ACTIVE

ASSURANCES DE WATERLOO

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Financial year 2025 · Closed on 31/12/2025

Net result68,2 k €-8,0 %over 1 year
Gross margin531,2 k €-6,9 %over 1 year
Equity105,8 k €+8,4 %over 1 year
Workforce4,6 ETP

Identity

Source · BCE/KBO

ASSURANCES DE WATERLOO is a Public limited company incorporated in 1995. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Waterloo. It employs on average 4,6 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0455.353.038
Incorporation
09/06/1995
Legal form
Public limited company
Registered office
Boulevard de la Cense 125
1410 Waterloo · WallonieSee on map
Contributed capital
62 000,00 €
Latest accounts
31/12/2025
Average workforce
4,6 ETP
Joint committees (2)
  • 307
  • 3070
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 19 financial years

20252024202320222021
Income statement
Gross margin531,2 k €570,6 k €601,1 k €547,6 k €254,8 k €
EBITDA210,3 k €219,6 k €263,1 k €232,8 k €60 k €
Operating result108,3 k €111,5 k €167,6 k €131,5 k €14,5 k €
Net result68,2 k €74,1 k €118,5 k €92,4 k €4,8 k €
Balance sheet
Equity105,8 k €97,6 k €93,5 k €75 k €74,6 k €
Total assets754,3 k €721,5 k €888,7 k €984,1 k €924,9 k €
Cash30,5 k €3,5 k €83,7 k €110,5 k €31,1 k €
Debts568,2 k €571,5 k €723,2 k €848,1 k €793,4 k €
Other
Workforce4,6 ETP––4,8 ETP3,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 24 ended

Active mandates

Vincent Borlée

Director · since 22 janvier 1996

Active

Ended mandates

APIC Consulting

Director · since 26 octobre 2021 · until 24 mars 2026 · 0771.412.096

Represented by Michel PIRSON

Ended
APIC Consulting

Director · since 26 octobre 2021 · 0771.412.096

Represented by Michel PIRSON

Ended
APIC Consulting

Director · since 23 octobre 2021 · until 24 mars 2026 · 0771.412.096

Represented by Michel PIRSON

Ended
APIC Consulting

Director · since 23 octobre 2021 · until 24 mars 2026 · 0771.412.096

Represented by Michel PIRSON

Ended

Other companies at this address

Boulevard de la Cense 125 1410 Waterloo
CompanyCBE no.
Superwomen Brabant Wallon● Active
1019.257.390
SYNAPZE● Active
0507.734.226
Unité Assurances de Waterloo● Active
0746.666.210

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelMicro modelMicro modelAbridged modelAbridged modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date23/06/202623/07/202511/07/202429/06/202313/06/202212/07/2021
General meeting15/06/202628/05/202529/05/202431/05/202325/05/202226/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202515/06/202623/06/2026FrenchPDF
Micro model31/12/202428/05/202523/07/2025FrenchPDF
Micro model31/12/202329/05/202411/07/2024FrenchPDF
Abridged model31/12/202231/05/202329/06/2023FrenchPDF
Abridged model31/12/202125/05/202213/06/2022FrenchPDF
Micro model31/12/202026/05/202112/07/2021FrenchPDF
Micro model31/12/201924/02/202031/03/2020FrenchPDF
Micro model31/12/201829/05/201924/06/2019FrenchPDF
Micro model31/12/201730/05/201821/06/2018FrenchPDF
Micro model31/12/201614/06/201719/06/2017FrenchPDF
Abridged model31/12/201529/06/201606/07/2016FrenchPDF
Abridged model31/12/201427/05/201510/08/2015FrenchPDF
Abridged model31/12/201328/05/201423/07/2014FrenchPDF
Abridged model31/12/201214/05/201320/08/2013FrenchPDF
Abridged model31/12/201130/06/201210/08/2012FrenchPDF
Abridged model31/12/201010/05/201110/08/2011FrenchPDF
Abridged model31/12/200911/05/201001/07/2010FrenchPDF
Abridged model31/12/200812/05/200911/09/2009FrenchPDF
Abridged model31/12/200713/05/200817/06/2008FrenchPDF
Abridged model31/12/200629/06/200707/08/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 24 ended

Active mandates

Vincent Borlée

Director · since 22 janvier 1996

Active

Ended mandates

APIC Consulting

Director · since 26 octobre 2021 · until 24 mars 2026 · 0771.412.096

Represented by Michel PIRSON

Ended
APIC Consulting

Director · since 26 octobre 2021 · 0771.412.096

Represented by Michel PIRSON

Ended
APIC Consulting

Director · since 23 octobre 2021 · until 24 mars 2026 · 0771.412.096

Represented by Michel PIRSON

Ended
APIC Consulting

Director · since 23 octobre 2021 · until 24 mars 2026 · 0771.412.096

Represented by Michel PIRSON

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates23/02/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates17/04/2020
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates22/07/2014
    CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/08/2009
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202568,2 k €↓
  2. 2024
    Annual accounts 202474,1 k €↓
  3. 2023
    Annual accounts 2023118,5 k €↑
  4. 2022
    Annual accounts 202292,4 k €↑
  5. 2021
    Annual accounts 20214,8 k €↓
  6. 2020
    Annual accounts 2020107,6 k €↓
  7. 2019
    Annual accounts 2019112,4 k €↑
  8. 2018
    Annual accounts 201887,6 k €↑
  9. 2017
    Annual accounts 201756,3 k €↑
  10. 2016
    Annual accounts 201637,6 k €↑
  11. 2015
    Annual accounts 201525 k €↓
  12. 2014
    Annual accounts 201431,4 k €↓
  13. 2013
    Annual accounts 201362,3 k €↑
  14. 2012
    Annual accounts 201250 k €↓
  15. 2011
    Annual accounts 201151,4 k €↑
  16. 2010
    Annual accounts 201025,7 k €↓
  17. 2009
    Annual accounts 200948,5 k €↑
  18. 2008
    Annual accounts 200843,4 k €↓
  19. 2007
    Annual accounts 200756,5 k €
  20. 09/06/1995
    IncorporationPublic limited company