REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN
0442.780.650 · rovalta.com · 27/09/2026
ACTIVE
REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN
Financial year 2025 · Closed on 31/12/2025
Net result284,9 k €+42,9 %over 1 year
Gross margin548,8 k €+40,0 %over 1 year
Equity158,5 k €0,0 %over 1 year
Workforce1,6 ETP+14,3 %over 1 year
Overview
Identity
Source · BCE/KBOREGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN is a Private limited company incorporated in 1990. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Lochristi. It employs on average 1,6 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0442.780.650
- Incorporation
- 30/10/1990
- Legal form
- Private limited company
- Registered office
- Dorp-West 120
9080 Lochristi · FlandreSee on map - Latest accounts
- 31/12/2025
- Average workforce
- 1,6 ETP
Activities (NACE)
Joint committees (3)
- 218
- 307
- 341
Signals
ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 18 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 548,8 k € | +40.0% | 392,1 k € | +15.2% | 340,3 k € | +54.7% | 220 k € | -27.5% | 303,6 k € |
| EBITDA | 429 k € | +49.2% | 287,5 k € | +43.5% | 200,4 k € | +56.0% | 128,4 k € | -25.2% | 171,8 k € |
| Operating result | 389,6 k € | +45.7% | 267,4 k € | +55.4% | 172,1 k € | +109% | 82,2 k € | -34.6% | 125,6 k € |
| Net result | 284,9 k € | +42.9% | 199,3 k € | +46.3% | 136,3 k € | +110% | 64,9 k € | -29.0% | 91,4 k € |
| Balance sheet | |||||||||
| Equity | 158,5 k € | 0.0% | 158,5 k € | -65.4% | 458,5 k € | +13.2% | 405,2 k € | +10.0% | 368,2 k € |
| Total assets | 700,6 k € | +56.2% | 448,4 k € | -20.2% | 561,7 k € | +15.4% | 486,6 k € | -5.5% | 514,7 k € |
| Cash | 146,4 k € | +47.5% | 99,3 k € | +215% | 31,5 k € | +80.9% | 17,4 k € | +8829% | 195,1 € |
| Debts | 541,6 k € | +86.8% | 289,9 k € | +181% | 103,2 k € | +26.8% | 81,4 k € | -44.4% | 146,5 k € |
| Other | |||||||||
| Workforce | 1,6 ETP | +14.3% | 1,4 ETP | -22.2% | 1,8 ETP | +12.5% | 1,6 ETP | -36.0% | 2,5 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20252 active · 12 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Ilse De Koning | Director | since 16/10/2024 | 00 |
| Managing director | since 16/10/2024 | 000 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
| Managing director | since 16/10/2024 | 000 | |
Rita Beyst | Mandate | 08/02/2017 → 12/04/2017 | 00 |
Ilse De Koning | Managing director | since 26/12/2011 | 00 |
Véronique De Koning | Director | since 26/12/2011 | 000 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 22/09/2026 | 04/07/2025 | 24/05/2024 | 05/06/2023 | 03/06/2022 | 04/06/2021 |
| General meeting | 30/06/2026 | 23/06/2025 | 30/04/2024 | 23/03/2023 | 28/04/2022 | 16/03/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 30/06/2026 | 22/09/2026 | Dutch | |
| Abridged model | 31/12/2024 | 23/06/2025 | 04/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 30/04/2024 | 24/05/2024 | Dutch | |
| Abridged model | 31/12/2022 | 23/03/2023 | 05/06/2023 | Dutch | |
| Abridged model | 31/12/2021 | 28/04/2022 | 03/06/2022 | Dutch | |
| Abridged model | 31/12/2020 | 16/03/2021 | 04/06/2021 | Dutch | |
| Abridged model | 31/12/2019 | 30/06/2020 | 24/08/2020 | Dutch | |
| Abridged model | 31/12/2018 | 30/06/2019 | 21/08/2019 | Dutch | |
| Abridged model | 31/12/2017 | 28/02/2018 | 28/03/2018 | Dutch | |
| Abridged model | 31/12/2016 | 21/03/2017 | 16/06/2017 | Dutch | |
| Abridged model | 31/12/2015 | 21/04/2016 | 12/05/2016 | Dutch | |
| Abridged model | 31/12/2014 | 30/03/2015 | 17/07/2015 | Dutch | |
| Abridged model | 31/12/2013 | 31/05/2014 | 18/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 24/04/2013 | 23/05/2013 | Dutch | |
| Abridged model | 31/12/2011 | 14/05/2012 | 24/07/2012 | Dutch | |
| Abridged model | 31/12/2010 | 30/06/2011 | 25/08/2011 | Dutch | |
| Abridged model | 31/12/2009 | 10/05/2010 | 19/05/2010 | Dutch | |
| Abridged model | 31/12/2008 | 11/05/2009 | 30/06/2009 | Dutch | |
| Abridged model | 31/12/2007 | 13/05/2008 | 06/06/2008 | Dutch | |
| Abridged model | 31/12/2006 | 02/05/2007 | 27/07/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20252 active · 12 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Ilse De Koning | Director | since 16/10/2024 | 00 |
| Managing director | since 16/10/2024 | 000 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
| Managing director | since 16/10/2024 | 000 | |
Rita Beyst | Mandate | 08/02/2017 → 12/04/2017 | 00 |
Ilse De Koning | Managing director | since 26/12/2011 | 00 |
Véronique De Koning | Director | since 26/12/2011 | 000 |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates05/11/2024STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
- Mandates20/02/2020STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
- Mandates24/07/2017ONTSLAGEN - BENOEMINGEN
- Mandates14/03/2017ONTSLAGEN - BENOEMINGEN
- Mandates08/11/2012STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025284,9 k €↑
- 2024Annual accounts 2024199,3 k €↑
- 2024Name changeRBKB
- 2023Annual accounts 2023136,3 k €↑
- 2022Annual accounts 202264,9 k €↓
- 2021Annual accounts 202191,4 k €↑
- 2021Name changeR.B.K.B.
- 2018Annual accounts 201847,1 k €↑
- 2017Annual accounts 201733,3 k €↑
- 2016Annual accounts 201627,9 k €↓
- 2015Annual accounts 201542,2 k €↑
- 2014Annual accounts 201433,1 k €↑
- 2013Annual accounts 201317,2 k €↑
- 2012Annual accounts 2012-11 k €↓
- 2011Annual accounts 20115,5 k €↓
- 2010Annual accounts 201017,4 k €↑
- 2009Annual accounts 2009-1,9 k €↓
- 2008Annual accounts 20082 k €↑
- 2007Annual accounts 2007-45,4 k €↓
- 2006Annual accounts 20063,5 k €
- 30/10/1990IncorporationPrivate limited company
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGENCurrent | CBE, tracked since 27/09/2026 | CBE |
| RBKB | accounts 2024 → 2025 | Accounts 2025 · 2026-00521450 |
| R.B.K.B. | accounts 2021 → 2023 | Accounts 2023 · 2024-00098637 |
| REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN | accounts 2006 → 2020 | Accounts 2020 · 2021-17900026 |
Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.