Kantoor Finlo
0453.273.674 · rovalta.com · 25/09/2026
ACTIVE
Kantoor Finlo
Financial year 2025 · Closed on 31/12/2025
Net result69,6 k €-54,9 %over 1 year
Gross margin277 k €-19,4 %over 1 year
Equity495,5 k €+16,3 %over 1 year
Workforce2,3 ETP0,0 %over 1 year
Overview
Identity
Source · BCE/KBOKantoor Finlo is a Public limited company incorporated in 1994. Its main activity is: Other monetary intermediation. Its registered office is in Lochristi. It employs on average 2,3 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0453.273.674
- Incorporation
- 25/08/1994
- Legal form
- Public limited company
- Registered office
- Pieter Ghesquièreweg 2 box /0001
9080 Lochristi · FlandreSee on map - Contributed capital
- 62 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 2,3 ETP
Activities (NACE)
Joint committees (5)
- 100
- 200
- 218
- 307
- 341
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 19 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 277 k € | -19.4% | 343,8 k € | +16.7% | 294,5 k € | +38.9% | 212,1 k € | +112% | 100,1 k € |
| EBITDA | 136,2 k € | -40.0% | 226,9 k € | +110% | 108,3 k € | -10.4% | 120,9 k € | +324% | 28,5 k € |
| Operating result | 92,7 k € | -54.2% | 202,6 k € | +137% | 85,4 k € | -27.1% | 117,2 k € | +351% | 26 k € |
| Net result | 69,6 k € | -54.9% | 154,4 k € | +154% | 60,7 k € | -29.8% | 86,5 k € | +358% | 18,9 k € |
| Balance sheet | |||||||||
| Equity | 495,5 k € | +16.3% | 425,9 k € | +56.9% | 271,5 k € | +28.8% | 210,8 k € | +69.5% | 124,4 k € |
| Total assets | 609,4 k € | +5.2% | 579,5 k € | +38.8% | 417,4 k € | +15.0% | 363 k € | +135% | 154,4 k € |
| Cash | 18,8 k € | -91.3% | 215 k € | +571% | 32 k € | -47.9% | 61,5 k € | -28.7% | 86,3 k € |
| Debts | 84,1 k € | -32.5% | 124,6 k € | +6.6% | 116,9 k € | -9.1% | 128,7 k € | +450% | 23,4 k € |
| Other | |||||||||
| Workforce | 2,3 ETP | 0.0% | 2,3 ETP | 0.0% | 2,3 ETP | +109% | 1,1 ETP | +10.0% | 1,0 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20252 active · 16 ended
Active mandates
Active
Active
Other companies at this address
Pieter Ghesquièreweg 2 9080 Lochristi| Company | CBE no. |
|---|---|
FINLO GROEP● Active | 0725.812.396 |
Finlo Invest● Active | 0505.605.273 |
Finlo Verzekeringen● Active | 0453.273.773 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 16/07/2026 | 17/07/2025 | 02/07/2024 | 18/07/2023 | 21/06/2022 | 18/06/2021 |
| General meeting | 30/06/2026 | 30/06/2025 | 28/06/2024 | 23/05/2023 | 23/05/2022 | 21/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 30/06/2026 | 16/07/2026 | Dutch | |
| Abridged model | 31/12/2024 | 30/06/2025 | 17/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 28/06/2024 | 02/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 23/05/2023 | 18/07/2023 | Dutch | |
| Abridged model | 31/12/2021 | 23/05/2022 | 21/06/2022 | Dutch | |
| Abridged model | 31/12/2020 | 21/05/2021 | 18/06/2021 | Dutch | |
| Abridged model | 31/12/2019 | 04/05/2020 | 29/06/2020 | Dutch | |
| Abridged model | 31/12/2018 | 18/02/2019 | 06/03/2019 | Dutch | |
| Abridged model | 31/12/2017 | 28/05/2018 | 22/06/2018 | Dutch | |
| Abridged model | 31/12/2016 | 30/06/2017 | 12/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 30/06/2016 | 18/07/2016 | Dutch | |
| Abridged model | 31/12/2014 | 15/07/2015 | 24/07/2015 | Dutch | |
| Abridged model | 31/12/2013 | 30/06/2014 | 23/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 24/06/2013 | 31/07/2013 | Dutch | |
| Abridged model | 31/12/2011 | 14/07/2012 | 25/07/2012 | Dutch | |
| Abridged model | 31/12/2010 | 30/05/2011 | 29/08/2011 | Dutch | |
| Abridged model | 31/12/2009 | 31/05/2010 | 30/06/2010 | Dutch | |
| Abridged model | 31/12/2008 | 15/06/2009 | 23/06/2009 | Dutch | |
| Abridged model | 31/12/2007 | 09/06/2008 | 05/07/2008 | Dutch | |
| Abridged model | 31/12/2006 | 07/05/2007 | 06/06/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20252 active · 16 ended
Active mandates
Active
Active
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates17/01/2025MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
- Mandates31/01/2024STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - BENAMING - DIVERSEN - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
- Mandates07/02/2023ONTSLAGEN - BENOEMINGEN
- Mandates09/08/2021ONTSLAGEN - BENOEMINGEN
- Mandates28/10/2019ONTSLAGEN - BENOEMINGEN
- Mandates14/03/2019ONTSLAGEN - BENOEMINGEN
- Restructuring13/12/2018KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring08/10/2018RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202569,6 k €↓
- 2024Annual accounts 2024154,4 k €↑
- 2023Annual accounts 202360,7 k €↓
- 2023Name changeKantoor Finlo
- 2022Annual accounts 202286,5 k €↑
- 2021Annual accounts 202118,9 k €↑
- 2019Annual accounts 201914,7 k €↑
- 2018Annual accounts 20183,2 k €↓
- 2017Annual accounts 201724,6 k €↓
- 2016Annual accounts 201633,2 k €↓
- 2015Annual accounts 201537,4 k €↓
- 2014Annual accounts 201465,5 k €↑
- 2013Annual accounts 201342,9 k €↑
- 2012Annual accounts 201232,9 k €↑
- 2011Annual accounts 201125,2 k €↓
- 2010Annual accounts 201029,3 k €↑
- 2009Annual accounts 200911 k €↓
- 2008Annual accounts 200812,3 k €↑
- 2007Annual accounts 20079 k €↓
- 2006Annual accounts 200634,4 k €
- 2006Name changeKantoor Bruynsteen
- 25/08/1994IncorporationPublic limited company