ACTIVE

CREDISHOP

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Financial year 2025 · Closed on 31/12/2025

Net result-135,7 k €-3,0 %over 1 year

Gross margin723,6 k €+22,8 %over 1 year

Equity340 k €-28,5 %over 1 year

Workforce4,0 ETP+14,3 %over 1 year

Identity

Source · BCE/KBO

CREDISHOP is a Public limited company incorporated in 1992. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Antwerpen. It employs on average 4,0 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0447.111.503
Incorporation: 08/04/1992
Legal form: Public limited company
Registered office: Fruithoflaan 21
2600 Antwerpen · FlandreSee on map
Contributed capital: 1 023 788,02 €
Latest accounts: 31/12/2025
Average workforce: 4,0 ETP

Activities (NACE)

66199Other activities auxiliary to financial services, except insurance and pension funding· main 66199Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (1)

Contacts

1 public detail availableLog in to view

Signals

Good liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 22 filings

Trend over 16 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	723,6 k €	+22.8%	589,3 k €	+19.3%	493,9 k €	+23.4%	400,3 k €	+218%	125,9 k €
EBITDA	210,2 k €	+172%	77,2 k €	+137%	-210,7 k €	+31.2%	-306,4 k €	+40.4%	-514 k €
Operating result	-110 k €	-0.7%	-109,3 k €	+72.5%	-397 k €	+26.9%	-543,3 k €	+28.6%	-761 k €
Net result	-135,7 k €	-3.0%	-131,7 k €	+68.4%	-416,4 k €	+27.7%	-575,7 k €	+25.9%	-776,6 k €
Balance sheet
Equity	340 k €	-28.5%	475,7 k €	-21.7%	607,3 k €	+395%	-206,2 k €	-156%	369,5 k €
Total assets	1,2 M €	+2.4%	1,2 M €	-4.5%	1,3 M €	-10.9%	1,4 M €	-10.1%	1,6 M €
Cash	151,8 k €	+233%	45,6 k €	+444%	8,4 k €	+43.5%	5,8 k €	-75.0%	23,4 k €
Debts	737,3 k €	+2.6%	718,7 k €	+18.9%	604,3 k €	-61.5%	1,6 M €	+36.1%	1,2 M €
Other
Workforce	4,0 ETP	+14.3%	3,5 ETP	-27.1%	4,8 ETP	-40.0%	8,0 ETP		–

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 6 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Sven VAN SANTVLIET	Directorsince 17/08/2020
Rudy BROECKAERT	Directorsince 20/05/2020
Herman Bruyland	Directorsince 20/05/2020

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Anton LIBERT	Director01/10/2019 → 20/05/2020
Geert Van Kerckchoven	Director22/05/2019 → 20/05/2020
Geert VAN KERKCHOVEN	Director22/05/2019 → 2019 accounts

Other companies at this address

Fruithoflaan 21 2600 Antwerpen

Company	CBE no.
MDM● Active	0648.826.664

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	06/07/2026	25/07/2025	06/10/2024	26/07/2023	01/07/2022	13/07/2021
General meeting	19/06/2026	20/06/2025	01/07/2024	16/06/2023	21/06/2022	29/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 22 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	19/06/2026	06/07/2026	Dutch	PDF
Abridged model	31/12/2024	20/06/2025	25/07/2025	Dutch	PDF
Abridged model	31/12/2023	01/07/2024	06/10/2024	Dutch	PDF
Abridged model	31/12/2022	16/06/2023	26/07/2023	Dutch	PDF
Micro model	31/12/2021	21/06/2022	01/07/2022	Dutch	PDF
Micro model	31/12/2020	29/06/2021	13/07/2021	Dutch	PDF
Abridged modelCorrection	31/12/2019	28/10/2020	07/12/2020	Dutch	PDF
Abridged model	31/12/2019	28/10/2020	24/11/2020	Dutch	PDF
Micro model	31/12/2018	25/05/2019	28/06/2019	French	PDF
Micro model	31/12/2017	26/05/2018	28/08/2018	French	PDF
Micro model	31/12/2016	27/05/2017	30/08/2017	French	PDF
Abridged model	31/12/2015	28/05/2016	21/06/2016	French	PDF
Abridged modelCorrection	31/12/2014	30/10/2015	09/12/2015	French	PDF
Abridged model	31/12/2014	30/06/2015	04/08/2015	French	PDF
Abridged model	31/12/2013	30/06/2014	16/07/2014	French	PDF
Abridged model	31/12/2012	01/07/2013	12/07/2013	French	PDF
Abridged model	31/12/2011	29/06/2012	27/07/2012	French	PDF
Abridged model	31/12/2010	18/06/2011	05/07/2011	French	PDF
Abridged model	31/12/2009	01/07/2010	14/07/2010	French	PDF
Abridged model	31/12/2008	30/06/2009	09/07/2009	French	PDF
Abridged model	31/12/2007	11/09/2008	22/09/2008	French	PDF
Abridged model	31/12/2006	30/08/2007	31/08/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 6 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Sven VAN SANTVLIET	Directorsince 17/08/2020
Rudy BROECKAERT	Directorsince 20/05/2020
Herman Bruyland	Directorsince 20/05/2020

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Anton LIBERT	Director01/10/2019 → 20/05/2020
Geert Van Kerckchoven	Director22/05/2019 → 20/05/2020
Geert VAN KERKCHOVEN	Director22/05/2019 → 2019 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates17/08/2026
ONTSLAGEN, BENOEMINGEN
PDF
Mandates03/03/2026
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares31/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN
PDF
Mandates04/09/2023
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares14/01/2021
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - CAPITAL, ACTIONS
PDF
Registered office11/01/2021
MAATSCHAPPELIJKE ZETEL
PDF
Mandates10/11/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates12/06/2020
BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings16 filings

Mandates

Herman Bruyland

Rudy Broeckaert

Sven Van Santvliet

Anton LIBERT

Geert Van Kerckchoven

Geert VAN KERKCHOVEN

Mohamed BEN MAHMOUD

Martine Pierret

Soraya Ben Mahmoud

19921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

CREDISHOP

Fruithoflaan 21, 2600 Berchem (Antwerp)

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Fruithoflaan 21, 2600 Berchem (Antwerp)Current	accounts 2021 → 2025	Accounts 2025 · 2026-00256812

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
CREDISHOPCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00256812

Events

2025
Annual accounts 2025-135,7 k €↓
2024
Annual accounts 2024-131,7 k €↑
2023
Annual accounts 2023-416,4 k €↑
2022
Annual accounts 2022-575,7 k €↑
2021
Annual accounts 2021-776,6 k €↓
2020
Annual accounts 2020-488,3 k €↓
2019
Annual accounts 2019-67,3 k €↓
2017
Annual accounts 2017267,2 k €↑
2016
Annual accounts 201629,8 k €↑
2015
Annual accounts 20153 k €↑
2014
Annual accounts 2014-56,3 k €↓
2013
Annual accounts 2013577 €↑
2012
Annual accounts 2012322 €↑
2011
Annual accounts 2011-15,1 k €↓
2010
Annual accounts 2010-763 €↓
2009
Annual accounts 200921 k €
08/04/1992
IncorporationPublic limited company

CREDISHOP

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events