ACTIVE

CLM ASSURANCES

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Financial year 2025 · closed on 30/06/2025

Net result

23,4 k €

-58.2% YoY

Gross margin

264 k €

+44.4% YoY

Equity

807,2 k €

+3.0% YoY

What does CLM ASSURANCES do?

CLM ASSURANCES is a Private limited company incorporated in 1991. Its main activity is: Activities of holding companies. Its registered office is in Chièvres.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0445.640.863

Incorporation

31/10/1991

Legal form

Private limited company

Registered office

Grand'Place 8
7950 Chièvres · WallonieSee on map

Contributed capital

18 616,81 €

Latest accounts

30/06/2025

Activities (NACE)

64200Activities of holding companies· main 64210Activities of holding companies 66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers

Signals

ProfitableSolid equityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	264 k €	+44.4%	182,8 k €	+273%	49 k €	-60.1%	122,9 k €	+10.0%	111,7 k €	-15.0%	131,4 k €	+75.4%	74,9 k €	+3489%	-2,2 k €	-145%	-904 €	+26.8%	-1,2 k €	-28.2%	-963 €	-129%	3,3 k €	-77.1%	14,6 k €	+447%	2,7 k €	+272%	-1,5 k €	-223%	-480 €	+57.6%	-1,1 k €	+13.7%	-1,3 k €	+60.8%	-3,3 k €
EBITDA	149,6 k €	+13.5%	131,8 k €	+212%	42,3 k €	-65.0%	120,7 k €	+15.3%	104,7 k €	-19.8%	130,6 k €	+75.8%	74,3 k €	+2222%	-3,5 k €	-132%	-1,5 k €	-160%	-582 €	-184%	689 €	-76.9%	3 k €	-73.4%	11,2 k €	+350%	2,5 k €	+261%	-1,5 k €	-223%	-480 €	+57.6%	-1,1 k €	+47.4%	-2,2 k €	+48.3%	-4,2 k €
Operating result	67,3 k €	-26.8%	91,9 k €	+131%	39,8 k €	-64.9%	113,5 k €	+13.8%	99,7 k €	-23.7%	130,6 k €	+75.8%	74,3 k €	+2222%	-3,5 k €	-132%	-1,5 k €	-160%	-582 €	-228%	455 €	-83.5%	2,8 k €	-74.9%	11 k €	+341%	2,5 k €	+261%	-1,5 k €	-223%	-480 €	+57.6%	-1,1 k €	+47.4%	-2,2 k €	+48.3%	-4,2 k €
Net result	23,4 k €	-58.2%	56,1 k €	-18.9%	69,2 k €	-43.4%	122,2 k €	-3.4%	126,4 k €	+49.0%	84,9 k €	+74.4%	48,7 k €	-32.8%	72,4 k €	+17.3%	61,8 k €	+3002%	-2,1 k €	-765%	320 €	-82.7%	1,9 k €	-73.3%	6,9 k €	+415%	1,3 k €	+179%	-1,7 k €	-176%	-614 €	+51.3%	-1,3 k €	+79.1%	-6 k €	-107%	89 k €
Balance sheet
Equity	807,2 k €	+3.0%	783,8 k €	+32.6%	590,9 k €	+13.3%	521,7 k €	+30.6%	399,5 k €	+46.3%	273 k €	+45.1%	188,2 k €	+34.9%	139,5 k €	+108%	67,1 k €	+3423%	1,9 k €	-52.8%	4 k €	+8.6%	3,7 k €	+99.7%	1,9 k €	+137%	-5,1 k €	+21.0%	-6,4 k €	-35.9%	-4,7 k €	-14.9%	-4,1 k €	-44.2%	-2,8 k €	-190%	3,2 k €
Total assets	2 M €	-5.2%	2,1 M €	+9.5%	1,9 M €	+2.4%	1,8 M €	-2.7%	1,9 M €	+7.6%	1,8 M €	-10.6%	2 M €	+6.5%	1,8 M €	+5.1%	1,8 M €	+44.0%	1,2 M €	+6438%	18,7 k €	-9.2%	20,6 k €	-6.6%	22 k €	+156%	8,6 k €	+859000%	1 €	-98.6%	74 €	-96.1%	1,9 k €	-58.4%	4,5 k €	-97.0%	150 k €
Cash	25,5 k €	-29.4%	36,1 k €	+203%	11,9 k €	+21.4%	9,8 k €	-15.5%	11,6 k €	+19.9%	9,7 k €	-0.7%	9,8 k €	+16.9%	8,4 k €	+8.3%	7,7 k €	-36.2%	12,1 k €	-35.1%	18,6 k €	-6.7%	20 k €	+1.6%	19,7 k €	+188%	6,8 k €	+681400%	1 €	-98.6%	74 €	-96.1%	1,9 k €	-58.4%	4,5 k €	+30000%	15 €
Debts	1,1 M €	-10.5%	1,2 M €	-3.0%	1,3 M €	-1.9%	1,3 M €	-11.7%	1,5 M €	+0.4%	1,5 M €	-16.2%	1,8 M €	+4.2%	1,7 M €	+0.6%	1,7 M €	+38.0%	1,2 M €	+9580%	12,6 k €	+23.8%	10,2 k €	-35.5%	15,7 k €	+25.8%	12,5 k €	+99.3%	6,3 k €	+38.8%	4,5 k €	-20.9%	5,7 k €	-20.9%	7,2 k €	-95.0%	145,9 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 7 ended

Active mandates

Harry GILBERT

Director · since 21 février 2025

Active

Vincent LANNOIJE

Director · since 27 avril 2015

Active

Ended mandates

Vincent LANNOIJE

Manager · since 27 avril 2015

Ended

Laurence LEMMENS

Manager · since 01 mars 2013 · until 27 avril 2015

Ended

Laurence LEMMENS

Manager · since 01 mars 2013

Ended

Bernard DEMOLDER

Manager · since 23 décembre 2010 · until 01 mars 2013

Ended

At this address

Other companies at this address

Company	CBE no.
CLM IMMO● Active	0431.242.796

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/05/2026	07/02/2025	15/01/2024	30/01/2023	31/01/2022	27/01/2021
General meeting	21/05/2026	31/12/2024	02/10/2023	03/10/2022	04/10/2021	05/10/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/06/2025	21/05/2026	31/05/2026	French	PDF
Micro model	30/06/2024	31/12/2024	07/02/2025	French	PDF
Micro model	30/06/2023	02/10/2023	15/01/2024	French	PDF
Micro model	30/06/2022	03/10/2022	30/01/2023	French	PDF
Micro model	30/06/2021	04/10/2021	31/01/2022	French	PDF
Micro model	30/06/2020	05/10/2020	27/01/2021	French	PDF
Micro model	30/06/2019	07/10/2019	23/12/2019	French	PDF
Micro model	30/06/2018	17/01/2019	25/01/2019	French	PDF
Micro model	30/06/2017	02/10/2017	01/12/2017	French	PDF
Abridged model	30/06/2015	05/10/2015	27/11/2015	French	PDF
Abridged model	30/06/2014	06/10/2014	25/11/2015	French	PDF
Abridged model	30/06/2013	07/10/2013	15/01/2014	French	PDF
Abridged model	30/06/2012	14/01/2013	16/01/2013	French	PDF
Abridged model	30/06/2011	04/10/2011	29/12/2011	French	PDF
Abridged model	30/06/2010	04/10/2010	10/12/2010	French	PDF
Abridged model	30/06/2009	05/10/2009	22/12/2009	French	PDF
Abridged model	30/06/2008	27/01/2009	28/01/2009	French	PDF
Abridged model	30/06/2007	19/12/2007	07/07/2009	French	PDF
Abridged model	30/06/2006	13/04/2007	30/04/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 7 ended

Active mandates

Harry GILBERT

Director · since 21 février 2025

Active

Vincent LANNOIJE

Director · since 27 avril 2015

Active

Ended mandates

Vincent LANNOIJE

Manager · since 27 avril 2015

Ended

Laurence LEMMENS

Manager · since 01 mars 2013 · until 27 avril 2015

Ended

Laurence LEMMENS

Manager · since 01 mars 2013

Ended

Bernard DEMOLDER

Manager · since 23 décembre 2010 · until 01 mars 2013

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates20/03/2025
DEMISSIONS, NOMINATIONS
PDF
Restructuring26/09/2024
DENOMINATION - OBJET - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring10/06/2024
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - DIVERS
PDF
Mandates30/06/2015
DENOMINATION - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates10/06/2015
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Mandates26/06/2013
DEMISSIONS, NOMINATIONS
PDF
Mandates21/01/2011
DENOMINATION - SIEGE SOCIAL - OBJET - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202523,4 k €↓
2024
Annual accounts 202456,1 k €↓
2024
Name changeCLM ASSURANCES
2023
Annual accounts 202369,2 k €↓
2022
Annual accounts 2022122,2 k €↓
2022
Name changeCLM MANAGEMENT
2021
Annual accounts 2021126,4 k €↑
2020
Annual accounts 202084,9 k €↑
2019
Annual accounts 201948,7 k €↓
2018
Annual accounts 201872,4 k €↑
2017
Annual accounts 201761,8 k €↑
2015
Annual accounts 2015-2,1 k €↓
2014
Annual accounts 2014320 €↓
2013
Annual accounts 20131,9 k €↓
2012
Annual accounts 20126,9 k €↑
2011
Annual accounts 20111,3 k €↑
2010
Annual accounts 2010-1,7 k €↓
2009
Annual accounts 2009-614 €↑
2008
Annual accounts 2008-1,3 k €↑
2007
Annual accounts 2007-6 k €↓
2006
Annual accounts 200689 k €
31/10/1991
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

CLM ASSURANCES

Overview

What does CLM ASSURANCES do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline