ACTIVE

De Ware Verzekeraar

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Financial year 2025 · Closed on 30/09/2025

Net result60,2 k €+91,8 %over 1 year
Gross margin394,7 k €-3,1 %over 1 year
Equity1,5 M €+4,2 %over 1 year

Identity

Source · BCE/KBO

De Ware Verzekeraar is a Private limited company incorporated in 1994. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Gavere.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0454.233.974
Incorporation
16/05/1994
Legal form
Private limited company
Registered office
Veldstraat 82
9890 Gavere · FlandreSee on map
Contributed capital
18 784,56 €
Latest accounts
30/09/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 16 filings

Trend over 16 financial years

20252024202320222021
Income statement
Gross margin394,7 k €407,2 k €504,7 k €476 k €362,1 k €
EBITDA164,3 k €126,1 k €104,3 k €86 k €58,7 k €
Operating result96,6 k €53,7 k €33,7 k €12,4 k €-6,8 k €
Net result60,2 k €31,4 k €18,2 k €7,6 k €-14 k €
Balance sheet
Equity1,5 M €1,4 M €1,4 M €1,4 M €1,4 M €
Total assets1,9 M €1,8 M €1,9 M €2 M €2,1 M €
Cash339,8 k €150,6 k €194,5 k €232,9 k €239,6 k €
Debts363,7 k €407,4 k €487 k €591,4 k €632,2 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 30/09/2025

2 active · 3 ended

Active mandates

Gerrit De Winter

Director

Active
Marc Verstraeten

Director

Active

Ended mandates

Gerrit De Winter

Director · since 01 octobre 2023

Ended
Marc Verstraeten

Manager · since 25 mai 2010

Ended
Marc Verstraeten

Manager

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/10/202401/10/202301/10/202201/10/202101/10/202001/10/2019
Closing of the financial year30/09/202530/09/202430/09/202330/09/202230/09/202130/09/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date13/04/202631/03/202505/03/202426/04/202325/04/202231/05/2021
General meeting13/04/202603/02/202505/02/202406/02/202307/02/202228/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 16 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model30/09/202513/04/202613/04/2026DutchPDF
Micro model30/09/202403/02/202531/03/2025DutchPDF
Micro model30/09/202305/02/202405/03/2024DutchPDF
Micro model30/09/202206/02/202326/04/2023DutchPDF
Micro model30/09/202107/02/202225/04/2022DutchPDF
Micro model30/09/202028/05/202131/05/2021DutchPDF
Abridged model30/09/201903/02/202031/03/2020DutchPDF
Abridged model30/09/201804/02/201916/04/2019DutchPDF
Abridged model30/09/201705/02/201830/03/2018DutchPDF
Abridged model30/09/201618/03/201719/07/2017DutchPDF
Abridged model30/09/201531/03/201628/04/2016DutchPDF
Abridged model30/09/201428/02/201513/04/2015DutchPDF
Abridged model30/09/201320/03/201411/04/2014DutchPDF
Abridged model30/09/201230/03/201330/04/2013DutchPDF
Abridged model30/09/201121/02/201221/03/2012DutchPDF
Abridged model30/09/201021/03/201119/04/2011DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/09/2025

2 active · 3 ended

Active mandates

Gerrit De Winter

Director

Active
Marc Verstraeten

Director

Active

Ended mandates

Gerrit De Winter

Director · since 01 octobre 2023

Ended
Marc Verstraeten

Manager · since 25 mai 2010

Ended
Marc Verstraeten

Manager

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates09/10/2023
    WIJZIGING RECHTSVORM - BENAMING - MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office14/09/2015
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates08/06/2010
    KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202560,2 k €↑
  2. 2024
    Annual accounts 202431,4 k €↑
  3. 2023
    Annual accounts 202318,2 k €↑
  4. 2023
    Name changeDe Ware Verzekeraar
  5. 2022
    Annual accounts 20227,6 k €↑
  6. 2021
    Annual accounts 2021-14 k €↑
  7. 2021
    Name changeVerzekeringen M. Verstraeten & co
  8. 2020
    Annual accounts 2020-27,4 k €↓
  9. 2019
    Annual accounts 201931,4 k €↓
  10. 2018
    Annual accounts 2018104,3 k €↓
  11. 2017
    Annual accounts 2017106,8 k €↓
  12. 2016
    Annual accounts 2016144,5 k €↓
  13. 2015
    Annual accounts 2015155,1 k €↑
  14. 2014
    Annual accounts 2014128,6 k €↑
  15. 2013
    Annual accounts 2013109,4 k €↓
  16. 2012
    Annual accounts 2012136,2 k €↑
  17. 2011
    Annual accounts 201194,6 k €↓
  18. 2010
    Annual accounts 2010139,7 k €
  19. 16/05/1994
    IncorporationPrivate limited company