OOSTKAMP-RUDDERVOORDE FINANCE
0450.491.457 · rovalta.com · 27/09/2026
ACTIVE
OOSTKAMP-RUDDERVOORDE FINANCE
Financial year 2024 · Closed on 31/12/2024
Net result-4,5 k €-113,4 %over 1 year
Gross margin750,4 k €+199,9 %over 1 year
Equity16,1 k €-83,1 %over 1 year
Workforce4,0 ETP+100,0 %over 1 year
Overview
Identity
Source · BCE/KBOOOSTKAMP-RUDDERVOORDE FINANCE is a Private limited company incorporated in 1993. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Oostkamp. It employs on average 4,0 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0450.491.457
- Incorporation
- 29/06/1993
- Legal form
- Private limited company
- Registered office
- Sint-Elooisplein 12
8020 Oostkamp · FlandreSee on map - Contributed capital
- 20 680,00 €
- Latest accounts
- 31/12/2024
- Average workforce
- 4,0 ETP
Activities (NACE)
Joint committees (3)
- 100
- 218
- 341
Signals
Positive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 18 filingsTrend over 18 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 750,4 k € | +200% | 250,2 k € | -3.4% | 259 k € | +2.4% | 253 k € | +2.6% | 246,5 k € |
| EBITDA | 57,3 k € | -3.4% | 59,3 k € | -17.6% | 71,9 k € | +1.7% | 70,7 k € | +10.6% | 63,9 k € |
| Operating result | 25,5 k € | -53.1% | 54,3 k € | -16.7% | 65,2 k € | +2.4% | 63,6 k € | +16.3% | 54,7 k € |
| Net result | -4,5 k € | -113% | 34 k € | -15.0% | 40 k € | +2.0% | 39,2 k € | +6.2% | 36,9 k € |
| Balance sheet | |||||||||
| Equity | 16,1 k € | -83.1% | 95,5 k € | -54.7% | 210,9 k € | +23.4% | 170,9 k € | +29.8% | 131,7 k € |
| Total assets | 875,2 k € | +145% | 356,8 k € | +25.8% | 283,7 k € | +8.1% | 262,4 k € | +15.8% | 226,6 k € |
| Cash | 8,4 k € | -88.9% | 75,9 k € | +6.9% | 71 k € | +20.3% | 59 k € | -31.9% | 86,6 k € |
| Debts | 859,1 k € | +229% | 261,3 k € | +259% | 72,8 k € | -20.4% | 91,5 k € | -3.7% | 95 k € |
| Other | |||||||||
| Workforce | 4,0 ETP | +100% | 2,0 ETP | – | – | – | |||
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20246 active · 23 ended
Active mandates
Active
Active
Luk Lafaut
ActiveActive
Active
Ended mandates
Other companies at this address
Sint-Elooisplein 12 8020 Oostkamp| Company | CBE no. |
|---|---|
| 1000.374.262 |
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/06/2023 | 01/06/2022 | 01/06/2021 | 01/06/2020 | 01/06/2019 | 01/06/2018 |
| Closing of the financial year | 31/12/2024 | 31/05/2023 | 31/05/2022 | 31/05/2021 | 31/05/2020 | 31/05/2019 |
| Length of the financial year | 19 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 28/07/2025 | 19/09/2023 | 05/12/2022 | 06/12/2021 | 01/02/2021 | 04/12/2019 |
| General meeting | 30/06/2025 | 21/08/2023 | 26/11/2022 | 27/11/2021 | 28/11/2020 | 30/11/2019 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 18 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2024 | 30/06/2025 | 28/07/2025 | Dutch | |
| Abridged model | 31/05/2023 | 21/08/2023 | 19/09/2023 | Dutch | |
| Micro model | 31/05/2022 | 26/11/2022 | 05/12/2022 | Dutch | |
| Micro model | 31/05/2021 | 27/11/2021 | 06/12/2021 | Dutch | |
| Micro model | 31/05/2020 | 28/11/2020 | 01/02/2021 | Dutch | |
| Micro model | 31/05/2019 | 30/11/2019 | 04/12/2019 | Dutch | |
| Micro model | 31/05/2018 | 24/11/2018 | 06/12/2018 | Dutch | |
| Micro model | 31/05/2017 | 25/11/2017 | 15/01/2018 | Dutch | |
| Abridged model | 31/05/2016 | 26/11/2016 | 15/12/2016 | Dutch | |
| Abridged model | 31/05/2015 | 27/11/2015 | 27/11/2015 | Dutch | |
| Abridged model | 31/05/2014 | 22/11/2014 | 28/11/2014 | Dutch | |
| Abridged model | 31/05/2013 | 23/11/2013 | 25/11/2013 | Dutch | |
| Abridged model | 31/05/2012 | 24/11/2012 | 27/11/2012 | Dutch | |
| Abridged model | 31/05/2011 | 19/11/2011 | 05/12/2011 | Dutch | |
| Abridged model | 31/05/2010 | 28/11/2010 | 21/04/2011 | Dutch | |
| Abridged model | 31/05/2009 | 28/11/2009 | 18/12/2009 | Dutch | |
| Abridged model | 31/05/2008 | 29/11/2008 | 01/12/2008 | Dutch | |
| Abridged model | 31/05/2007 | 24/11/2007 | 26/11/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20246 active · 23 ended
Active mandates
Active
Active
Luk Lafaut
ActiveActive
Active
Ended mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates04/02/2025ONTSLAGEN - BENOEMINGEN
- Mandates04/02/2025ONTSLAGEN - BENOEMINGEN
- Registered office17/12/2024MAATSCHAPPELIJKE ZETEL
- Mandates08/02/2024ONTSLAGEN - BENOEMINGEN
- Mandates19/10/2023ONTSLAGEN - BENOEMINGEN
- Mandates07/09/2023STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - BOEKJAAR
- Mandates07/09/2023ONTSLAGEN - BENOEMINGEN
- Mandates10/07/2023ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024-4,5 k €↓
- 2024Name changeOostkamp-Ruddervoorde Finance
- 2023Annual accounts 202334 k €↓
- 2022Annual accounts 202240 k €↑
- 2022Name changeLafaut Verzekeringen
- 2021Annual accounts 202139,2 k €↑
- 2020Annual accounts 202036,9 k €↑
- 2019Annual accounts 20196,3 k €↓
- 2018Annual accounts 201818,1 k €↑
- 2017Annual accounts 201715 k €↑
- 2016Annual accounts 20167 k €↑
- 2015Annual accounts 2015-8,4 k €↓
- 2014Annual accounts 20142,6 k €↓
- 2013Annual accounts 20135 k €↑
- 2012Annual accounts 20124,9 k €↑
- 2011Annual accounts 2011-130 €↑
- 2010Annual accounts 2010-5,9 k €↓
- 2009Annual accounts 2009-139 €↓
- 2008Annual accounts 20082,4 k €↓
- 2007Annual accounts 20073,8 k €
- 29/06/1993IncorporationPrivate limited company