F & V INSURE
0446.895.529 · rovalta.com · 24/09/2026
ACTIVE
F & V INSURE
Financial year 2024 · closed on 31/12/2024
Net result
-10,7 k €
-6842.9% YoY
Revenue
392,5 k €
+4.9% YoY
Equity
89,1 k €
-10.7% YoY
Overview
What does F & V INSURE do?
F & V INSURE is a Private company with limited liability incorporated in 1992. Its registered office is in Uccle.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0446.895.529
Incorporation
12/03/1992
Legal form
Private company with limited liability
Registered office
Rue du Roetaert 125
1180 Uccle · BruxellesSee on map
1180 Uccle · BruxellesSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2024
Signals
Solid equityLow riskGood liquidityPositive cashflowPositive EBITDA
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Financials
Trend over 19 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||
| Revenue | 392,5 k € | +4.9% | 374,2 k € | -1.2% | 378,6 k € | -5.6% | 401,2 k € | -2.5% | 411,4 k € | – | – | – | – | – | – | – | – | – | – | – | – | – | – | ||||||||||||||
| EBITDA | 2,2 k € | +10.6% | 1,9 k € | -83.2% | 11,5 k € | -82.6% | 66,5 k € | +20.6% | 55,1 k € | -70.1% | 184,6 k € | +99.5% | 92,6 k € | -4.2% | 96,7 k € | -23.6% | 126,6 k € | +597% | 18,1 k € | -50.0% | 36,3 k € | +25.3% | 29 k € | +353% | 6,4 k € | -87.2% | 49,9 k € | -44.8% | 90,3 k € | +14.2% | 79,1 k € | +25.3% | 63,1 k € | +166% | 23,7 k € | -50.0% | 47,4 k € |
| Operating result | -9,2 k € | -677% | 1,6 k € | -85.9% | 11,3 k € | -82.7% | 65,4 k € | +18.7% | 55,1 k € | -62.2% | 145,9 k € | +345% | 32,8 k € | -11.1% | 36,9 k € | -44.8% | 66,8 k € | +762% | 7,7 k € | +142% | -18,5 k € | +28.9% | -26 k € | +46.7% | -48,8 k € | -97.3% | -24,7 k € | -277% | 14 k € | +105% | 6,8 k € | +220% | -5,7 k € | +84.5% | -36,6 k € | -249% | 24,6 k € |
| Net result | -10,7 k € | -6843% | -154 € | -103% | 4,9 k € | -89.4% | 46,4 k € | +21.3% | 38,3 k € | -60.7% | 97,3 k € | +478% | 16,8 k € | -51.4% | 34,6 k € | -45.4% | 63,4 k € | +1385% | -4,9 k € | +89.4% | -46,7 k € | -14.2% | -40,9 k € | +28.8% | -57,4 k € | -46.5% | -39,2 k € | -2186% | -1,7 k € | +85.5% | -11,9 k € | +49.7% | -23,6 k € | +32.1% | -34,7 k € | -323% | 15,6 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||
| Equity | 89,1 k € | -10.7% | 99,8 k € | +2.9% | 97 k € | +5.3% | 92 k € | +89.3% | 48,6 k € | +369% | 10,4 k € | +112% | -86,9 k € | +16.2% | -103,8 k € | +25.0% | -138,4 k € | +31.4% | -201,8 k € | -2.5% | -196,9 k € | -31.1% | -150,2 k € | -37.4% | -109,3 k € | -111% | -51,8 k € | -312% | -12,6 k € | -15.8% | -10,9 k € | -1206% | 983 € | -91.9% | 12,2 k € | -74.1% | 46,9 k € |
| Total assets | 163 k € | +2.9% | 158,4 k € | -18.1% | 193,3 k € | +13.2% | 170,7 k € | +41.7% | 120,5 k € | +1.5% | 118,7 k € | +85.5% | 64 k € | -55.5% | 143,9 k € | -30.4% | 206,8 k € | -15.0% | 243,4 k € | +6.6% | 228,4 k € | -17.5% | 276,9 k € | -17.6% | 336,1 k € | +2.8% | 326,8 k € | -19.7% | 406,8 k € | -1.8% | 414,3 k € | -9.1% | 455,7 k € | +14.7% | 397,3 k € | +185% | 139,4 k € |
| Cash | 8,9 k € | -82.6% | 51,5 k € | -23.7% | 67,5 k € | +6.6% | 63,4 k € | +9.5% | 57,9 k € | +202% | 19,2 k € | +95705% | 20 € | 0.0% | 20 € | -99.8% | 8,2 k € | – | 41 € | -83.8% | 253 € | -96.7% | 7,6 k € | +27.2% | 6 k € | -89.0% | 54,4 k € | +613% | 7,6 k € | +155% | 3 k € | -41.9% | 5,1 k € | +84.3% | 2,8 k € | ||
| Debts | 64,1 k € | +108% | 30,7 k € | -54.7% | 67,9 k € | +22.9% | 55,3 k € | +126% | 24,5 k € | -71.7% | 86,6 k € | -28.8% | 121,7 k € | -47.8% | 233 k € | -28.0% | 323,6 k € | -24.9% | 430,7 k € | +6.9% | 402,8 k € | -2.0% | 410,9 k € | -3.9% | 427,7 k € | +17.8% | 363 k € | -10.3% | 404,5 k € | +0.4% | 402,8 k € | -3.0% | 415,4 k € | +18.4% | 350,7 k € | +430% | 66,1 k € |
| Other | |||||||||||||||||||||||||||||||||||||
| Workforce | – | – | – | – | – | – | 0,9 ETP | -52.6% | 1,9 ETP | -5.0% | 2,0 ETP | +5.3% | 1,9 ETP | -36.7% | 3,0 ETP | 0.0% | 3,0 ETP | 0.0% | 3,0 ETP | +50.0% | 2,0 ETP | 0.0% | 2,0 ETP | 0.0% | 2,0 ETP | 0.0% | 2,0 ETP | +100% | 1,0 ETP | 0.0% | 1,0 ETP | ||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2024 · 1 active · 1 ended
Active mandates
Active
Ended mandates
Luc FAYT
EndedAt this address
Other companies at this address
| Company | CBE no. |
|---|---|
F&V BROKERS● Active | 0819.253.981 |
F & V HOLDING SPRL● Active | 0832.519.326 |
REUSASSURANCE● Active | 0629.854.355 |
Financials
Annual accounts
Full financial information
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 30/09/2025 | 10/09/2024 | 23/11/2023 | 30/11/2022 | 23/08/2021 | 21/09/2020 |
| General meeting | 23/05/2025 | 27/05/2024 | 25/06/2023 | 26/06/2022 | 27/06/2021 | 28/06/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2024 | 23/05/2025 | 30/09/2025 | French | |
| Micro model | 31/12/2023 | 27/05/2024 | 10/09/2024 | French | |
| Micro model | 31/12/2022 | 25/06/2023 | 23/11/2023 | French | |
| Micro model | 31/12/2021 | 26/06/2022 | 30/11/2022 | French | |
| Abridged model | 31/12/2020 | 27/06/2021 | 23/08/2021 | French | |
| Abridged model | 31/12/2019 | 28/06/2020 | 21/09/2020 | French | |
| Abridged model | 31/12/2018 | 30/06/2019 | 25/11/2019 | French | |
| Abridged modelCorrection | 31/12/2017 | 30/06/2018 | 14/09/2018 | French | |
| Abridged model | 31/12/2017 | 30/06/2018 | 31/08/2018 | French | |
| Abridged model | 31/12/2016 | 30/06/2017 | 17/01/2018 | French | |
| Abridged model | 31/12/2015 | 30/06/2016 | 24/08/2017 | French | |
| Abridged model | 31/12/2014 | 30/06/2015 | 28/09/2015 | French | |
| Abridged model | 31/12/2013 | 30/06/2014 | 20/08/2014 | French | |
| Abridged model | 31/12/2012 | 30/06/2013 | 23/09/2013 | French | |
| Abridged model | 31/12/2011 | 30/06/2012 | 17/07/2012 | French | |
| Abridged model | 31/12/2010 | 30/06/2011 | 25/08/2011 | French | |
| Abridged model | 31/12/2009 | 30/06/2010 | 11/08/2010 | French | |
| Abridged model | 31/12/2008 | 30/06/2009 | 25/08/2009 | French | |
| Abridged model | 31/12/2007 | 20/08/2008 | 28/08/2008 | French | |
| Abridged model | 31/12/2006 | 02/07/2008 | 14/07/2008 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2024 · 1 active · 1 ended
Active mandates
Active
Ended mandates
Luc FAYT
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Other03/06/2024Modification des statuts
- Mandates01/03/2024DEMISSIONS, NOMINATIONS
- Mandates11/02/2011DEMISSIONS, NOMINATIONS
- Registered office17/07/2007SIEGE SOCIAL
- Mandates24/12/2002DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024-10,7 k €↓
- 2023Annual accounts 2023-154 €↓
- 2023Name changeF & V INSURE
- 2022Annual accounts 20224,9 k €↓
- 2021Annual accounts 202146,4 k €↑
- 2021Name changeF en V INSURE
- 2020Annual accounts 202038,3 k €↓
- 2019Annual accounts 201997,3 k €↑
- 2018Annual accounts 201816,8 k €↓
- 2017Annual accounts 201734,6 k €↓
- 2016Annual accounts 201663,4 k €↑
- 2015Annual accounts 2015-4,9 k €↑
- 2014Annual accounts 2014-46,7 k €↓
- 2013Annual accounts 2013-40,9 k €↑
- 2012Annual accounts 2012-57,4 k €↓
- 2011Annual accounts 2011-39,2 k €↓
- 2010Annual accounts 2010-1,7 k €↑
- 2009Annual accounts 2009-11,9 k €↑
- 2008Annual accounts 2008-23,6 k €↑
- 2007Annual accounts 2007-34,7 k €↓
- 2006Annual accounts 200615,6 k €
- 12/03/1992IncorporationPrivate company with limited liability