
Annual accounts 2007 414,1 k €↑
2006
Annual accounts 2006 -401,6 k €
12/04/1990
Incorporation Public limited company
27/05/2025
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
Mandates 28/08/2023
ONTSLAGEN - BENOEMINGEN PDF Restructuring 13/10/2022
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN,
) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...) PDF Restructuring 04/07/2022
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...) PDF Registered office 14/12/2021
MAATSCHAPPELIJKE ZETEL PDF Mandates 20/06/2019
ONTSLAGEN - BENOEMINGEN PDF