CREDISHOP
0447.111.503 · rovalta.com · 23/09/2026
ACTIVE
CREDISHOP
Financial year 2024 · closed on 31/12/2024
Net result
-131,7 k €
+68.4% YoY
Gross margin
589,3 k €
+19.3% YoY
Equity
475,7 k €
-21.7% YoY
Workforce
3,5 ETP
-27.1% YoY
Overview
What does CREDISHOP do?
CREDISHOP is a Public limited company incorporated in 1992. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Antwerpen. It employs on average 3,5 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0447.111.503
Incorporation
08/04/1992
Legal form
Public limited company
Registered office
Fruithoflaan 21
2600 Antwerpen · FlandreSee on map
2600 Antwerpen · FlandreSee on map
Contributed capital
1 023 788,02 €
Latest accounts
31/12/2024
Average workforce
3,5 ETP
Activities (NACE)
Joint committees (1)
- 307
Contacts
1 public detail availableLog in to view
Signals
Solid equityPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 15 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||
| Gross margin | 589,3 k € | +19.3% | 493,9 k € | +23.4% | 400,3 k € | +218% | 125,9 k € | +627% | -23,9 k € | +47.9% | -45,9 k € | -108% | 558,6 k € | +192% | 191,6 k € | +43.1% | 133,9 k € | -0.1% | 134,1 k € | -41.4% | 228,6 k € | -1.5% | 232,1 k € | -1.3% | 235,3 k € | -24.7% | 312,3 k € | -8.1% | 339,9 k € |
| EBITDA | 77,2 k € | +137% | -210,7 k € | +31.2% | -306,4 k € | +40.4% | -514 k € | +9.2% | -566,2 k € | -1062% | -48,7 k € | -110% | 474,2 k € | +487% | 80,7 k € | +245% | 23,4 k € | +163% | -37,4 k € | -248% | 25,2 k € | -6.8% | 27 k € | -24.4% | 35,7 k € | -45.3% | 65,3 k € | -21.5% | 83,1 k € |
| Operating result | -109,3 k € | +72.5% | -397 k € | +26.9% | -543,3 k € | +28.6% | -761 k € | -6.4% | -715,5 k € | -1000% | -65 k € | -115% | 424,2 k € | +798% | 47,2 k € | +528% | 7,5 k € | +114% | -53,8 k € | -487% | 13,9 k € | +552% | -3,1 k € | -140% | -1,3 k € | -108% | 15,8 k € | -30.4% | 22,7 k € |
| Net result | -131,7 k € | +68.4% | -416,4 k € | +27.7% | -575,7 k € | +25.9% | -776,6 k € | -59.0% | -488,3 k € | -626% | -67,3 k € | -125% | 267,2 k € | +797% | 29,8 k € | +894% | 3 k € | +105% | -56,3 k € | -9859% | 577 € | +79.2% | 322 € | +102% | -15,1 k € | -1879% | -763 € | -104% | 21 k € |
| Balance sheet | |||||||||||||||||||||||||||||
| Equity | 475,7 k € | -21.7% | 607,3 k € | +395% | -206,2 k € | -156% | 369,5 k € | -67.8% | 1,1 M € | +753% | 134,4 k € | -75.6% | 550,7 k € | +90.9% | 288,5 k € | +11.5% | 258,7 k € | +1.2% | 255,7 k € | -18.0% | 312 k € | -7.0% | 335,4 k € | +0.1% | 335,1 k € | -4.3% | 350,2 k € | -0.2% | 351 k € |
| Total assets | 1,2 M € | -4.5% | 1,3 M € | -10.9% | 1,4 M € | -10.1% | 1,6 M € | -21.5% | 2 M € | +953% | 188,8 k € | -86.1% | 1,4 M € | +95.1% | 695,7 k € | +98.8% | 349,9 k € | -7.5% | 378,5 k € | -10.0% | 420,3 k € | +2.9% | 408,5 k € | -6.9% | 438,6 k € | -17.7% | 533,1 k € | -11.9% | 605,3 k € |
| Cash | 45,6 k € | +444% | 8,4 k € | +43.5% | 5,8 k € | -75.0% | 23,4 k € | -74.2% | 90,5 k € | +7044% | 1,3 k € | -99.5% | 256,5 k € | +41.3% | 181,5 k € | -11.0% | 204 k € | +323% | 48,2 k € | +328% | 11,3 k € | -49.5% | 22,3 k € | -39.2% | 36,6 k € | +253% | 10,4 k € | +19.3% | 8,7 k € |
| Debts | 718,7 k € | +18.9% | 604,3 k € | -61.5% | 1,6 M € | +36.1% | 1,2 M € | +44.5% | 798,3 k € | +1368% | 54,4 k € | -91.7% | 657,1 k € | +61.4% | 407,2 k € | +358% | 88,9 k € | -27.6% | 122,8 k € | +18.3% | 103,8 k € | +42.2% | 73 k € | -29.1% | 103 k € | -43.7% | 182,9 k € | -28.1% | 254,3 k € |
| Other | |||||||||||||||||||||||||||||
| Workforce | 3,5 ETP | -27.1% | 4,8 ETP | -40.0% | 8,0 ETP | – | – | – | – | – | 4,0 ETP | -20.0% | 5,0 ETP | -10.7% | 5,6 ETP | -3.4% | 5,8 ETP | 0.0% | 5,8 ETP | -17.1% | 7,0 ETP | -4.1% | 7,3 ETP | ||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2024 · 3 active · 13 ended
Active mandates
Sven VAN SANTVLIET
ActiveRudy BROECKAERT
ActiveHerman BRUYLAND
ActiveEnded mandates
Sven VAN SANTVLIET
EndedSven VAN SANTVLIET
EndedSven VAN SANTVLIET
EndedRudy Broeckaert
EndedAt this address
Other companies at this address
| Company | CBE no. |
|---|---|
MDM● Active | 0648.826.664 |
Financials
Annual accounts
Full financial information
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Micro model | Micro model | Abridged model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 25/07/2025 | 06/10/2024 | 26/07/2023 | 01/07/2022 | 13/07/2021 | 07/12/2020 |
| General meeting | 20/06/2025 | 01/07/2024 | 16/06/2023 | 21/06/2022 | 29/06/2021 | 28/10/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
21 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2024 | 20/06/2025 | 25/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 01/07/2024 | 06/10/2024 | Dutch | |
| Abridged model | 31/12/2022 | 16/06/2023 | 26/07/2023 | Dutch | |
| Micro model | 31/12/2021 | 21/06/2022 | 01/07/2022 | Dutch | |
| Micro model | 31/12/2020 | 29/06/2021 | 13/07/2021 | Dutch | |
| Abridged modelCorrection | 31/12/2019 | 28/10/2020 | 07/12/2020 | Dutch | |
| Abridged model | 31/12/2019 | 28/10/2020 | 24/11/2020 | Dutch | |
| Micro model | 31/12/2018 | 25/05/2019 | 28/06/2019 | French | |
| Micro model | 31/12/2017 | 26/05/2018 | 28/08/2018 | French | |
| Micro model | 31/12/2016 | 27/05/2017 | 30/08/2017 | French | |
| Abridged model | 31/12/2015 | 28/05/2016 | 21/06/2016 | French | |
| Abridged modelCorrection | 31/12/2014 | 30/10/2015 | 09/12/2015 | French | |
| Abridged model | 31/12/2014 | 30/06/2015 | 04/08/2015 | French | |
| Abridged model | 31/12/2013 | 30/06/2014 | 16/07/2014 | French | |
| Abridged model | 31/12/2012 | 01/07/2013 | 12/07/2013 | French | |
| Abridged model | 31/12/2011 | 29/06/2012 | 27/07/2012 | French | |
| Abridged model | 31/12/2010 | 18/06/2011 | 05/07/2011 | French | |
| Abridged model | 31/12/2009 | 01/07/2010 | 14/07/2010 | French | |
| Abridged model | 31/12/2008 | 30/06/2009 | 09/07/2009 | French | |
| Abridged model | 31/12/2007 | 11/09/2008 | 22/09/2008 | French | |
| Abridged model | 31/12/2006 | 30/08/2007 | 31/08/2007 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2024 · 3 active · 13 ended
Active mandates
Sven VAN SANTVLIET
ActiveRudy BROECKAERT
ActiveHerman BRUYLAND
ActiveEnded mandates
Sven VAN SANTVLIET
EndedSven VAN SANTVLIET
EndedSven VAN SANTVLIET
EndedRudy Broeckaert
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Mandates17/08/2026ONTSLAGEN, BENOEMINGEN
- Mandates03/03/2026ONTSLAGEN - BENOEMINGEN
- Capital / shares31/01/2024STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN
- Mandates04/09/2023ONTSLAGEN - BENOEMINGEN
- Capital / shares14/01/2021STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - CAPITAL, ACTIONS
- Registered office11/01/2021MAATSCHAPPELIJKE ZETEL
- Mandates10/11/2020ONTSLAGEN - BENOEMINGEN
- Mandates12/06/2020BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024-131,7 k €↑
- 2023Annual accounts 2023-416,4 k €↑
- 2022Annual accounts 2022-575,7 k €↑
- 2021Annual accounts 2021-776,6 k €↓
- 2020Annual accounts 2020-488,3 k €↓
- 2019Annual accounts 2019-67,3 k €↓
- 2017Annual accounts 2017267,2 k €↑
- 2016Annual accounts 201629,8 k €↑
- 2015Annual accounts 20153 k €↑
- 2014Annual accounts 2014-56,3 k €↓
- 2013Annual accounts 2013577 €↑
- 2012Annual accounts 2012322 €↑
- 2011Annual accounts 2011-15,1 k €↓
- 2010Annual accounts 2010-763 €↓
- 2009Annual accounts 200921 k €
- 08/04/1992IncorporationPublic limited company