SPRL MICHEL GAVA
0443.589.215 · rovalta.com · 25/09/2026
ACTIVE
SPRL MICHEL GAVA
Financial year 2025 · Closed on 31/12/2025
Net result38,2 k €-28,8 %over 1 year
Gross margin182,8 k €+7,0 %over 1 year
Equity68,6 k €-24,1 %over 1 year
Overview
Identity
Source · BCE/KBOSPRL MICHEL GAVA is a Private company with limited liability incorporated in 1991. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Soignies.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0443.589.215
- Incorporation
- 18/03/1991
- Legal form
- Private company with limited liability
- Registered office
- Rue Max Fassiaux 39B
7062 Soignies · WallonieSee on map - Contributed capital
- 8 059,20 €
- Latest accounts
- 31/12/2025
Activities (NACE)
Joint committees (2)
- 218
- 307
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDA
Financials
Source · NBB, 20 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 182,8 k € | +7.0% | 170,8 k € | -20.7% | 215,4 k € | +35.5% | 158,9 k € | -7.5% | 171,7 k € |
| EBITDA | 145,9 k € | +8.9% | 133,9 k € | -25.5% | 179,8 k € | +46.0% | 123,1 k € | -10.5% | 137,6 k € |
| Operating result | 143,2 k € | +8.5% | 132 k € | -25.3% | 176,7 k € | +73.8% | 101,7 k € | -12.6% | 116,3 k € |
| Net result | 38,2 k € | -28.8% | 53,7 k € | -49.6% | 106,5 k € | +140% | 44,3 k € | +5.2% | 42,1 k € |
| Balance sheet | |||||||||
| Equity | 68,6 k € | -24.1% | 90,4 k € | -6.5% | 96,7 k € | +92.7% | 50,2 k € | -23.8% | 65,8 k € |
| Total assets | 229,9 k € | +15.8% | 198,6 k € | -15.2% | 234,2 k € | +21.9% | 192,1 k € | -10.4% | 214,4 k € |
| Cash | 89,7 k € | +57.3% | 57,1 k € | -34.9% | 87,6 k € | +60.3% | 54,7 k € | -9.3% | 60,3 k € |
| Debts | 161,3 k € | +49.0% | 108,3 k € | -21.3% | 137,6 k € | -3.1% | 142 k € | -4.4% | 148,5 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 500 k€ and 1 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/2025Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 29/07/2026 | 06/08/2025 | 22/08/2024 | 18/08/2023 | 19/08/2022 | 13/08/2021 |
| General meeting | 09/05/2026 | 10/05/2025 | 11/05/2024 | 29/06/2023 | 30/06/2022 | 24/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 09/05/2026 | 29/07/2026 | French | |
| Micro model | 31/12/2024 | 10/05/2025 | 06/08/2025 | French | |
| Micro model | 31/12/2023 | 11/05/2024 | 22/08/2024 | French | |
| Micro model | 31/12/2022 | 29/06/2023 | 18/08/2023 | French | |
| Micro model | 31/12/2021 | 30/06/2022 | 19/08/2022 | French | |
| Micro model | 31/12/2020 | 24/06/2021 | 13/08/2021 | French | |
| Micro model | 31/12/2019 | 25/06/2020 | 06/11/2020 | French | |
| Micro model | 31/12/2018 | 27/06/2019 | 27/08/2019 | French | |
| Micro model | 31/12/2017 | 28/06/2018 | 23/08/2018 | French | |
| Micro model | 31/12/2016 | 29/06/2017 | 31/08/2017 | French | |
| Abridged model | 31/12/2015 | 30/06/2016 | 30/08/2016 | French | |
| Abridged model | 31/12/2014 | 25/06/2015 | 31/08/2015 | French | |
| Abridged model | 31/12/2013 | 26/06/2014 | 29/08/2014 | French | |
| Abridged model | 31/12/2012 | 27/06/2013 | 30/08/2013 | French | |
| Abridged model | 31/12/2011 | 28/06/2012 | 31/08/2012 | French | |
| Abridged model | 31/12/2010 | 30/06/2011 | 26/08/2011 | French | |
| Abridged model | 31/12/2009 | 24/06/2010 | 20/09/2010 | French | |
| Abridged model | 31/12/2008 | 25/06/2009 | 20/08/2009 | French | |
| Abridged model | 31/12/2007 | 26/06/2008 | 14/07/2008 | French | |
| Abridged model | 31/12/2006 | 29/06/2007 | 31/08/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 500 k€ and 1 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/2025Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202538,2 k €↓
- 2024Annual accounts 202453,7 k €↓
- 2023Annual accounts 2023106,5 k €↑
- 2022Annual accounts 202244,3 k €↑
- 2021Annual accounts 202142,1 k €↓
- 2020Annual accounts 202069 k €↓
- 2019Annual accounts 201994,9 k €↑
- 2018Annual accounts 201839,6 k €↓
- 2017Annual accounts 201754,1 k €↑
- 2016Annual accounts 2016-5,4 k €↓
- 2015Annual accounts 201528,4 k €↓
- 2014Annual accounts 201494,4 k €↓
- 2013Annual accounts 2013104 k €↑
- 2012Annual accounts 201292,1 k €↑
- 2011Annual accounts 201185,2 k €↓
- 2010Annual accounts 201089,7 k €↓
- 2009Annual accounts 200996,6 k €↓
- 2008Annual accounts 2008113,4 k €↑
- 2007Annual accounts 20076,6 k €↓
- 2006Annual accounts 200656,5 k €
- 18/03/1991IncorporationPrivate company with limited liability