HAVRICO INSURANCE
0453.894.870 · rovalta.com · 25/09/2026
ACTIVE
HAVRICO INSURANCE
Financial year 2025 · Closed on 31/12/2025
Net result327,1 k €-65,4 %over 1 year
Gross margin1,3 M €-27,8 %over 1 year
Equity852,8 k €-16,9 %over 1 year
Workforce6,6 ETP-5,7 %over 1 year
Overview
Identity
Source · BCE/KBOHAVRICO INSURANCE is a Public limited company incorporated in 1994. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Antwerpen. It employs on average 6,6 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0453.894.870
- Incorporation
- 25/11/1994
- Legal form
- Public limited company
- Registered office
- Godefriduskaai 26
2000 Antwerpen · FlandreSee on map - Contributed capital
- 372 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 6,6 ETP
Activities (NACE)
Joint committees (2)
- 307
- 30700
Signals
ProfitableLow riskPositive cashflowPositive EBITDA
Financials
Source · NBB, 20 filingsTrend over 15 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1,3 M € | -27.8% | 1,8 M € | -20.1% | 2,3 M € | -11.2% | 2,6 M € | +75.9% | 1,5 M € |
| EBITDA | 656,5 k € | -32.8% | 976,7 k € | -38.7% | 1,6 M € | -22.5% | 2,1 M € | +121% | 929,3 k € |
| Operating result | 650,1 k € | -33.0% | 970,1 k € | -38.4% | 1,6 M € | -20.0% | 2 M € | +136% | 833,6 k € |
| Net result | 327,1 k € | -65.4% | 944,8 k € | -39.4% | 1,6 M € | +17.4% | 1,3 M € | +97.4% | 672,5 k € |
| Balance sheet | |||||||||
| Equity | 852,8 k € | -16.9% | 1 M € | -0.5% | 1 M € | +53.2% | 672,9 k € | +51.0% | 445,6 k € |
| Total assets | 5,6 M € | -12.6% | 6,4 M € | -42.2% | 11 M € | -20.0% | 13,8 M € | +69.3% | 8,1 M € |
| Cash | 3,1 M € | -31.9% | 4,5 M € | -45.2% | 8,2 M € | -22.2% | 10,5 M € | +104% | 5,2 M € |
| Debts | 4,7 M € | -11.6% | 5,3 M € | -46.8% | 10 M € | -22.3% | 12,8 M € | +66.9% | 7,7 M € |
| Other | |||||||||
| Workforce | 6,6 ETP | -5.7% | 7,0 ETP | +4.5% | 6,7 ETP | -2.9% | 6,9 ETP | +1.5% | 6,8 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 5 M€ and 10 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20255 active · 41 ended
Active mandates
Ended mandates
Other companies at this address
Godefriduskaai 26 2000 Antwerpen| Company | CBE no. |
|---|---|
HAVRICO● Active | 0869.497.805 |
LISA● Active | 0474.223.496 |
Misericordia● Active | 0791.819.413 |
PVV HOLDING● Active | 0701.631.781 |
SEABIRD INTERNATIONAL SHIPPING● Active | 0438.910.449 |
| 0889.900.566 | |
TRIDANT● Active | 1031.683.783 |
| 0829.625.261 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 21/05/2026 | 30/05/2025 | 22/05/2024 | 22/05/2023 | 07/06/2022 | 31/05/2021 |
| General meeting | 15/05/2026 | 15/05/2025 | 15/05/2024 | 15/05/2023 | 16/05/2022 | 17/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 15/05/2026 | 21/05/2026 | Dutch | |
| Abridged model | 31/12/2024 | 15/05/2025 | 30/05/2025 | Dutch | |
| Abridged model | 31/12/2023 | 15/05/2024 | 22/05/2024 | Dutch | |
| Abridged model | 31/12/2022 | 15/05/2023 | 22/05/2023 | Dutch | |
| Abridged model | 31/12/2021 | 16/05/2022 | 07/06/2022 | Dutch | |
| Abridged model | 31/12/2020 | 17/05/2021 | 31/05/2021 | Dutch | |
| Abridged model | 31/12/2019 | 15/05/2020 | 27/05/2020 | Dutch | |
| Abridged model | 31/12/2018 | 15/05/2019 | 29/05/2019 | Dutch | |
| Abridged model | 31/12/2017 | 12/06/2018 | 10/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 15/05/2017 | 30/05/2017 | Dutch | |
| Abridged model | 31/12/2015 | 17/05/2016 | 25/05/2016 | Dutch | |
| Abridged model | 31/12/2014 | 15/05/2015 | 21/05/2015 | Dutch | |
| Abridged model | 31/12/2013 | 15/05/2014 | 02/06/2014 | Dutch | |
| Abridged model | 31/12/2012 | 15/05/2013 | 30/05/2013 | Dutch | |
| Abridged model | 31/12/2011 | 15/05/2012 | 12/06/2012 | Dutch | |
| Abridged model | 31/12/2010 | 16/05/2011 | 21/06/2011 | Dutch | |
| Abridged model | 31/12/2009 | 17/05/2010 | 14/06/2010 | Dutch | |
| Abridged model | 31/12/2008 | 15/05/2009 | 15/06/2009 | Dutch | |
| Abridged model | 31/12/2007 | 15/05/2008 | 13/06/2008 | Dutch | |
| Abridged model | 31/12/2006 | 15/05/2007 | 14/06/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 5 M€ and 10 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20255 active · 41 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates03/07/2025ONTSLAGEN - BENOEMINGEN
- Mandates08/07/2024ONTSLAGEN - BENOEMINGEN
- Other04/05/2023STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Mandates14/02/2023ONTSLAGEN - BENOEMINGEN
- Mandates28/08/2020ONTSLAGEN - BENOEMINGEN
- Mandates08/02/2019DEMISSIONS, NOMINATIONS
- Mandates13/08/2018ONTSLAGEN - BENOEMINGEN
- Mandates26/02/2014ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025327,1 k €↓
- 2024Annual accounts 2024944,8 k €↓
- 2023Annual accounts 20231,6 M €↑
- 2022Annual accounts 20221,3 M €↑
- 2021Annual accounts 2021672,5 k €↑
- 2020Annual accounts 2020357 k €↓
- 2019Annual accounts 2019438,3 k €↓
- 2018Annual accounts 2018471,6 k €↓
- 2017Annual accounts 2017577,4 k €↑
- 2016Annual accounts 2016339,6 k €↓
- 2015Annual accounts 20151,1 M €↓
- 2014Annual accounts 20141,1 M €↓
- 2013Annual accounts 20131,2 M €↓
- 2012Annual accounts 20121,2 M €↑
- 2011Annual accounts 2011322,5 k €
- 25/11/1994IncorporationPublic limited company