C.E.C. FINANCE
0451.494.814 · rovalta.com · 23/09/2026
ACTIVE
C.E.C. FINANCE
Financial year 2025 · closed on 31/12/2025
Net result
59,6 k €
+390.1% YoY
Gross margin
296,2 k €
+3.6% YoY
Equity
732 k €
+8.9% YoY
Workforce
2,6 ETP
-56.7% YoY
Overview
What does C.E.C. FINANCE do?
C.E.C. FINANCE is a Private limited company incorporated in 1993. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Mons. It employs on average 2,6 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0451.494.814
Incorporation
25/11/1993
Legal form
Private limited company
Registered office
Chaussée de Binche 177 box C
7000 Mons · WallonieSee on map
7000 Mons · WallonieSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Average workforce
2,6 ETP
Activities (NACE)
66191Other activities auxiliary to financial services, except insurance and pension funding· main66191Other activities auxiliary to financial services, except insurance and pension funding66199Other activities auxiliary to financial services, except insurance and pension funding66199Other activities auxiliary to financial services, except insurance and pension funding67130Autres auxiliaires financiers
Joint committees (2)
- 200
- 218
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||||
| Gross margin | 296,2 k € | +3.6% | 285,9 k € | -29.4% | 404,9 k € | -16.2% | 483,4 k € | +12.4% | 429,9 k € | +117% | 198,5 k € | -54.7% | 438,1 k € | +55.1% | 282,6 k € | +25.2% | 225,8 k € | -19.7% | 281,3 k € | -18.8% | 346,4 k € | +73.3% | 199,8 k € | +10.1% | 181,6 k € | -20.1% | 227,1 k € | +12.8% | 201,4 k € | -1.4% | 204,2 k € | +6.2% | 192,3 k € | -28.2% | 267,7 k € | +0.1% | 267,4 k € | +38.8% | 192,7 k € |
| EBITDA | 159,4 k € | +172% | 58,5 k € | -70.4% | 198 k € | -22.6% | 256 k € | +22.4% | 209,2 k € | +893% | 21,1 k € | -92.7% | 288,2 k € | +109% | 138,2 k € | +61.0% | 85,8 k € | -14.0% | 99,8 k € | -42.3% | 173,1 k € | +204% | 57 k € | +39.5% | 40,9 k € | +1.4% | 40,3 k € | -59.7% | 100 k € | -11.7% | 113,3 k € | +43.6% | 78,9 k € | -20.8% | 99,6 k € | +0.8% | 98,8 k € | +58.1% | 62,5 k € |
| Operating result | 109,4 k € | +1072% | 9,3 k € | -93.9% | 154,1 k € | -27.7% | 213,2 k € | +31.1% | 162,7 k € | +743% | -25,3 k € | -116% | 162,4 k € | +89.9% | 85,5 k € | +145% | 34,9 k € | -15.3% | 41,2 k € | -70.5% | 139,6 k € | +566% | 21 k € | +436% | 3,9 k € | +123% | -17 k € | -156% | 30,3 k € | -50.2% | 60,7 k € | +67.1% | 36,3 k € | -22.9% | 47,1 k € | +34.1% | 35,2 k € | +909% | -4,3 k € |
| Net result | 59,6 k € | +390% | -20,5 k € | -119% | 110,3 k € | -20.9% | 139,5 k € | +31.9% | 105,7 k € | +206% | -99,6 k € | -171% | 139,3 k € | +102% | 68,9 k € | +482% | 11,8 k € | -31.7% | 17,3 k € | -78.5% | 80,5 k € | +1834% | 4,2 k € | -15.1% | 4,9 k € | +128% | -17,8 k € | +16.8% | -21,3 k € | -147% | 45,2 k € | +44.4% | 31,3 k € | -91.6% | 372,9 k € | +3830% | 9,5 k € | +143% | -22,1 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||||
| Equity | 732 k € | +8.9% | 672,4 k € | -3.0% | 692,9 k € | +18.9% | 582,6 k € | +31.5% | 443,1 k € | +31.3% | 337,4 k € | -22.8% | 437 k € | +46.8% | 297,7 k € | +2.6% | 290 k € | +7.0% | 271,1 k € | +6.8% | 253,8 k € | +5.0% | 241,8 k € | +1.8% | 237,6 k € | -37.9% | 382,7 k € | -4.4% | 400,5 k € | -18.1% | 488,8 k € | -6.6% | 523,6 k € | +5.1% | 498,4 k € | +91.3% | 260,5 k € | +3.8% | 251,1 k € |
| Total assets | 1,3 M € | +1.8% | 1,3 M € | -2.4% | 1,3 M € | -2.2% | 1,3 M € | -16.1% | 1,6 M € | +26.8% | 1,3 M € | +5.8% | 1,2 M € | +38.9% | 851,9 k € | +31.7% | 646,9 k € | -6.5% | 692,1 k € | -6.5% | 740,2 k € | +17.0% | 632,8 k € | -22.2% | 813,2 k € | -4.5% | 852 k € | -15.6% | 1 M € | -11.9% | 1,1 M € | +4.4% | 1,1 M € | -12.9% | 1,3 M € | +47.8% | 852,1 k € | -5.1% | 897,8 k € |
| Cash | 1,5 € | -99.8% | 829,2 € | -99.1% | 94,3 k € | -44.8% | 170,7 k € | -34.0% | 258,6 k € | +87.1% | 138,2 k € | -12.9% | 158,6 k € | +91.8% | 82,7 k € | -42.4% | 143,5 k € | -37.5% | 229,8 k € | -10.6% | 257 k € | +51.3% | 169,9 k € | -35.2% | 262,4 k € | -6.6% | 280,8 k € | -31.5% | 410 k € | -20.2% | 513,9 k € | +9.4% | 469,6 k € | +48.3% | 316,6 k € | +448% | 57,7 k € | -43.5% | 102,2 k € |
| Debts | 560,4 k € | -5.9% | 595,6 k € | -1.8% | 606,3 k € | -15.3% | 715,7 k € | -35.4% | 1,1 M € | +26.4% | 876,1 k € | +24.3% | 704,6 k € | +112% | 332,7 k € | +5.3% | 315,9 k € | -14.7% | 370,3 k € | -14.4% | 432,6 k € | +29.5% | 334 k € | -35.3% | 516,1 k € | +26.6% | 407,6 k € | -25.1% | 544 k € | -7.4% | 587,6 k € | +17.3% | 501,1 k € | -26.0% | 677,2 k € | +14.5% | 591,6 k € | -8.5% | 646,4 k € |
| Other | |||||||||||||||||||||||||||||||||||||||
| Workforce | 2,6 ETP | -56.7% | 6,0 ETP | 0.0% | 6,0 ETP | – | – | – | – | – | 2,8 ETP | -20.0% | 3,5 ETP | -7.9% | 3,8 ETP | +18.7% | 3,2 ETP | +6.7% | 3,0 ETP | -25.0% | 4,0 ETP | +33.3% | 3,0 ETP | +20.0% | 2,5 ETP | -21.9% | 3,2 ETP | -8.6% | 3,5 ETP | -14.6% | 4,1 ETP | +46.4% | 2,8 ETP | ||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 6 ended
Active mandates
VIRGINIA BANDIERA
ActiveEnded mandates
Christophe Contrucci
EndedEnrichetta Contrucci
EndedEnrichetta Contrucci
EndedAt this address
Other companies at this address
| Company | CBE no. |
|---|---|
ALPHAFOODS● Active | 0866.585.627 |
Aurélien PIRMEZ, avocat● Active | 0859.643.494 |
BCEC● Active | 0663.675.285 |
BH2D● Active | 0664.832.060 |
C.E.C. FINANCE & ASSURANCES● Active | 0656.760.175 |
CREADE CONSULT● Active | 0880.298.655 |
FERLIMMO● Active | 0468.375.881 |
HEXILIS● Active | 0879.023.007 |
SMITH AND WILLIAMS● Active | 0648.981.072 |
TRIPTYK● Active | 0899.280.268 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Micro model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 26/08/2026 | 16/12/2025 | 09/12/2024 | 30/08/2023 | 16/08/2022 | 28/10/2021 |
| General meeting | 25/08/2026 | 08/12/2025 | 28/11/2024 | 30/08/2023 | 26/07/2022 | 27/10/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 25/08/2026 | 26/08/2026 | French | |
| Abridged model | 31/12/2024 | 08/12/2025 | 16/12/2025 | French | |
| Abridged model | 31/12/2023 | 28/11/2024 | 09/12/2024 | French | |
| Micro model | 31/12/2022 | 30/08/2023 | 30/08/2023 | French | |
| Abridged model | 31/12/2021 | 26/07/2022 | 16/08/2022 | French | |
| Abridged model | 31/12/2020 | 27/10/2021 | 28/10/2021 | French | |
| Abridged model | 31/12/2019 | 08/09/2020 | 22/10/2020 | French | |
| Abridged model | 31/12/2018 | 10/06/2019 | 07/08/2019 | French | |
| Abridged model | 31/12/2017 | 30/06/2018 | 23/07/2018 | French | |
| Abridged model | 31/12/2016 | 30/06/2017 | 06/07/2017 | French | |
| Abridged model | 31/12/2015 | 09/05/2016 | 10/06/2016 | French | |
| Abridged model | 31/12/2014 | 11/05/2015 | 09/06/2015 | French | |
| Abridged model | 31/12/2013 | 12/05/2014 | 06/06/2014 | French | |
| Abridged model | 31/12/2012 | 30/06/2013 | 10/07/2013 | French | |
| Abridged model | 31/12/2011 | 04/06/2012 | 04/07/2012 | French | |
| Abridged model | 31/12/2010 | 09/05/2011 | 18/05/2011 | French | |
| Abridged model | 31/12/2009 | 31/05/2010 | 21/06/2010 | French | |
| Abridged model | 31/12/2008 | 30/06/2009 | 10/07/2009 | French | |
| Abridged model | 31/12/2007 | 30/06/2008 | 04/07/2008 | French | |
| Abridged model | 31/12/2006 | 30/06/2007 | 11/07/2007 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 6 ended
Active mandates
VIRGINIA BANDIERA
ActiveEnded mandates
Christophe Contrucci
EndedEnrichetta Contrucci
EndedEnrichetta Contrucci
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Mandates12/03/2024DEMISSIONS, NOMINATIONS
- Mandates30/11/2023CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
- Mandates17/03/2022STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
- Registered office23/12/2021SIEGE SOCIAL
- Mandates05/02/2019DEMISSIONS, NOMINATIONS
- Mandates16/09/2016DEMISSIONS, NOMINATIONS
- Registered office30/10/2008SIEGE SOCIAL
- Capital / shares10/08/2005CAPITAL, ACTIONS - ASSEMBLEE GENERALE - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202559,6 k €↑
- 2024Annual accounts 2024-20,5 k €↓
- 2023Annual accounts 2023110,3 k €↓
- 2022Annual accounts 2022139,5 k €↑
- 2021Annual accounts 2021105,7 k €↑
- 2020Annual accounts 2020-99,6 k €↓
- 2019Annual accounts 2019139,3 k €↑
- 2018Annual accounts 201868,9 k €↑
- 2017Annual accounts 201711,8 k €↓
- 2016Annual accounts 201617,3 k €↓
- 2015Annual accounts 201580,5 k €↑
- 2014Annual accounts 20144,2 k €↓
- 2013Annual accounts 20134,9 k €↑
- 2012Annual accounts 2012-17,8 k €↑
- 2011Annual accounts 2011-21,3 k €↓
- 2010Annual accounts 201045,2 k €↑
- 2009Annual accounts 200931,3 k €↓
- 2008Annual accounts 2008372,9 k €↑
- 2007Annual accounts 20079,5 k €↑
- 2006Annual accounts 2006-22,1 k €
- 25/11/1993IncorporationPrivate limited company