ACTIVE

A+ ASSURANCES

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Financial year 2025 · Closed on 31/12/2025

Net result1,8 k €+263,1 %over 1 year

Gross margin140,8 k €+0,3 %over 1 year

Equity34,9 k €+5,4 %over 1 year

Workforce3,0 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

A+ ASSURANCES is a Private limited company incorporated in 1993. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Waterloo. It employs on average 3,0 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0451.829.364
Incorporation: 29/12/1993
Legal form: Private limited company
Registered office: Drève Richelle 161 O box 107
1410 Waterloo · WallonieSee on map
Latest accounts: 31/12/2025
Average workforce: 3,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	140,8 k €	+0.3%	140,4 k €	+18.5%	118,4 k €	+3.9%	113,9 k €	-1.4%	115,5 k €
EBITDA	17,2 k €	+28.3%	13,4 k €	+18.7%	11,3 k €	-0.7%	11,4 k €	-4.9%	11,9 k €
Operating result	4,7 k €	+4.3%	4,5 k €	+3.8%	4,3 k €	-15.3%	5,1 k €	+4.5%	4,9 k €
Net result	1,8 k €	+263%	490 €	-4.1%	511 €	-61.3%	1,3 k €	+80.6%	731 €
Balance sheet
Equity	34,9 k €	+5.4%	33,2 k €	+1.5%	32,7 k €	-38.0%	52,6 k €	+2.6%	51,3 k €
Total assets	79 k €	+44.5%	54,7 k €	-3.0%	56,4 k €	-36.0%	88,1 k €	-18.0%	107,4 k €
Cash	9,1 k €	-11.1%	10,3 k €	-30.5%	14,8 k €	-33.4%	22,2 k €	+187%	7,7 k €
Debts	44,1 k €	+105%	21,5 k €	-9.2%	23,7 k €	-33.2%	35,5 k €	-36.7%	56,1 k €
Other
Workforce	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Gilles Arnauts	MandateManager01/01/2006 → 2006 accountsended
Nathalie Drapier	MandateManager2014 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Didier Helleputte	Manager01/01/2006 → 2006 accounts
AD FINANCES0478.694.901	Mandate2022 accountsManager2018 accounts

Other companies at this address

Drève Richelle 161 O 1410 Waterloo

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BELSKAND● Active	0736.950.768
Bluebird Diamonds● Active	1006.546.234
EMERGYA MANAGEMENT● Active	0770.733.492
European Finance & Technologie Solutions● Active	1005.272.168
Falk & Ross Group Belgium● Active	0471.752.372
FINLIFE● Active	0480.666.375
HERPE & PARTNERS● Active	0845.273.143
LASNE FINANCE● Active	0870.847.291
LA TERRE EMOI● Active	0864.280.292
LVMA TAX CONSULTING● Active	0652.902.149
MANDALA● Active	0666.588.156
OCIT● Active	0810.758.860
Ô Mely● Active	0726.398.554
THE COTTON GROUP● Active	0440.097.116
VITAFINANCE● Active	0688.749.290

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	04/08/2026	07/07/2025	10/07/2024	31/07/2023	14/07/2022	28/07/2021
General meeting	12/06/2026	13/06/2025	13/06/2024	15/06/2023	15/06/2022	15/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	12/06/2026	04/08/2026	French	PDF
Abridged model	31/12/2024	13/06/2025	07/07/2025	French	PDF
Abridged model	31/12/2023	13/06/2024	10/07/2024	French	PDF
Abridged model	31/12/2022	15/06/2023	31/07/2023	French	PDF
Abridged model	31/12/2021	15/06/2022	14/07/2022	French	PDF
Abridged model	31/12/2020	15/06/2021	28/07/2021	French	PDF
Abridged model	31/12/2019	15/06/2020	30/07/2020	French	PDF
Abridged model	31/12/2018	20/06/2019	23/07/2019	French	PDF
Abridged model	31/12/2017	20/06/2018	18/07/2018	French	PDF
Abridged model	31/12/2016	20/06/2017	19/07/2017	French	PDF
Abridged model	31/12/2015	20/06/2016	26/07/2016	French	PDF
Abridged model	31/12/2014	19/06/2015	19/07/2015	French	PDF
Abridged model	31/12/2013	30/06/2014	16/10/2014	French	PDF
Abridged model	31/12/2012	28/06/2013	25/07/2013	French	PDF
Abridged model	31/12/2011	30/06/2012	27/08/2012	French	PDF
Abridged model	31/12/2010	30/06/2011	01/08/2011	French	PDF
Abridged model	31/12/2009	30/06/2010	31/08/2010	French	PDF
Abridged model	31/12/2008	30/06/2009	17/07/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	18/07/2008	French	PDF
Abridged model	31/12/2006	30/06/2007	27/09/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Gilles Arnauts	MandateManager01/01/2006 → 2006 accountsended
Nathalie Drapier	MandateManager2014 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Didier Helleputte	Manager01/01/2006 → 2006 accounts
AD FINANCES0478.694.901	Mandate2022 accountsManager2018 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates21/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - ANNEE COMPTABLE
PDF
Mandates09/07/2012
DENOMINATION - SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates22/10/2010
DEMISSIONS, NOMINATIONS
PDF
Registered office26/08/2008
Transfert du siège social
PDF
Mandates26/08/2008
Nomination
PDF
Mandates23/11/2007
Nomination
PDF
Other02/01/2007
Erratum publication du 2006-10-12 / 0156358
PDF
Mandates12/10/2006
Démission
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

Gilles Arnauts

Nathalie Drapier

Didier Helleputte

NGA INVEST

AD FINANCES

Ddier HELLEPUTTE

1993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

A+ ASSURANCESJACQUES RENAUD

Drève Richelle 161 O bte 107, 1410 WaterlooChaussée de La Hulpe 150, 1170 Watermael-Boitsfort

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Drève Richelle 161 O bte 107, 1410 WaterlooCurrent	accounts 2023 → 2025	Accounts 2025 · 2026-00379052
Chaussée de La Hulpe 150, 1170 Watermael-Boitsfort	accounts 2021 → 2022	Accounts 2022 · 2023-00294009

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
A+ ASSURANCESCurrent	accounts 2011 → 2025	Accounts 2025 · 2026-00379052
JACQUES RENAUD	accounts 2006 → 2010	Accounts 2010 · 2011-35400440

Events

2025
Annual accounts 20251,8 k €↑
2024
Annual accounts 2024490 €↓
2023
Annual accounts 2023511 €↓
2022
Annual accounts 20221,3 k €↑
2021
Annual accounts 2021731 €↓
2020
Annual accounts 20202,6 k €↑
2019
Annual accounts 20191,2 k €↓
2018
Annual accounts 20181,9 k €↓
2017
Annual accounts 20172,5 k €↓
2016
Annual accounts 20162,9 k €↑
2015
Annual accounts 2015-5,5 k €↓
2014
Annual accounts 2014384 €↑
2013
Annual accounts 2013-6,7 k €↓
2012
Annual accounts 20122,3 k €↓
2011
Annual accounts 201133,3 k €↓
2011
Name changeA+ ASSURANCES
2010
Annual accounts 201050,4 k €↑
2009
Annual accounts 200934,6 k €↑
2008
Annual accounts 2008248 €↓
2007
Annual accounts 20071,5 k €↑
2006
Annual accounts 2006-7,5 k €
29/12/1993
IncorporationPrivate limited company

A+ ASSURANCES

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events