ACTIVE

GROUPE LIFAP -COFISIM, FIDUCIAIRE

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Financial year 2025 · closed on 31/12/2025

Net result

141,8 k €

-31.2% YoY

Gross margin

699,6 k €

-5.5% YoY

Equity

437,8 k €

-4.0% YoY

Workforce

8,5 ETP

-9.6% YoY

What does GROUPE LIFAP -COFISIM, FIDUCIAIRE do?

GROUPE LIFAP -COFISIM, FIDUCIAIRE is a Public limited company incorporated in 1995. Its registered office is in Mouscron. It employs on average 8,5 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0456.819.124

Incorporation

13/12/1995

Legal form

Public limited company

Registered office

Rue Charles-Quint 25
7700 Mouscron · WallonieSee on map

Contributed capital

62 000,00 €

Latest accounts

31/12/2025

Average workforce

8,5 ETP

Joint committees (3)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	699,6 k €	-5.5%	740,5 k €	+15.6%	640,4 k €	+17.5%	544,9 k €	-11.4%	615,2 k €	+9.0%	564,3 k €	+10.5%	510,6 k €	-15.6%	605 k €	+13.6%	532,6 k €	+4.1%	511,6 k €	-15.4%	604,9 k €	+2.0%	593,1 k €	-19.2%	734,3 k €	-8.3%	801 k €	+5.8%	757 k €	+0.7%	751,8 k €	-4.4%	786,4 k €	+2.1%	770,5 k €	+31.4%	586,3 k €	+7.5%	545,6 k €
EBITDA	228,8 k €	-26.2%	309,8 k €	+113%	145,5 k €	+12.7%	129,1 k €	-39.4%	212,9 k €	+36.2%	156,4 k €	+40.2%	111,5 k €	-34.1%	169,3 k €	+27.0%	133,3 k €	+11.7%	119,3 k €	-19.9%	149 k €	-3.4%	154,2 k €	-48.2%	297,9 k €	-16.5%	356,8 k €	+12.5%	317,1 k €	-12.8%	363,7 k €	-6.1%	387,2 k €	+6.6%	363,1 k €	+21.3%	299,3 k €	+35.2%	221,4 k €
Operating result	203,3 k €	-29.1%	286,9 k €	+156%	112 k €	+38.3%	81 k €	-53.2%	173,1 k €	+34.1%	129,1 k €	+45.3%	88,8 k €	-37.4%	141,9 k €	+41.3%	100,4 k €	+15.6%	86,9 k €	-17.0%	104,6 k €	-4.3%	109,3 k €	-58.1%	260,7 k €	-16.4%	312 k €	+20.9%	258,1 k €	-18.1%	315,2 k €	-5.2%	332,4 k €	+7.5%	309,2 k €	+16.4%	265,6 k €	+38.6%	191,7 k €
Net result	141,8 k €	-31.2%	206,1 k €	+156%	80,4 k €	+68.6%	47,7 k €	-56.4%	109,3 k €	+37.1%	79,7 k €	+72.6%	46,2 k €	-44.7%	83,5 k €	+109%	40 k €	-42.1%	69,1 k €	+29.3%	53,5 k €	-3.4%	55,4 k €	-60.2%	139,1 k €	+120%	-681,2 k €	-662%	121,3 k €	-14.1%	141,1 k €	+218%	44,4 k €	-67.1%	135,1 k €	+14.3%	118,2 k €	+31.3%	90,1 k €
Balance sheet
Equity	437,8 k €	-4.0%	456 k €	+9.9%	414,9 k €	-4.5%	434,6 k €	-10.8%	486,9 k €	+10.6%	440,1 k €	+5.9%	415,4 k €	+5.4%	394,2 k €	+26.9%	310,6 k €	-40.3%	520,6 k €	+15.3%	451,5 k €	+13.4%	398 k €	+16.2%	342,7 k €	+68.4%	203,5 k €	-77.0%	884,8 k €	+17.5%	752,8 k €	+21.5%	619,7 k €	+9.8%	564,6 k €	+34.8%	418,8 k €	+44.5%	289,9 k €
Total assets	659,1 k €	-8.3%	718,9 k €	+18.7%	605,5 k €	-8.5%	661,6 k €	-8.1%	719,5 k €	+5.4%	682,6 k €	+25.5%	543,8 k €	-11.9%	617 k €	-18.1%	753,8 k €	+8.9%	692,3 k €	+6.0%	653,3 k €	-15.1%	769,5 k €	-9.0%	845,2 k €	-7.7%	915,5 k €	-41.6%	1,6 M €	+2.4%	1,5 M €	-0.0%	1,5 M €	-2.4%	1,6 M €	-6.2%	1,7 M €	+32.0%	1,3 M €
Cash	74,4 k €	+49.8%	49,6 k €	-11.6%	56,2 k €		–		63,4 k €	+123%	28,5 k €		–		–		11,1 k €	-79.7%	55 k €	+85.6%	29,6 k €	+4.3%	28,4 k €		–		31,7 k €	+13676%	230,3 €		–		14,9 k €	+43.7%	10,3 k €	-68.4%	32,8 k €		–
Debts	221,3 k €	-15.8%	262,9 k €	+38.0%	190,6 k €	-16.0%	226,9 k €	-2.5%	232,6 k €	-4.1%	242,5 k €	+88.9%	128,4 k €	-40.8%	216,8 k €	-46.3%	404 k €	+205%	132,5 k €	-34.3%	201,8 k €	-33.5%	303,6 k €	-27.2%	417,1 k €	-29.1%	588,3 k €	+4.1%	565,2 k €	-12.2%	643,6 k €	-15.4%	760,4 k €	-22.6%	982,8 k €	-21.5%	1,3 M €	+28.3%	976,6 k €
Other
Workforce	8,5 ETP	-9.6%	9,4 ETP	-1.1%	9,5 ETP	+28.4%	7,4 ETP	+5.7%	7,0 ETP	+2.9%	6,8 ETP	-17.1%	8,2 ETP	-12.8%	9,4 ETP	+8.0%	8,7 ETP	+6.1%	8,2 ETP	-5.7%	8,7 ETP	-2.2%	8,9 ETP	-10.1%	9,9 ETP	0.0%	9,9 ETP	+4.2%	9,5 ETP	-3.1%	9,8 ETP	-1.0%	9,9 ETP	+25.3%	7,9 ETP	0.0%	7,9 ETP	+12.9%	7,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

DIDIER VANDERROOST

Managing director

Active

Ended mandates

DIDIER VANDERROOST

Managing director · since 09 juin 2020 · until 09 juin 2026

Ended

STEPHANE DEMAN

Director · since 09 juin 2020 · until 09 juin 2026

Ended

VINCENT CASTEL

Director · since 09 juin 2020 · until 09 juin 2026

Ended

STEPHANE DEMAN

Director

Ended

At this address

Other companies at this address

Company	CBE no.
Association Royale des Boulangers-Pâtissiers de Mouscron et environs● Active	0410.309.703
BELGIAN TRADING TEXTILE● Active	0475.734.718
BIEN-ÊTRE MEGÈVE● Active	0817.007.244
BVC Belgique● Active	0833.423.505
CLOS DES RECOLLETS● Active	0832.374.123
COFISIM● Active	0401.238.817
DELIMMO● Active	0472.731.973
DOCTEUR DELPORTE GAUTHIER● Active	0787.602.386
Docteur GADISSEUX Benjamin● Active	1007.204.250
DOCTEUR HUSTIN LOUIS● Active	1011.037.829
FREJIMMO● Active	0472.853.719
KUTA● Active	0478.861.878
PATISSERIE VINCENT● Active	0452.420.866
RECOBAJA● Bankrupt	0471.484.138
Surgic'Eye● Active	1019.969.153
TRANS BUSINESS SERVICES● Active	0462.640.906

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/07/2026	31/07/2025	30/08/2024	28/07/2023	29/07/2022	18/08/2021
General meeting	09/06/2026	10/06/2025	11/06/2024	13/06/2023	14/06/2022	08/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	09/06/2026	31/07/2026	French	PDF
Abridged model	31/12/2024	10/06/2025	31/07/2025	French	PDF
Abridged model	31/12/2023	11/06/2024	30/08/2024	French	PDF
Abridged model	31/12/2022	13/06/2023	28/07/2023	French	PDF
Abridged model	31/12/2021	14/06/2022	29/07/2022	French	PDF
Abridged model	31/12/2020	08/06/2021	18/08/2021	French	PDF
Abridged model	31/12/2019	09/06/2020	30/10/2020	French	PDF
Abridged model	31/12/2018	11/06/2019	30/08/2019	French	PDF
Abridged model	31/12/2017	12/06/2018	31/08/2018	French	PDF
Abridged model	31/12/2016	13/06/2017	29/09/2017	French	PDF
Abridged model	31/12/2015	14/06/2016	30/08/2016	French	PDF
Abridged model	31/12/2014	09/06/2015	26/06/2015	French	PDF
Abridged model	31/12/2013	10/06/2014	28/08/2014	French	PDF
Abridged model	31/12/2012	10/06/2013	26/08/2013	French	PDF
Abridged model	31/12/2011	12/06/2012	30/08/2012	French	PDF
Abridged model	31/12/2010	13/06/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	08/06/2010	31/08/2010	French	PDF
Abridged model	31/12/2008	09/06/2009	31/08/2009	French	PDF
Abridged model	31/12/2007	10/06/2008	22/07/2008	French	PDF
Abridged model	31/12/2006	12/06/2007	09/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

DIDIER VANDERROOST

Managing director

Active

Ended mandates

DIDIER VANDERROOST

Managing director · since 09 juin 2020 · until 09 juin 2026

Ended

STEPHANE DEMAN

Director · since 09 juin 2020 · until 09 juin 2026

Ended

VINCENT CASTEL

Director · since 09 juin 2020 · until 09 juin 2026

Ended

STEPHANE DEMAN

Director

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates05/04/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates02/12/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates19/08/2014
ONTSLAGEN - BENOEMINGEN
PDF
Other29/06/2011
DIVERS
PDF
Mandates07/08/2008
DEMISSIONS, NOMINATIONS
PDF
Mandates03/02/2006
DENOMINATION - ASSEMBLEE GENERALE - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates16/01/2006
DEMISSIONS, NOMINATIONS
PDF
Mandates13/12/2002
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025141,8 k €↓
2024
Annual accounts 2024206,1 k €↑
2023
Annual accounts 202380,4 k €↑
2023
Name changeGROUPE LIFAP-COFISIM FIDUCIAIRE SA
2022
Annual accounts 202247,7 k €↓
2021
Annual accounts 2021109,3 k €↑
2021
Name changeGROUPE LIFAP-COFISIM FIDUCAIRE SA
2020
Annual accounts 202079,7 k €↑
2019
Annual accounts 201946,2 k €↓
2018
Annual accounts 201883,5 k €↑
2017
Annual accounts 201740 k €↓
2016
Annual accounts 201669,1 k €↑
2015
Annual accounts 201553,5 k €↓
2014
Annual accounts 201455,4 k €↓
2013
Annual accounts 2013139,1 k €↑
2012
Annual accounts 2012-681,2 k €↓
2011
Annual accounts 2011121,3 k €↓
2010
Annual accounts 2010141,1 k €↑
2009
Annual accounts 200944,4 k €↓
2008
Annual accounts 2008135,1 k €↑
2007
Annual accounts 2007118,2 k €↑
2006
Annual accounts 200690,1 k €
13/12/1995
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

GROUPE LIFAP -COFISIM, FIDUCIAIRE

Overview

What does GROUPE LIFAP -COFISIM, FIDUCIAIRE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline