FINANCE - INVESTISSEMENT ET GESTION
0453.827.960 · rovalta.com · 27/09/2026
ACTIVE
FINANCE - INVESTISSEMENT ET GESTION
Financial year 2025 · Closed on 30/09/2025
Net result-8,2 k €-139,2 %over 1 year
Gross margin-4 k €-44,1 %over 1 year
Equity-33,6 k €-32,4 %over 1 year
Overview
Identity
Source · BCE/KBOFINANCE - INVESTISSEMENT ET GESTION is a Private limited company incorporated in 1994. Its main activity is: Accounting, bookkeeping and auditing activities; tax consultancy. Its registered office is in Charleroi.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0453.827.960
- Incorporation
- 30/11/1994
- Legal form
- Private limited company
- Registered office
- Rue Docteur Pircard 29
6040 Charleroi · WallonieSee on map - Contributed capital
- 18 592,00 €
- Latest accounts
- 30/09/2025
Financials
Source · NBB, 13 filingsTrend over 13 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | -4 k € | -44.1% | -2,8 k € | +68.3% | -8,8 k € | -155% | -3,5 k € | -117% | 20,2 k € |
| EBITDA | -4,7 k € | -41.7% | -3,3 k € | +64.6% | -9,4 k € | -135% | -4 k € | -120% | 20,2 k € |
| Operating result | -8,2 k € | -145% | -3,3 k € | +64.6% | -9,4 k € | -45.1% | -6,5 k € | -137% | 17,6 k € |
| Net result | -8,2 k € | -139% | -3,4 k € | +63.7% | -9,4 k € | -41.3% | -6,7 k € | -138% | 17,6 k € |
| Balance sheet | |||||||||
| Equity | -33,6 k € | -32.4% | -25,3 k € | -15.7% | -21,9 k € | -75.8% | -12,5 k € | -116% | -5,8 k € |
| Total assets | 43,8 k € | -50.5% | 88,5 k € | +49.4% | 59,2 k € | -3.3% | 61,3 k € | +24.8% | 49,1 k € |
| Cash | 924 € | +169% | 343 € | +2044% | 16 € | -98.4% | 1 k € | +468% | 180 € |
| Debts | 77,4 k € | -32.0% | 113,8 k € | +40.3% | 81,1 k € | +10.1% | 73,7 k € | +34.4% | 54,9 k € |
Board of directors
Source · NBB, accounts to 30/09/20251 active
Active mandates
Frédéric Bernardi
ActiveFinancials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Abridged model |
| Start of the financial year | 01/10/2024 | 01/10/2023 | 01/10/2022 | 01/10/2021 | 01/10/2020 | 01/10/2018 |
| Closing of the financial year | 30/09/2025 | 30/09/2024 | 30/09/2023 | 30/09/2022 | 30/09/2021 | 30/09/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 31/03/2026 | 11/03/2025 | 29/12/2023 | 27/03/2023 | 22/03/2022 | 13/02/2020 |
| General meeting | 31/03/2026 | 11/03/2025 | 29/12/2023 | 27/03/2023 | 22/03/2022 | 13/02/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 13 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 30/09/2025 | 31/03/2026 | 31/03/2026 | French | |
| Micro model | 30/09/2024 | 11/03/2025 | 11/03/2025 | French | |
| Micro model | 30/09/2023 | 29/12/2023 | 29/12/2023 | French | |
| Micro model | 30/09/2022 | 27/03/2023 | 27/03/2023 | French | |
| Micro model | 30/09/2021 | 22/03/2022 | 22/03/2022 | French | |
| Abridged model | 30/09/2019 | 13/02/2020 | 13/02/2020 | French | |
| Abridged model | 30/09/2018 | 20/03/2019 | 20/03/2019 | French | |
| Abridged model | 30/09/2017 | 26/03/2018 | 26/03/2018 | French | |
| Abridged model | 30/09/2016 | 23/01/2017 | 23/01/2017 | French | |
| Abridged model | 30/09/2011 | 16/03/2012 | 05/06/2012 | French | |
| Abridged model | 30/09/2009 | 20/03/2010 | 20/03/2010 | French | |
| Abridged model | 30/09/2008 | 27/03/2009 | 27/03/2009 | French | |
| Abridged model | 30/09/2007 | 25/03/2008 | 25/03/2008 | French |
Valuation
Indicative valuation
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 30/09/20251 active
Active mandates
Frédéric Bernardi
ActiveOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates23/01/2024STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025-8,2 k €↓
- 2024Annual accounts 2024-3,4 k €↑
- 2024Name changeFINANCE - INVESTISSEMENT ET GESTION
- 2023Annual accounts 2023-9,4 k €↓
- 2022Annual accounts 2022-6,7 k €↓
- 2022Name changeFiningest sprl
- 2021Annual accounts 202117,6 k €↑
- 2019Annual accounts 20193,6 k €↓
- 2018Annual accounts 20187,2 k €↑
- 2017Annual accounts 20176,8 k €↑
- 2016Annual accounts 2016-893 €↑
- 2011Annual accounts 2011
- 2009Annual accounts 2009-5,3 k €↓
- 2008Annual accounts 2008-1,1 k €
- 2007Annual accounts 2007
- 30/11/1994IncorporationPrivate limited company