CREDIT ROYAL
0447.327.475 · rovalta.com · 24/09/2026
ACTIVE
CREDIT ROYAL
Financial year 2024 · Closed on 31/12/2024
Net result459,6 €-97,4 %over 1 year
Gross margin68,4 k €-22,6 %over 1 year
Equity492,3 k €+0,1 %over 1 year
Overview
Identity
Source · BCE/KBOCREDIT ROYAL is a Private limited company incorporated in 1992. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Schaerbeek.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0447.327.475
- Incorporation
- 11/05/1992
- Legal form
- Private limited company
- Registered office
- Rue Royale-Sainte-Marie 142
1030 Schaerbeek · BruxellesSee on map - Contributed capital
- 18 600,00 €
- Latest accounts
- 31/12/2024
Activities (NACE)
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 18 filingsTrend over 17 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 68,4 k € | -22.6% | 88,4 k € | +1.1% | 87,4 k € | -41.3% | 148,9 k € | +28.5% | 115,8 k € |
| EBITDA | 39,3 k € | -26.0% | 53,2 k € | -19.8% | 66,3 k € | -49.4% | 130,9 k € | +27.2% | 102,9 k € |
| Operating result | 16,9 k € | -57.0% | 39,3 k € | -25.1% | 52,4 k € | -54.7% | 115,7 k € | +13.9% | 101,5 k € |
| Net result | 459,6 € | -97.4% | 17,7 k € | -13.9% | 20,5 k € | -75.1% | 82,3 k € | -21.4% | 104,7 k € |
| Balance sheet | |||||||||
| Equity | 492,3 k € | +0.1% | 491,8 k € | +3.7% | 474,2 k € | +4.5% | 453,7 k € | +22.2% | 371,3 k € |
| Total assets | 560,2 k € | +4.7% | 535,2 k € | +0.7% | 531,4 k € | +2.2% | 519,7 k € | +39.1% | 373,7 k € |
| Cash | 40,6 k € | +147% | 16,5 k € | +569% | 2,5 k € | -39.1% | 4 k € | -79.0% | 19,2 k € |
| Debts | 67,9 k € | +56.6% | 43,4 k € | -24.2% | 57,2 k € | -13.4% | 66,1 k € | +2631% | 2,4 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20131 active · 3 ended
Last known composition, from the accounts closed on 31/12/2013, more than two years before the latest accounts. The mandates shown may have expired.
Active mandates
SERHAN COSKUNSES
ActiveEnded mandates
TOLGA COSKUNSES
EndedSerhan Coskunses
EndedSERHAN COSKUNSES
EndedFinancials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 29/09/2025 | 02/10/2024 | 07/10/2023 | 30/09/2022 | 29/11/2021 | 25/11/2020 |
| General meeting | 16/05/2025 | 17/05/2024 | 19/05/2023 | 15/05/2022 | 15/05/2021 | 15/05/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 18 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2024 | 16/05/2025 | 29/09/2025 | French | |
| Micro model | 31/12/2023 | 17/05/2024 | 02/10/2024 | French | |
| Abridged model | 31/12/2022 | 19/05/2023 | 07/10/2023 | French | |
| Abridged model | 31/12/2021 | 15/05/2022 | 30/09/2022 | French | |
| Abridged model | 31/12/2020 | 15/05/2021 | 29/11/2021 | French | |
| Abridged model | 31/12/2019 | 15/05/2020 | 25/11/2020 | French | |
| Abridged model | 31/12/2018 | 17/05/2019 | 18/03/2020 | French | |
| Abridged model | 31/12/2017 | 16/05/2018 | 13/12/2019 | French | |
| Abridged model | 31/12/2015 | 20/05/2016 | 05/12/2019 | French | |
| Abridged model | 31/12/2013 | 17/02/2015 | 27/02/2015 | French | |
| Abridged model | 31/12/2012 | 17/05/2013 | 09/10/2013 | French | |
| Abridged model | 31/12/2011 | 18/05/2012 | 29/08/2012 | French | |
| Abridged model | 31/12/2010 | 20/05/2011 | 31/08/2011 | French | |
| Abridged model | 31/12/2009 | 21/05/2010 | 31/08/2010 | French | |
| Abridged model | 31/12/2008 | 15/05/2009 | 26/08/2009 | French | |
| Abridged model | 31/12/2007 | 16/05/2008 | 29/08/2008 | French | |
| Abridged modelCorrection | 31/12/2006 | 18/05/2007 | 27/09/2007 | French | |
| Abridged model | 31/12/2006 | 18/05/2007 | 30/07/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20131 active · 3 ended
Last known composition, from the accounts closed on 31/12/2013, more than two years before the latest accounts. The mandates shown may have expired.
Active mandates
SERHAN COSKUNSES
ActiveEnded mandates
TOLGA COSKUNSES
EndedSerhan Coskunses
EndedSERHAN COSKUNSES
EndedOwnership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates07/12/2023STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
- Mandates13/03/2018DEMISSIONS, NOMINATIONS
- Mandates12/06/2013CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
- Capital / shares09/05/2006MODIFICATION FORME JURIDIQUE - CAPITAL, ACTIONS - ASSEMBLEE GENERALE - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024459,6 €↓
- 2023Annual accounts 202317,7 k €↓
- 2022Annual accounts 202220,5 k €↓
- 2021Annual accounts 202182,3 k €↓
- 2020Annual accounts 2020104,7 k €↑
- 2019Annual accounts 201962,3 k €↑
- 2018Annual accounts 201829,6 k €↓
- 2017Annual accounts 201742 k €↓
- 2015Annual accounts 201547 k €↑
- 2013Annual accounts 2013-3,6 k €↑
- 2012Annual accounts 2012-16,9 k €↓
- 2011Annual accounts 201135,9 k €↑
- 2010Annual accounts 2010-4,3 k €↓
- 2009Annual accounts 200917,8 k €↓
- 2008Annual accounts 200822,3 k €↑
- 2007Annual accounts 200713 k €↑
- 2006Annual accounts 20068,8 k €
- 11/05/1992IncorporationPrivate limited company