CREDIT SERVICES MALMEDY
0443.270.501 · rovalta.com · 25/09/2026
NORMAL SITUATION
CREDIT SERVICES MALMEDY
Company — Normal situation.
Financial year 2024 · Closed on 30/09/2024
Net result267,7 k €-17,4 %over 1 year
Gross margin599,1 k €-24,2 %over 1 year
Equity512,7 k €+109,3 %over 1 year
Workforce4,4 ETP-8,3 %over 1 year
Overview
Identity
Source · BCE/KBOCREDIT SERVICES MALMEDY is a company registered in Belgium. It employs on average 4,4 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0443.270.501
- Legal form
- Private limited company
- Contributed capital
- 19 000,00 €
- Latest accounts
- 30/09/2024
- Average workforce
- 4,4 ETP
Joint committees (1)
- 341
Signals
ProfitableSolid equityGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 34 filingsTrend over 19 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 599,1 k € | -24.2% | 790,7 k € | +34.4% | 588,4 k € | +17.7% | 499,9 k € | +5.2% | 475 k € |
| EBITDA | 368,8 k € | -18.4% | 452 k € | +59.2% | 283,9 k € | +20.1% | 236,4 k € | -3.5% | 245 k € |
| Operating result | 361,4 k € | -16.7% | 434 k € | +61.8% | 268,2 k € | +19.6% | 224,3 k € | -4.3% | 234,4 k € |
| Net result | 267,7 k € | -17.4% | 324,2 k € | +61.3% | 201,1 k € | +21.9% | 165 k € | -5.4% | 174,4 k € |
| Balance sheet | |||||||||
| Equity | 512,7 k € | +109% | 245 k € | -11.4% | 276,4 k € | +12.1% | 246,5 k € | +0.1% | 246,3 k € |
| Total assets | 626,7 k € | -12.2% | 713,9 k € | +34.6% | 530,5 k € | +13.1% | 468,8 k € | +3.1% | 454,8 k € |
| Cash | 398,7 k € | +32.8% | 300,3 k € | +10.4% | 272,1 k € | +1.6% | 267,9 k € | +7.2% | 249,9 k € |
| Debts | 113,8 k € | -75.6% | 467 k € | +84.0% | 253,8 k € | +14.5% | 221,6 k € | +6.7% | 207,8 k € |
| Other | |||||||||
| Workforce | 4,4 ETP | -8.3% | 4,8 ETP | +4.3% | 4,6 ETP | – | – | ||
Board of directors
Source · NBB, accounts to 30/09/20242 active · 6 ended
Active mandates
Active
Geneviève Hupperetz
ActiveEnded mandates
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 30/09/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 9 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 31/03/2025 | 24/06/2024 | 03/07/2023 | 29/09/2022 | 30/09/2021 | 26/10/2020 |
| General meeting | 29/01/2025 | 10/06/2024 | 30/06/2023 | 24/06/2022 | 25/06/2021 | 04/09/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 34 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 30/09/2024 | 29/01/2025 | 31/03/2025 | French | |
| Abridged model | 31/12/2023 | 10/06/2024 | 24/06/2024 | French | |
| Abridged model | 31/12/2022 | 30/06/2023 | 03/07/2023 | French | |
| Micro model | 31/12/2021 | 24/06/2022 | 29/09/2022 | French | |
| Micro model | 31/12/2020 | 25/06/2021 | 30/09/2021 | French | |
| Micro model | 31/12/2019 | 04/09/2020 | 26/10/2020 | French | |
| Micro model | 31/12/2018 | 03/06/2019 | 26/09/2019 | French | |
| Micro model | 31/12/2017 | 04/06/2018 | 28/09/2018 | French | |
| Micro model | 31/12/2016 | 05/06/2017 | 28/09/2017 | French | |
| Abridged model | 31/12/2015 | 06/06/2016 | 29/09/2016 | French | |
| Abridged model | 31/12/2014 | 01/06/2015 | 30/09/2015 | French | |
| Abridged model | 31/12/2013 | 02/06/2014 | 25/08/2014 | French | |
| Abridged model | 31/12/2012 | 03/06/2013 | 12/11/2013 | French | |
| Abridged model | 31/12/2011 | 04/06/2012 | 24/08/2012 | French | |
| Abridged model | 31/12/2010 | 06/06/2011 | 04/08/2011 | French | |
| Abridged model | 31/12/2009 | 07/06/2010 | 27/12/2010 | French | |
| Abridged model | 31/12/2008 | 08/06/2009 | 29/12/2009 | French | |
| Abridged model | 31/12/2007 | 02/06/2008 | 30/10/2008 | French | |
| Abridged model | 31/12/2006 | 02/01/2007 | 27/12/2007 | French | |
| Abridged model | 31/12/2005 | 05/06/2006 | 30/10/2006 | French | |
| Abridged model | 31/12/2004 | 06/06/2005 | 31/10/2005 | French | |
| Abridged model | 31/12/2003 | 30/06/2004 | 04/08/2004 | French | |
| Abridged model | 31/12/2002 | 23/05/2003 | 27/01/2004 | French | |
| Abridged model | 31/12/2001 | 24/05/2002 | 07/02/2003 | French |
Valuation
Indicative valuation
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 30/09/20242 active · 6 ended
Active mandates
Active
Geneviève Hupperetz
ActiveEnded mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Dissolution07/11/2024RUBRIQUE FIN (CESSATION, ANNULATION CESSATION, NULLITE, CONC, REORGANISATION JUDICIAIRE, ETC...) - DEMISSIONS, NOMINATIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Restructuring02/09/2024RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Mandates07/08/2024DEMISSIONS, NOMINATIONS
- Mandates10/12/2020OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
- Registered office15/06/2015SIEGE SOCIAL
- Mandates27/05/2013DEMISSIONS, NOMINATIONS
- Mandates24/09/2010DEMISSIONS, NOMINATIONS
- Mandates24/04/2009DEMISSIONS, NOMINATIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024267,7 k €↓
- 2023Annual accounts 2023324,2 k €↑
- 2022Annual accounts 2022201,1 k €↑
- 2021Annual accounts 2021165 k €↓
- 2020Annual accounts 2020174,4 k €↑
- 2019Annual accounts 2019102,6 k €↑
- 2018Annual accounts 201865,1 k €↓
- 2017Annual accounts 201771,6 k €↓
- 2016Annual accounts 201671,9 k €↓
- 2015Annual accounts 201595,8 k €↑
- 2014Annual accounts 201490,2 k €↑
- 2013Annual accounts 201370,7 k €↓
- 2012Annual accounts 201281,5 k €↑
- 2011Annual accounts 201119,8 k €↓
- 2010Annual accounts 201048,9 k €↓
- 2009Annual accounts 200951,4 k €↑
- 2008Annual accounts 200818,9 k €↓
- 2007Annual accounts 200735,5 k €↑
- 2006Annual accounts 200633,7 k €