ACTIVE

C.E.C. FINANCE & ASSURANCES

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Financial year 2025 · closed on 31/12/2025
Net result
-6,4 k €
+2.5% YoY
Gross margin
-4,4 k €
+5.0% YoY
Equity
-33 k €
-24.0% YoY

What does C.E.C. FINANCE & ASSURANCES do?

C.E.C. FINANCE & ASSURANCES is a Private limited company incorporated in 2016. Its main activity is: Management consultancy activities. Its registered office is in Mons.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0656.760.175
Incorporation
18/06/2016
Legal form
Private limited company
Registered office
Chaussée de Binche 177 box C
7000 Mons · WallonieSee on map
Contributed capital
6 200,00 €
Latest accounts
31/12/2025
Activities (NACE)
70200Management consultancy activities· main70220Business and other management consultancy activities
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✦ Verdict · Analyst summary
Financials

Trend over 8 financial years

20252024202320222021202020192018
Income statement
Gross margin-4,4 k €-4,6 k €-4,7 k €-12,5 k €27,1 k €32 k €9,3 k €140,8 k €
EBITDA-5,1 k €-5 k €-5,3 k €-13,1 k €26,7 k €28,1 k €9,2 k €140,3 k €
Operating result-5,1 k €-5 k €-5,3 k €-13,1 k €26,7 k €28 k €8,7 k €138,2 k €
Net result-6,4 k €-6,5 k €-7,6 k €-21,4 k €19,5 k €17,1 k €270 €83,7 k €
Balance sheet
Equity-33 k €-26,6 k €-20 k €-12,5 k €8,9 k €8,2 k €8,1 k €54,4 k €
Total assets644,3 k €631,2 k €616 k €575,9 k €556,3 k €620,1 k €559,6 k €631 k €
Cash91,7 €2,2 k €3,2 k €6,4 k €7,8 k €7,3 k €7,4 k €78,3 k €
Debts676 k €656,5 k €634,7 k €583,3 k €547,4 k €608,1 k €547,7 k €576,2 k €
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 1 ended

Active mandates

BV FINANCE ET ASSURANCE

Mandate · 1001.242.314

Represented by VIRGINIA BANDIERA

Active
Virginia Bandiera

Manager

Active

Ended mandates

Christophe Contrucci

Manager

Ended
At this address

Other companies at this address

CompanyCBE no.
ALPHAFOODS● Active
0866.585.627
Aurélien PIRMEZ, avocat● Active
0859.643.494
BCEC● Active
0663.675.285
BH2D● Active
0664.832.060
C.E.C. FINANCE● Active
0451.494.814
CREADE CONSULT● Active
0880.298.655
FERLIMMO● Active
0468.375.881
HEXILIS● Active
0879.023.007
SMITH AND WILLIAMS● Active
0648.981.072
TRIPTYK● Active
0899.280.268
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/04/202101/04/202001/04/2019
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/03/202131/03/2020
Length of the financial year12 months12 months12 months21 months12 months12 months
Filing date26/08/202616/12/202530/01/202501/09/202328/10/202122/10/2020
General meeting25/08/202608/12/202517/01/202530/08/202327/10/202125/09/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

8 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202525/08/202626/08/2026FrenchPDF
Micro model31/12/202408/12/202516/12/2025FrenchPDF
Micro model31/12/202317/01/202530/01/2025FrenchPDF
Micro model31/12/202230/08/202301/09/2023FrenchPDF
Micro model31/03/202127/10/202128/10/2021FrenchPDF
Micro model31/03/202025/09/202022/10/2020FrenchPDF
Abridged model31/03/201927/09/201901/10/2019FrenchPDF
Abridged model31/03/201828/09/201826/10/2018FrenchPDF
Estimate

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 1 ended

Active mandates

BV FINANCE ET ASSURANCE

Mandate · 1001.242.314

Represented by VIRGINIA BANDIERA

Active
Virginia Bandiera

Manager

Active

Ended mandates

Christophe Contrucci

Manager

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates12/03/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates05/12/2023
    CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates17/03/2022
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DENOMINATION - SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - ANNEE COMPTABLE
    PDF
  • Other22/06/2016
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-6,4 k €↑
  2. 2024
    Annual accounts 2024-6,5 k €↑
  3. 2023
    Annual accounts 2023-7,6 k €↑
  4. 2022
    Annual accounts 2022-21,4 k €↓
  5. 2021
    Annual accounts 202119,5 k €↑
  6. 2020
    Annual accounts 202017,1 k €↑
  7. 2019
    Annual accounts 2019270 €↓
  8. 2018
    Annual accounts 201883,7 k €
  9. 18/06/2016
    IncorporationPrivate limited company