ACTIVE

S.E.V. FINANCE

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Financial year 2025 · closed on 31/12/2025

Net result

518,6 k €

+122.3% YoY

Gross margin

737 k €

+121.9% YoY

Equity

1,4 M €

+50.4% YoY

What does S.E.V. FINANCE do?

S.E.V. FINANCE is a Private limited company incorporated in 1994. Its main activity is: Other financial service activities, except insurance and pension funding n.e.c.. Its registered office is in Boechout.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0454.086.395

Incorporation

18/10/1994

Legal form

Private limited company

Registered office

Vredeborgstraat 32
2530 Boechout · FlandreSee on map

Contributed capital

36 750,00 €

Latest accounts

31/12/2025

Activities (NACE)

64999Other financial service activities, except insurance and pension funding n.e.c.· main 64999Other financial service activities, except insurance and pension funding n.e.c.65236Reinsurance

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 17 financial years

	2025		2024		2023		2022		2021		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	737 k €	+122%	332,1 k €	+54.4%	215,1 k €	-39.3%	354,5 k €	+75.6%	201,9 k €	+150%	80,8 k €	+56.2%	51,7 k €	+5058%	1 k €	-56.5%	2,3 k €	-29.6%	3,3 k €	-81.7%	17,9 k €	+25.1%	14,3 k €	+423%	-4,4 k €	-182%	5,4 k €	-72.7%	19,9 k €	+543%	3,1 k €		–
EBITDA	736 k €	+122%	330,9 k €	+54.6%	214 k €	-39.5%	353,6 k €	+76.3%	200,5 k €	+151%	79,9 k €	+58.5%	50,4 k €	+15234%	328,6 €	-74.9%	1,3 k €	-50.0%	2,6 k €	-84.8%	17,2 k €	+25.1%	13,7 k €	+375%	-5 k €	-1962%	268,1 €	-98.6%	19 k €	+649%	2,5 k €	+580%	-529,5 €
Operating result	726,9 k €	+126%	321,8 k €	+57.0%	205 k €	-40.5%	344,6 k €	+72.7%	199,6 k €	+154%	78,7 k €	+59.9%	49,2 k €	+14875%	328,6 €	-74.9%	1,3 k €	-44.7%	2,4 k €	-85.8%	16,7 k €	+23.7%	13,5 k €	+355%	-5,3 k €	-36107%	-14,6 €	-100%	18,7 k €	+638%	2,5 k €	+580%	-529,5 €
Net result	518,6 k €	+122%	233,3 k €	+47.8%	157,9 k €	-35.6%	245,3 k €	+70.8%	143,6 k €	+155%	56,4 k €	+65.7%	34 k €	+2335%	-1,5 k €	-324%	679,3 €	+121%	306,7 €	-96.2%	8,2 k €	-6.7%	8,7 k €	+283%	-4,8 k €	-122%	-2,2 k €	-118%	12 k €	+443%	2,2 k €	+515%	-529,5 €
Balance sheet
Equity	1,4 M €	+50.4%	939 k €	+23.9%	757,8 k €	+26.3%	599,9 k €	+69.2%	354,6 k €	+247%	102,1 k €	+120%	46,4 k €	+276%	12,3 k €	-11.0%	13,8 k €	+5.2%	13,2 k €	+2748%	462,3 €	+106%	-7,7 k €	+53.2%	-16,4 k €	-40.9%	-11,7 k €	-22.6%	-9,5 k €	+61.7%	-24,8 k €	+8.1%	-27 k €
Total assets	1,5 M €	+52.0%	978,9 k €	+27.3%	769,2 k €	+22.8%	626,6 k €	+65.8%	378 k €	+228%	115,1 k €	+53.3%	75,1 k €	+135%	32 k €	-2.2%	32,7 k €	-4.7%	34,3 k €	-29.8%	48,9 k €	-46.9%	92,1 k €	+115%	42,9 k €	+0.3%	42,7 k €	+163%	16,2 k €	+64.5%	9,9 k €		–
Cash	90,2 k €	+39.1%	64,9 k €	-73.7%	246,3 k €	+2.3%	240,8 k €	+135%	102,5 k €	+155%	40,2 k €	-0.7%	40,4 k €	+86.5%	21,7 k €	-24.6%	28,8 k €	-3.0%	29,6 k €	-15.8%	35,2 k €	-16.4%	42,1 k €	+13.9%	36,9 k €	+691%	4,7 k €	-29.9%	6,7 k €	-17.7%	8,1 k €		–
Debts	75,9 k €	+90.1%	39,9 k €	+249%	11,4 k €	-57.1%	26,7 k €	+13.9%	23,4 k €	+80.1%	13 k €	-54.7%	28,7 k €	+46.1%	19,7 k €	+7.0%	18,4 k €	-11.1%	20,7 k €	-56.6%	47,6 k €	-40.9%	80,5 k €	+37.5%	58,5 k €	+9.2%	53,6 k €	+119%	24,5 k €	-29.5%	34,7 k €	+28.4%	27 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 6 ended

Active mandates

Séverine DE LAET

Director

Active

Ended mandates

Séverine DE LAET

Manager · since 08 février 2017

Ended

Marc De Winter

Manager · since 18 octobre 1994

Ended

Jef Van Camp

Manager

Ended

Jozef Van Camp

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
TM Partners● Active	1036.447.077

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	26/06/2026	17/06/2025	13/06/2024	05/06/2023	30/05/2022	31/05/2021
General meeting	29/05/2026	30/05/2025	31/05/2024	26/05/2023	27/05/2022	28/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	29/05/2026	26/06/2026	Dutch	PDF
Micro model	31/12/2024	30/05/2025	17/06/2025	Dutch	PDF
Micro model	31/12/2023	31/05/2024	13/06/2024	Dutch	PDF
Micro model	31/12/2022	26/05/2023	05/06/2023	Dutch	PDF
Micro model	31/12/2021	27/05/2022	30/05/2022	Dutch	PDF
Micro model	31/12/2020	28/05/2021	31/05/2021	Dutch	PDF
Micro model	31/12/2019	29/05/2020	29/05/2020	Dutch	PDF
Micro model	31/12/2018	31/05/2019	27/06/2019	Dutch	PDF
Abridged model	31/12/2017	30/06/2018	27/08/2018	Dutch	PDF
Abridged model	31/12/2016	27/01/2017	03/02/2017	Dutch	PDF
Abridged model	31/12/2015	30/06/2016	28/07/2016	Dutch	PDF
Abridged model	31/12/2014	23/06/2015	25/06/2015	Dutch	PDF
Abridged model	31/12/2013	30/06/2014	23/07/2014	Dutch	PDF
Abridged model	31/12/2012	30/06/2013	22/08/2013	Dutch	PDF
Abridged model	31/12/2011	16/08/2012	21/08/2012	Dutch	PDF
Abridged model	31/12/2010	19/08/2011	24/08/2011	Dutch	PDF
Abridged model	31/12/2009	30/06/2010	16/07/2010	Dutch	PDF
Abridged model	31/12/2008	30/06/2009	31/08/2009	Dutch	PDF
Abridged model	31/12/2007	30/05/2008	20/06/2008	Dutch	PDF
Abridged model	31/12/2006	28/02/2007	15/03/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 6 ended

Active mandates

Séverine DE LAET

Director

Active

Ended mandates

Séverine DE LAET

Manager · since 08 février 2017

Ended

Marc De Winter

Manager · since 18 octobre 1994

Ended

Jef Van Camp

Manager

Ended

Jozef Van Camp

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates14/12/2023
WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Registered office02/07/2021
MAATSCHAPPELIJKE ZETEL
PDF
Registered office21/02/2017
BENAMING - MAATSCHAPPELIJKE ZETEL - DOEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Registered office11/07/2012
MAATSCHAPPELIJKE ZETEL
PDF
Mandates19/04/2010
ONTSLAGEN - BENOEMINGEN
PDF
Registered office25/11/2009
MAATSCHAPPELIJKE ZETEL
PDF
Mandates11/03/2004
DOEL - ONTSLAGEN - BENOEMINGEN - BENAMING - KAPITAAL - AANDELEN - ALGEMENE VERGADERING - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Registered office04/11/2002
MAATSCHAPPELIJKE ZETEL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025518,6 k €↑
2024
Annual accounts 2024233,3 k €↑
2023
Annual accounts 2023157,9 k €↓
2022
Annual accounts 2022245,3 k €↑
2021
Annual accounts 2021143,6 k €↑
2021
Name changeSEV FINANCE
2018
Annual accounts 201856,4 k €↑
2017
Annual accounts 201734 k €↑
2016
Annual accounts 2016-1,5 k €↓
2016
Name changeS.E.V. FINANCE
2015
Annual accounts 2015679,3 €↑
2014
Annual accounts 2014306,7 €↓
2013
Annual accounts 20138,2 k €↓
2012
Annual accounts 20128,7 k €↑
2011
Annual accounts 2011-4,8 k €↓
2010
Annual accounts 2010-2,2 k €↓
2009
Annual accounts 200912 k €↑
2008
Annual accounts 20082,2 k €↑
2007
Annual accounts 2007-529,5 €
2007
Name changePUBLISCORE
18/10/1994
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

S.E.V. FINANCE

Overview

What does S.E.V. FINANCE do?

Trend over 17 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline