ACTIVE

Zakenkantoor Baert & Lenaerts

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Financial year 2026 · Closed on 31/03/2026

Net result72 k €-20,5 %over 1 year
Gross margin148,5 k €-24,7 %over 1 year
Equity18,6 k €0,0 %over 1 year

Identity

Source · BCE/KBO

Zakenkantoor Baert & Lenaerts is a Private limited company incorporated in 1990. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tessenderlo-Ham.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0442.720.965
Incorporation
12/12/1990
Legal form
Private limited company
Registered office
Diktestraat 1 box 101
3945 Tessenderlo-Ham · FlandreSee on map
Contributed capital
18 592,01 €
Latest accounts
31/03/2026
Joint committees (1)
  • 307
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20262025202420232022
Income statement
Gross margin148,5 k €197,2 k €95,9 k €128 k €66,5 k €
EBITDA115 k €127,2 k €52,1 k €86,6 k €42,5 k €
Operating result112,7 k €124,9 k €49,8 k €83,3 k €34,9 k €
Net result72 k €90,6 k €45,4 k €64,5 k €23,3 k €
Balance sheet
Equity18,6 k €18,6 k €130,4 k €185 k €120,5 k €
Total assets173,8 k €96,3 k €239,3 k €194,4 k €143 k €
Cash167,8 k €93,9 k €85,1 k €177,2 k €125,9 k €
Debts155,2 k €77,7 k €108,9 k €8 k €21,1 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/03/2026

1 active · 10 ended

Active mandates

PB Finance

Director · 0801.906.126

Represented by Philippe Baert

Active

Ended mandates

Patrick Baert

Director · since 26 octobre 2023

Ended
Philippe Baert

Director · since 26 octobre 2023

Ended
Philippe Baert

Director · since 01 septembre 2016

Ended
Philippe Baert

Manager · since 01 septembre 2016

Ended

Other companies at this address

Diktestraat 1 3945 Tessenderlo-Ham
CompanyCBE no.
PB Finance● Active
0801.906.126

Full financial information

Source · NBB
202620252024202320222021
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/04/202501/04/202401/04/202301/04/202201/04/202101/04/2020
Closing of the financial year31/03/202631/03/202531/03/202431/03/202331/03/202231/03/2021
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date17/09/202630/09/202530/09/202424/10/202320/10/202206/10/2021
General meeting17/09/202616/09/202517/09/202419/09/202321/09/202221/09/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/03/202617/09/202617/09/2026DutchPDF
Micro model31/03/202516/09/202530/09/2025DutchPDF
Micro model31/03/202417/09/202430/09/2024DutchPDF
Micro model31/03/202319/09/202324/10/2023DutchPDF
Micro model31/03/202221/09/202220/10/2022DutchPDF
Micro model31/03/202121/09/202106/10/2021DutchPDF
Micro model31/03/202015/09/202025/09/2020DutchPDF
Micro model31/03/201917/09/201930/09/2019DutchPDF
Micro model31/03/201818/09/201826/10/2018DutchPDF
Abridged model31/03/201719/09/201719/09/2017DutchPDF
Abridged model31/03/201620/09/201625/10/2016DutchPDF
Abridged model31/03/201515/09/201530/09/2015DutchPDF
Abridged model31/03/201416/09/201430/09/2014DutchPDF
Abridged model31/03/201317/09/201325/11/2013DutchPDF
Abridged model31/03/201218/09/201222/09/2012DutchPDF
Abridged model31/03/201120/09/201120/10/2011DutchPDF
Abridged model31/03/201021/09/201029/09/2010DutchPDF
Abridged model31/03/200915/09/200929/09/2009DutchPDF
Abridged model31/03/200816/09/200807/10/2008DutchPDF
Abridged model31/03/200718/09/200720/11/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/03/2026

1 active · 10 ended

Active mandates

PB Finance

Director · 0801.906.126

Represented by Philippe Baert

Active

Ended mandates

Patrick Baert

Director · since 26 octobre 2023

Ended
Philippe Baert

Director · since 26 octobre 2023

Ended
Philippe Baert

Director · since 01 septembre 2016

Ended
Philippe Baert

Manager · since 01 septembre 2016

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates13/11/2023
    WIJZIGING RECHTSVORM - BENAMING - MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
    PDF
  • Mandates04/08/2017
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2026
    Annual accounts 202672 k €↓
  2. 2025
    Annual accounts 202590,6 k €↑
  3. 2024
    Annual accounts 202445,4 k €↓
  4. 2024
    Name changeZAKENKANTOOR BAERT-LENAERTS
  5. 2023
    Annual accounts 202364,5 k €↑
  6. 2022
    Annual accounts 202223,3 k €↑
  7. 2022
    Name changeZakenkantoor BVS
  8. 2021
    Annual accounts 202117,2 k €↓
  9. 2020
    Annual accounts 202022,6 k €↑
  10. 2019
    Annual accounts 201919,5 k €↓
  11. 2018
    Annual accounts 201839 k €↑
  12. 2017
    Annual accounts 201725 k €↑
  13. 2016
    Annual accounts 201623,8 k €↑
  14. 2015
    Annual accounts 20152,2 k €↑
  15. 2014
    Annual accounts 2014473,9 €↓
  16. 2013
    Annual accounts 20138,1 k €↑
  17. 2012
    Annual accounts 2012267,3 €↓
  18. 2011
    Annual accounts 201123,7 k €↑
  19. 2010
    Annual accounts 201018,3 k €↑
  20. 2009
    Annual accounts 2009-5 k €↓
  21. 2008
    Annual accounts 200814,5 k €↓
  22. 2007
    Annual accounts 200716,3 k €
  23. 12/12/1990
    IncorporationPrivate limited company