Investments, Loans and Consulting
0453.185.879 · rovalta.com · 27/09/2026
Investments, Loans and Consulting
Financial year 2024 · Closed on 31/12/2024
Overview
Identity
Source · BCE/KBOInvestments, Loans and Consulting is a Public limited company incorporated in 1994. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tubize. It employs on average 17,0 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0453.185.879
- Incorporation
- 31/07/1994
- Legal form
- Public limited company
- Registered office
- Rue de l'Atelier 27
1480 Tubize · WallonieSee on map - Contributed capital
- 61 973,00 €
- Latest accounts
- 31/12/2024
- Average workforce
- 17,0 ETP
Joint committees (5)
- 100
- 200
- 218
- 307
- 32201
Financials
Source · NBB, 28 filingsTrend over 19 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Revenue | 1,9 M € | -24.3% | 2,5 M € | -9.1% | 2,7 M € | -22.1% | 3,5 M € | +3.6% | 3,4 M € |
| EBITDA | -717,8 k € | -33630% | -2,1 k € | -102% | 123,1 k € | -80.9% | 645,8 k € | +136% | 273,7 k € |
| Operating result | -797,2 k € | -673% | -103,2 k € | -2099% | -4,7 k € | -101% | 522,8 k € | +9.6% | 477,2 k € |
| Net result | -803,9 k € | -113% | 6,4 M € | +45532% | -14 k € | -104% | 370 k € | +27.4% | 290,4 k € |
| Balance sheet | |||||||||
| Equity | 2,9 M € | -58.5% | 7 M € | +1056% | 604 k € | -2.3% | 618,1 k € | -82.6% | 3,5 M € |
| Total assets | 3,7 M € | -53.7% | 8,1 M € | +56.5% | 5,1 M € | +8.0% | 4,8 M € | +3.2% | 4,6 M € |
| Cash | 35,9 k € | -92.1% | 455,9 k € | +0.3% | 454,6 k € | +209% | 147,3 k € | -65.2% | 423,4 k € |
| Debts | 828,8 k € | -23.0% | 1,1 M € | -76.3% | 4,5 M € | +9.8% | 4,1 M € | +293% | 1,1 M € |
| Other | |||||||||
| Workforce | 17,0 ETP | -13.3% | 19,6 ETP | -7.1% | 21,1 ETP | -5.4% | 22,3 ETP | +6.7% | 20,9 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
Board of directors
Source · NBB, accounts to 31/12/20242 active · 30 ended
Active mandates
Ended mandates
Other companies at this address
Rue de l'Atelier 27 1480 Tubize| Company | CBE no. |
|---|---|
DEVELOPING INITIATIVES● Active | 0473.850.047 |
IL&C GROUPE● Active | 0645.681.587 |
IL & C Ma Sorcière bien-aimée● Active | 0871.242.122 |
| 0890.848.097 | |
| 0880.149.690 | |
| 0882.865.591 | |
| 0885.284.059 | |
| 0881.049.911 | |
| 0878.765.659 | |
| 0888.372.520 | |
| 0879.777.825 | |
| 0885.284.851 | |
| 0894.268.635 | |
JANSSENS PHILIPPE● Active | 0442.117.189 |
MICHAUX● Active | 0451.821.743 |
WISSVIIIN● Active | 0677.884.795 |
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Full model | Full model | Full model | Full model | Full model | Full model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 08/07/2025 | 04/07/2024 | 14/11/2023 | 30/06/2022 | 21/06/2021 | 09/07/2020 |
| General meeting | 19/05/2025 | 24/06/2024 | 28/08/2023 | 18/05/2022 | 31/05/2021 | 19/06/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 28 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Full model | 31/12/2024 | 19/05/2025 | 08/07/2025 | French | |
| Full model | 31/12/2023 | 24/06/2024 | 04/07/2024 | French | |
| Full model | 31/12/2022 | 28/08/2023 | 14/11/2023 | French | |
| Full model | 31/12/2021 | 18/05/2022 | 30/06/2022 | French | |
| Full model | 31/12/2020 | 31/05/2021 | 21/06/2021 | French | |
| Full model | 31/12/2019 | 19/06/2020 | 09/07/2020 | French | |
| Full model | 31/12/2018 | 20/05/2019 | 06/06/2019 | French | |
| Full model | 31/12/2017 | 22/05/2018 | 20/06/2018 | French | |
| Full model | 31/12/2016 | 09/06/2017 | 29/06/2017 | French | |
| Consolidated accounts | 31/12/2016 | 09/06/2017 | 17/07/2017 | French | |
| Full model | 31/12/2015 | 25/05/2016 | 21/06/2016 | French | |
| Consolidated accounts | 31/12/2015 | 25/05/2016 | 28/06/2016 | French | |
| Full model | 31/12/2014 | 18/05/2015 | 04/06/2015 | French | |
| Consolidated accounts | 31/12/2014 | 18/05/2015 | 26/06/2015 | French | |
| Full model | 31/12/2013 | 19/05/2014 | 30/06/2014 | French | |
| Consolidated accounts | 31/12/2013 | 19/05/2014 | 22/09/2014 | French | |
| Full model | 31/12/2012 | 20/05/2013 | 28/06/2013 | French | |
| Consolidated accounts | 31/12/2012 | 15/07/2013 | 19/07/2013 | French | |
| Full model | 31/12/2011 | 21/05/2012 | 30/06/2012 | French | |
| Consolidated accounts | 31/12/2011 | 01/06/2012 | 03/08/2012 | French | |
| Full model | 31/12/2010 | 16/05/2011 | 28/06/2011 | French | |
| Consolidated accounts | 31/12/2010 | 01/08/2011 | 09/08/2011 | French | |
| Full model | 31/12/2009 | 17/05/2010 | 28/06/2010 | French | |
| Consolidated accounts | 31/12/2009 | 18/05/2010 | 23/07/2010 | French |
Valuation
Indicative valuation
As an indication, this company is worth
between 2,5 M€ and 5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20242 active · 30 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates31/10/2025STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DENOMINATION - SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
- Mandates05/11/2024DEMISSIONS, NOMINATIONS
- Mandates05/11/2024DEMISSIONS, NOMINATIONS
- Mandates16/07/2021DEMISSIONS, NOMINATIONS
- Mandates09/12/2020DEMISSIONS, NOMINATIONS
- Mandates23/06/2020DEMISSIONS, NOMINATIONS
- Mandates02/07/2019DEMISSIONS, NOMINATIONS
- Mandates24/08/2018DEMISSIONS, NOMINATIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024-803,9 k €↓
- 2023Annual accounts 20236,4 M €↑
- 2022Annual accounts 2022-14 k €↓
- 2021Annual accounts 2021370 k €↑
- 2020Annual accounts 2020290,4 k €↓
- 2019Annual accounts 2019825,1 k €↑
- 2018Annual accounts 2018631,3 k €↓
- 2017Annual accounts 20171,3 M €↑
- 2016Annual accounts 2016471,3 k €↓
- 2015Annual accounts 2015665,4 k €↑
- 2014Annual accounts 2014585,4 k €↑
- 2013Annual accounts 2013339,3 k €↓
- 2012Annual accounts 2012358,2 k €↑
- 2011Annual accounts 2011260,2 k €↑
- 2010Annual accounts 2010177,4 k €↑
- 2009Annual accounts 2009141 k €↓
- 2008Annual accounts 2008185,4 k €↑
- 2007Annual accounts 2007-45,2 k €↓
- 2006Annual accounts 200659,4 k €
- 31/07/1994IncorporationPublic limited company