ACTIVE

FINACIBEL

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Financial year 2025 · closed on 31/12/2025

Net result

225,4 k €

+122.8% YoY

Gross margin

683,4 k €

+11.8% YoY

Equity

3,4 M €

+7.1% YoY

What does FINACIBEL do?

FINACIBEL is a Public limited company incorporated in 1990. Its registered office is in Soignies.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0442.472.725

Incorporation

17/12/1990

Legal form

Public limited company

Registered office

Chemin de Nivelles 23
7060 Soignies · WallonieSee on map

Contributed capital

2 190 141,47 €

Latest accounts

31/12/2025

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	683,4 k €	+11.8%	611,2 k €	+37.0%	446,2 k €	-18.0%	544 k €	+10.1%	494,1 k €	+16.6%	423,7 k €	-21.3%	538,6 k €	-3.8%	559,8 k €	+6.2%	527,3 k €	+9.1%	483,1 k €	-11.0%	542,6 k €	-5.0%	571 k €	-12.3%	651,1 k €	+4.1%	625,7 k €	+8.0%	579,3 k €	+8.5%	533,8 k €	+1.2%	527,4 k €	+13.2%	465,9 k €	+9.2%	426,6 k €	+0.1%	426,2 k €
EBITDA	597,9 k €	+16.8%	512 k €	+45.1%	352,8 k €	-23.5%	460,9 k €	+11.4%	413,6 k €	+23.2%	335,7 k €	-32.4%	496,8 k €	-0.9%	501,1 k €	+7.3%	466,9 k €	+10.2%	423,8 k €	-12.4%	483,7 k €	-6.6%	517,7 k €	-13.4%	597,9 k €	+4.2%	573,7 k €	+7.2%	535,3 k €	+17.0%	457,4 k €	-6.3%	488,3 k €	+13.6%	429,9 k €	+9.3%	393,4 k €	+0.2%	392,7 k €
Operating result	344,7 k €	+108%	166 k €	+1899%	-9,2 k €	-110%	94,1 k €	+287%	24,3 k €	+130%	-80,5 k €	-224%	65 k €	-47.6%	124,1 k €	-1.9%	126,4 k €	+36.7%	92,5 k €	-38.9%	151,5 k €	-17.6%	183,8 k €	-30.3%	263,9 k €	+11.1%	237,4 k €	+43.2%	165,9 k €	+34.8%	123 k €	-28.6%	172,2 k €	+39.3%	123,6 k €	+3.0%	120,1 k €	-15.6%	142,2 k €
Net result	225,4 k €	+123%	101,1 k €	+917%	-12,4 k €	-115%	82,7 k €	+1065%	7,1 k €	+107%	-96,9 k €	-446%	28 k €	-66.5%	83,5 k €	+28.1%	65,2 k €	+16.3%	56 k €	-49.2%	110,3 k €	+2.3%	107,8 k €	-38.2%	174,4 k €	+28.1%	136,1 k €	+147%	55 k €	+4372%	-1,3 k €	-104%	36,3 k €	+104%	17,8 k €	-59.3%	43,6 k €	-24.0%	57,4 k €
Balance sheet
Equity	3,4 M €	+7.1%	3,2 M €	+3.3%	3,1 M €	-0.4%	3,1 M €	+2.7%	3 M €	+0.2%	3 M €	-3.1%	3,1 M €	+0.9%	3,1 M €	+2.8%	3 M €	+2.2%	2,9 M €	+2.0%	2,9 M €	+4.0%	2,8 M €	+4.1%	2,6 M €	+7.0%	2,5 M €	+5.8%	2,3 M €	+2.4%	2,3 M €	-0.1%	2,3 M €	+1.6%	2,2 M €	+0.8%	2,2 M €	+2.0%	2,2 M €
Total assets	4,2 M €	+2.2%	4,1 M €	+3.4%	3,9 M €	+0.0%	3,9 M €	+2.6%	3,8 M €	-1.0%	3,9 M €	-1.8%	3,9 M €	-1.5%	4 M €	-1.7%	4,1 M €	-2.8%	4,2 M €	-4.2%	4,4 M €	-2.5%	4,5 M €	-2.2%	4,6 M €	-0.3%	4,6 M €	-1.7%	4,7 M €	-3.2%	4,8 M €	-4.3%	5,1 M €	-3.6%	5,2 M €	+25.4%	4,2 M €	-2.0%	4,3 M €
Cash	939,8 k €	+53.9%	610,7 k €	-52.0%	1,3 M €	-15.1%	1,5 M €	+34.1%	1,1 M €	+191%	384,2 k €	-0.9%	387,7 k €	+42.8%	271,6 k €	-35.6%	421,5 k €	-4.7%	442,3 k €	+26.7%	349 k €	+63.4%	213,6 k €	+19.5%	178,7 k €	+140%	74,4 k €	-56.8%	172,3 k €	+1221%	13 k €	-91.5%	153,2 k €	-65.4%	443,2 k €	-22.3%	570,7 k €	-5.7%	605 k €
Debts	724,7 k €	-15.6%	858,2 k €	+3.5%	829,1 k €	-0.8%	835,9 k €	+1.8%	821,2 k €	-5.3%	866,8 k €	+3.6%	836,7 k €	-9.9%	928,7 k €	-14.5%	1,1 M €	-13.7%	1,3 M €	-16.1%	1,5 M €	-13.1%	1,7 M €	-10.6%	1,9 M €	-8.8%	2,1 M €	-9.3%	2,3 M €	-8.6%	2,6 M €	-7.6%	2,8 M €	-7.7%	3 M €	+53.5%	2 M €	-6.2%	2,1 M €
Other
Workforce	–		–		–		–		–		0,3 ETP	0.0%	0,3 ETP	0.0%	0,3 ETP		–		–		–		–		0,3 ETP	0.0%	0,3 ETP	0.0%	0,3 ETP	0.0%	0,3 ETP	0.0%	0,3 ETP	0.0%	0,3 ETP	0.0%	0,3 ETP	0.0%	0,3 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 7 ended

Active mandates

Anne-Françoise Mouchart

Director · since 17 juin 2022 · until 12 mai 2028

Active

Isabelle Mouchart

Director · since 17 juin 2022 · until 12 mai 2028

Active

Marie-Ghislaine Semaille

Director · since 17 juin 2022 · until 12 mai 2028

Active

Ended mandates

ANNE FRANCOISE MOUCHART

Director

Ended

ISABELLE MOUCHART

Director

Ended

ISABELLE MOUCHART

Managing director

Ended

JEAN PIERRE MOUCHART

Chairman of the board of directors

Ended

At this address

Other companies at this address

Company	CBE no.
ANNINVEST● Active	0449.459.891

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	18/06/2026	24/07/2025	25/07/2024	31/08/2023	25/07/2022	29/06/2021
General meeting	15/06/2026	26/06/2025	30/06/2024	30/06/2023	13/05/2022	21/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	15/06/2026	18/06/2026	French	PDF
Micro model	31/12/2024	26/06/2025	24/07/2025	French	PDF
Micro model	31/12/2023	30/06/2024	25/07/2024	French	PDF
Micro model	31/12/2022	30/06/2023	31/08/2023	French	PDF
Micro model	31/12/2021	13/05/2022	25/07/2022	French	PDF
Abridged model	31/12/2020	21/06/2021	29/06/2021	French	PDF
Abridged model	31/12/2019	24/08/2020	26/08/2020	French	PDF
Abridged model	31/12/2018	24/07/2019	26/07/2019	French	PDF
Abridged model	31/12/2017	08/06/2018	14/06/2018	French	PDF
Abridged model	31/12/2016	09/06/2017	19/06/2017	French	PDF
Abridged model	31/12/2015	08/06/2016	23/06/2016	French	PDF
Abridged model	31/12/2014	08/05/2015	23/06/2015	French	PDF
Abridged model	31/12/2013	30/05/2014	27/06/2014	French	PDF
Abridged model	31/12/2012	10/05/2013	30/07/2013	French	PDF
Abridged model	31/12/2011	11/05/2012	23/08/2012	French	PDF
Abridged model	31/12/2010	13/05/2011	27/08/2011	French	PDF
Abridged model	31/12/2009	14/05/2010	20/08/2010	French	PDF
Abridged model	31/12/2008	08/05/2009	24/08/2009	French	PDF
Abridged model	31/12/2007	09/05/2008	28/08/2008	French	PDF
Abridged model	31/12/2006	11/05/2007	24/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 7 ended

Active mandates

Anne-Françoise Mouchart

Director · since 17 juin 2022 · until 12 mai 2028

Active

Isabelle Mouchart

Director · since 17 juin 2022 · until 12 mai 2028

Active

Marie-Ghislaine Semaille

Director · since 17 juin 2022 · until 12 mai 2028

Active

Ended mandates

ANNE FRANCOISE MOUCHART

Director

Ended

ISABELLE MOUCHART

Director

Ended

ISABELLE MOUCHART

Managing director

Ended

JEAN PIERRE MOUCHART

Chairman of the board of directors

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates08/08/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates19/07/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates08/07/2016
DEMISSIONS, NOMINATIONS
PDF
Mandates29/05/2015
DEMISSIONS, NOMINATIONS
PDF
Capital / shares11/01/2012
CAPITAL, ACTIONS
PDF
Mandates26/09/2011
DEMISSIONS, NOMINATIONS
PDF
Mandates15/07/2010
DEMISSIONS, NOMINATIONS
PDF
Mandates02/09/2009
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025225,4 k €↑
2024
Annual accounts 2024101,1 k €↑
2023
Annual accounts 2023-12,4 k €↓
2022
Annual accounts 202282,7 k €↑
2021
Annual accounts 20217,1 k €↑
2020
Annual accounts 2020-96,9 k €↓
2019
Annual accounts 201928 k €↓
2018
Annual accounts 201883,5 k €↑
2017
Annual accounts 201765,2 k €↑
2016
Annual accounts 201656 k €↓
2015
Annual accounts 2015110,3 k €↑
2014
Annual accounts 2014107,8 k €↓
2013
Annual accounts 2013174,4 k €↑
2012
Annual accounts 2012136,1 k €↑
2011
Annual accounts 201155 k €↑
2010
Annual accounts 2010-1,3 k €↓
2009
Annual accounts 200936,3 k €↑
2008
Annual accounts 200817,8 k €↓
2007
Annual accounts 200743,6 k €↓
2006
Annual accounts 200657,4 k €
17/12/1990
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FINACIBEL

Overview

What does FINACIBEL do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline