ACTIVE

Naegels

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Financial year 2025 · Closed on 31/12/2025

Net result94 k €-32,6 %over 1 year

Gross margin237,2 k €-9,1 %over 1 year

Equity454,3 k €+16,4 %over 1 year

Workforce0,6 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

Naegels is a Private limited company incorporated in 1991. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Sint-Katelijne-Waver. It employs on average 0,6 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0445.132.109
Incorporation: 05/09/1991
Legal form: Private limited company
Registered office: Mechelsesteenweg(CEN) 2A
2860 Sint-Katelijne-Waver · FlandreSee on map
Contributed capital: 20 000,00 €
Latest accounts: 31/12/2025
Average workforce: 0,6 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	237,2 k €	-9.1%	260,9 k €	+16.0%	225 k €	+55.3%	144,9 k €	-55.6%	325,9 k €
EBITDA	191,3 k €	-12.1%	217,7 k €	+40.2%	155,3 k €	+86.0%	83,5 k €	-62.0%	220 k €
Operating result	138,4 k €	-27.5%	191 k €	+46.1%	130,8 k €	+120%	59,5 k €	-54.6%	131 k €
Net result	94 k €	-32.6%	139,5 k €	+50.1%	92,9 k €	+206%	30,4 k €	-66.0%	89,4 k €
Balance sheet
Equity	454,3 k €	+16.4%	390,3 k €	+18.5%	329,3 k €	+39.3%	236,4 k €	+14.8%	206 k €
Total assets	713,4 k €	+26.0%	566,3 k €	+48.7%	380,9 k €	+18.8%	320,8 k €	+9.8%	292,3 k €
Cash	17,6 k €	+0.6%	17,5 k €	-32.8%	26,1 k €	-60.2%	65,5 k €	+435%	12,2 k €
Debts	259,1 k €	+47.2%	176 k €	+241%	51,7 k €	-38.8%	84,4 k €	-1.8%	85,9 k €
Other
Workforce	0,6 ETP	0.0%	0,6 ETP	-40.0%	1,0 ETP	0.0%	1,0 ETP		–

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 27 ended

Active mandates

Christine Vossen

Director

Active

Ken Naegels

Director

Active

Ended mandates

Christine Vossen

Director · since 26 mai 2017 · until 26 mai 2023

Ended

Ken Naegels

Mandate · since 26 mai 2017 · until 26 mai 2023

Ended

Ken Naegels

Managing director · since 26 mai 2017 · until 26 mai 2023

Ended

LEMAN ONE

Director · since 01 janvier 2017 · until 26 mai 2023 · 0880.679.133

Represented by Ken Naegels

Ended

Other companies at this address

Mechelsesteenweg(CEN) 2A 2860 Sint-Katelijne-Waver

Company	CBE no.
LEMAN TWO● Active	0880.681.014
Vereniging van Mede-eigenaars Residentie De Smissen te Sint-Katelijne-Waver, hoek Lemanstraat - Mechelsesteenweg● Active	0884.600.606

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/07/2026	28/07/2025	30/07/2024	27/07/2023	29/07/2022	30/07/2021
General meeting	19/06/2026	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	19/06/2026	17/07/2026	Dutch	PDF
Abridged model	31/12/2024	30/06/2025	28/07/2025	Dutch	PDF
Abridged model	31/12/2023	30/06/2024	30/07/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	27/07/2023	Dutch	PDF
Micro model	31/12/2021	30/06/2022	29/07/2022	Dutch	PDF
Micro model	31/12/2020	30/06/2021	30/07/2021	Dutch	PDF
Micro model	31/12/2019	08/09/2020	08/10/2020	Dutch	PDF
Abridged model	31/12/2018	30/06/2019	30/08/2019	Dutch	PDF
Abridged model	31/12/2017	30/06/2018	27/07/2018	Dutch	PDF
Micro model	31/12/2016	30/06/2017	28/07/2017	Dutch	PDF
Abridged model	31/12/2015	30/06/2016	29/07/2016	Dutch	PDF
Abridged model	31/12/2014	30/06/2015	30/07/2015	Dutch	PDF
Abridged model	31/12/2013	30/06/2014	29/07/2014	Dutch	PDF
Abridged model	31/12/2012	31/05/2013	01/07/2013	Dutch	PDF
Abridged model	31/12/2011	25/05/2012	04/07/2012	Dutch	PDF
Abridged model	31/12/2010	27/05/2011	29/06/2011	Dutch	PDF
Abridged model	31/12/2009	28/05/2010	04/06/2010	Dutch	PDF
Abridged model	31/12/2008	29/05/2009	29/06/2009	Dutch	PDF
Abridged model	31/12/2007	30/05/2008	18/07/2008	Dutch	PDF
Abridged model	31/12/2006	25/05/2007	28/08/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 27 ended

Active mandates

Christine Vossen

Director

Active

Ken Naegels

Director

Active

Ended mandates

Christine Vossen

Director · since 26 mai 2017 · until 26 mai 2023

Ended

Ken Naegels

Mandate · since 26 mai 2017 · until 26 mai 2023

Ended

Ken Naegels

Managing director · since 26 mai 2017 · until 26 mai 2023

Ended

LEMAN ONE

Director · since 01 janvier 2017 · until 26 mai 2023 · 0880.679.133

Represented by Ken Naegels

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates07/01/2022
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - DIVERSEN - DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Mandates02/01/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates28/08/2018
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/09/2017
ONTSLAGEN - BENOEMINGEN
PDF
Other10/02/2015
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates16/10/2014
ONTSLAGEN - BENOEMINGEN
PDF
Mandates02/09/2013
ONTSLAGEN - BENOEMINGEN
PDF
Mandates24/12/2010
ONTSLAGEN - BENOEMINGEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202594 k €↓
2024
Annual accounts 2024139,5 k €↑
2023
Annual accounts 202392,9 k €↑
2022
Annual accounts 202230,4 k €↓
2021
Annual accounts 202189,4 k €↑
2020
Annual accounts 202047,4 k €↑
2019
Annual accounts 201929,9 k €↑
2018
Annual accounts 20188 k €↑
2017
Annual accounts 20175,1 k €↓
2016
Annual accounts 201622,8 k €↑
2015
Annual accounts 201518,9 k €↑
2014
Annual accounts 20141,9 k €↓
2013
Annual accounts 201389,6 k €↑
2012
Annual accounts 201236,8 k €↓
2011
Annual accounts 201147,2 k €↑
2010
Annual accounts 2010-17 k €↑
2009
Annual accounts 2009-103,1 k €↓
2008
Annual accounts 2008-61 k €↑
2007
Annual accounts 2007-84,9 k €↓
2006
Annual accounts 2006-45,4 k €
05/09/1991
IncorporationPrivate limited company

Naegels

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline