ACTIVE

ROYALE INVEST & CREDIT

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Financial year 2025 · Closed on 31/12/2025

Net result294,7 k €+106,3 %over 1 year
Gross margin421,8 k €-23,4 %over 1 year
Equity1,2 M €+31,9 %over 1 year

Identity

Source · BCE/KBO

ROYALE INVEST & CREDIT is a Public limited company incorporated in 1991. Its main activity is: Real estate agencies. Its registered office is in Grez-Doiceau.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0445.648.583
Incorporation
20/10/1991
Legal form
Public limited company
Registered office
Rue du Beau Site 51
1390 Grez-Doiceau · WallonieSee on map
Contributed capital
62 000,00 €
Latest accounts
31/12/2025
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin421,8 k €551 k €531,8 k €398,9 k €395,9 k €
EBITDA216,8 k €314,1 k €261,7 k €207,6 k €230,5 k €
Operating result125,8 k €250,7 k €218,9 k €163,5 k €187,9 k €
Net result294,7 k €142,9 k €144,8 k €102,2 k €123,5 k €
Balance sheet
Equity1,2 M €923 k €789,1 k €666,4 k €584,1 k €
Total assets3 M €2,1 M €2,1 M €1,1 M €1,1 M €
Cash289,7 k €212 k €174,2 k €173,4 k €172,6 k €
Debts1,8 M €1,2 M €1,3 M €452,4 k €535,8 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 9 ended

Active mandates

Jean-Philippe SEMAL

Managing director · until 07 juin 2027

Active
Mercedes THONON

Director · until 07 juin 2027

Active

Ended mandates

Jean-Philippe SEMAL

Managing director · since 01 juin 2009 · until 01 juin 2015

Ended
Mercedes THONON

Director · since 01 juin 2009 · until 01 juin 2015

Ended
JEAN PHILIPPE SEMAL

Mandate

Ended
JEAN PHILIPPE SEMAL

Managing director

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date27/08/202616/07/202515/07/202413/07/202319/07/202207/09/2021
General meeting25/08/202610/07/202503/06/202406/07/202307/06/202206/09/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202525/08/202627/08/2026FrenchPDF
Micro model31/12/202410/07/202516/07/2025FrenchPDF
Micro model31/12/202303/06/202415/07/2024FrenchPDF
Micro model31/12/202206/07/202313/07/2023FrenchPDF
Micro model31/12/202107/06/202219/07/2022FrenchPDF
Micro model31/12/202006/09/202107/09/2021FrenchPDF
Micro model31/12/201924/09/202028/09/2020FrenchPDF
Micro model31/12/201815/07/201922/07/2019FrenchPDF
Micro model31/12/201715/09/201818/09/2018FrenchPDF
Micro model31/12/201620/07/201726/07/2017FrenchPDF
Abridged model31/12/201506/06/201622/06/2016FrenchPDF
Abridged model31/12/201401/06/201513/07/2015FrenchPDF
Abridged model31/12/201302/06/201424/07/2014FrenchPDF
Abridged model31/12/201230/06/201323/08/2013FrenchPDF
Abridged model31/12/201130/06/201220/08/2012FrenchPDF
Abridged model31/12/201030/06/201128/09/2011FrenchPDF
Abridged model31/12/200930/06/201030/08/2010FrenchPDF
Abridged model31/12/200830/06/200931/08/2009FrenchPDF
Abridged model31/12/200730/06/200826/08/2008FrenchPDF
Abridged model31/12/200630/06/200729/08/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 9 ended

Active mandates

Jean-Philippe SEMAL

Managing director · until 07 juin 2027

Active
Mercedes THONON

Director · until 07 juin 2027

Active

Ended mandates

Jean-Philippe SEMAL

Managing director · since 01 juin 2009 · until 01 juin 2015

Ended
Mercedes THONON

Director · since 01 juin 2009 · until 01 juin 2015

Ended
JEAN PHILIPPE SEMAL

Mandate

Ended
JEAN PHILIPPE SEMAL

Managing director

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates25/10/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - OBJET - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates23/12/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates18/10/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office15/02/2018
    SIEGE SOCIAL
    PDF
  • Mandates12/08/2015
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates10/04/2014
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office13/09/2010
    SIEGE SOCIAL
    PDF
  • Capital / shares07/06/2004
    MODIFICATION FORME JURIDIQUE - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - CAPITAL, ACTIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025294,7 k €↑
  2. 2024
    Annual accounts 2024142,9 k €↓
  3. 2023
    Annual accounts 2023144,8 k €↑
  4. 2022
    Annual accounts 2022102,2 k €↓
  5. 2021
    Annual accounts 2021123,5 k €↑
  6. 2020
    Annual accounts 202062,9 k €↓
  7. 2019
    Annual accounts 201966,2 k €↓
  8. 2018
    Annual accounts 201869,1 k €↑
  9. 2017
    Annual accounts 201762,3 k €↑
  10. 2016
    Annual accounts 201636,1 k €↑
  11. 2015
    Annual accounts 201535,2 k €↑
  12. 2014
    Annual accounts 20149,2 k €↓
  13. 2013
    Annual accounts 201356,2 k €↑
  14. 2012
    Annual accounts 201215,2 k €↑
  15. 2011
    Annual accounts 20118,1 k €↓
  16. 2010
    Annual accounts 20108,3 k €↓
  17. 2009
    Annual accounts 200929,5 k €↑
  18. 2008
    Annual accounts 2008-20,1 k €↓
  19. 2007
    Annual accounts 200714 k €↑
  20. 2006
    Annual accounts 200610,3 k €
  21. 20/10/1991
    IncorporationPublic limited company