ACTIVE

dB & A Assureurs (de Biolley et Afano)

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Financial year 2025 · Closed on 30/06/2025

Net result12,5 k €+107,4 %over 1 year
Gross margin73,3 k €+23,0 %over 1 year
Equity67,8 k €+22,6 %over 1 year

Identity

Source · BCE/KBO

dB & A Assureurs (de Biolley et Afano) is a Private limited company incorporated in 1996. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Huy.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0457.841.483
Incorporation
01/04/1996
Legal form
Private limited company
Registered office
Avenue de la Croix-Rouge 3 i
4500 Huy · WallonieSee on map
Contributed capital
40 903,50 €
Latest accounts
30/06/2025
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 19 filings

Trend over 18 financial years

20252024202320222020
Income statement
Gross margin73,3 k €59,6 k €26,2 k €42,2 k €71,6 k €
EBITDA28,2 k €15,6 k €-16,7 k €5,1 k €36,5 k €
Operating result21,5 k €8,9 k €-21,4 k €-3,3 k €28,8 k €
Net result12,5 k €6 k €-23,4 k €-5,3 k €18,6 k €
Balance sheet
Equity67,8 k €55,3 k €49,3 k €72,7 k €105,9 k €
Total assets144 k €144,3 k €147,4 k €93,2 k €175,7 k €
Cash24,3 k €3,8 k €2,4 k €13,4 k €121,2 k €
Debts76,2 k €89 k €98,1 k €20,5 k €69,8 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation

Board of directors

Source · NBB, accounts to 30/06/2025

2 active · 5 ended

Active mandates

Laurence MOLLE

Director

Active
LVMA

Director · 0676.600.140

Represented by Vincent AFANO

Active

Ended mandates

LVMA

Manager · since 15 juin 2017 · 0676.600.140

Represented by Vincent AFANO

Ended
Nadine della FAILLE

Manager · since 09 avril 2014

Ended
LVMA

Manager · 0676.600.140

Represented by Vincent AFANO

Ended
LVMA

Manager · 0676.600.140

Represented by Vincent AFANO

Ended

Full financial information

Source · NBB
202520242023202220202019
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/201901/07/2018
Closing of the financial year30/06/202530/06/202430/06/202330/06/202230/06/202030/06/2019
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date27/02/202627/02/202529/02/202428/02/202327/02/202117/04/2020
General meeting17/12/202518/12/202420/12/202315/10/202230/11/202028/11/2019
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 19 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model30/06/202517/12/202527/02/2026FrenchPDF
Micro model30/06/202418/12/202427/02/2025FrenchPDF
Micro model30/06/202320/12/202329/02/2024FrenchPDF
Micro model30/06/202215/10/202228/02/2023FrenchPDF
Micro model30/06/202030/11/202027/02/2021FrenchPDF
Micro model30/06/201928/11/201917/04/2020FrenchPDF
Micro model30/06/201829/11/201831/01/2019FrenchPDF
Abridged model30/06/201708/11/201728/12/2017FrenchPDF
Abridged model30/06/201627/12/201629/01/2017FrenchPDF
Abridged model30/06/201515/10/201508/12/2015FrenchPDF
Abridged model30/06/201418/12/201430/01/2015FrenchPDF
Abridged model30/06/201317/12/201323/01/2014FrenchPDF
Abridged model30/06/201219/12/201228/01/2013FrenchPDF
Abridged model30/06/201121/12/201128/01/2012FrenchPDF
Abridged model30/06/201015/12/201030/01/2011FrenchPDF
Abridged model30/06/200927/12/200931/01/2010FrenchPDF
Abridged model30/06/200822/12/200828/01/2009FrenchPDF
Abridged model30/06/200728/12/200721/01/2008FrenchPDF
Abridged model30/06/200627/12/200631/01/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/06/2025

2 active · 5 ended

Active mandates

Laurence MOLLE

Director

Active
LVMA

Director · 0676.600.140

Represented by Vincent AFANO

Active

Ended mandates

LVMA

Manager · since 15 juin 2017 · 0676.600.140

Represented by Vincent AFANO

Ended
Nadine della FAILLE

Manager · since 09 avril 2014

Ended
LVMA

Manager · 0676.600.140

Represented by Vincent AFANO

Ended
LVMA

Manager · 0676.600.140

Represented by Vincent AFANO

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Registered office01/02/2023
    SIEGE SOCIAL
    PDF
  • Mandates22/10/2021
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DIVERS - OBJET - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
    PDF
  • Mandates28/02/2020
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates28/02/2020
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office07/11/2017
    SIEGE SOCIAL
    PDF
  • Mandates10/07/2017
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/06/2017
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates02/05/2014
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202512,5 k €↑
  2. 2024
    Annual accounts 20246 k €↑
  3. 2024
    Name changedB & A Assureurs Srl
  4. 2023
    Annual accounts 2023-23,4 k €↓
  5. 2022
    Annual accounts 2022-5,3 k €↓
  6. 2022
    Name changedb & A Assureurs (de Biolley et Afano)
  7. 2020
    Annual accounts 202018,6 k €↓
  8. 2019
    Annual accounts 201936,8 k €↓
  9. 2018
    Annual accounts 201839,6 k €↑
  10. 2017
    Annual accounts 201721,8 k €↑
  11. 2016
    Annual accounts 20169,2 k €↓
  12. 2015
    Annual accounts 201510,9 k €↑
  13. 2014
    Annual accounts 201410,7 k €↓
  14. 2013
    Annual accounts 201321,1 k €↑
  15. 2012
    Annual accounts 20121 k €↓
  16. 2011
    Annual accounts 20119,8 k €↑
  17. 2010
    Annual accounts 20104,7 k €↓
  18. 2009
    Annual accounts 200920,3 k €↓
  19. 2008
    Annual accounts 200827,3 k €↑
  20. 2007
    Annual accounts 2007209 €
  21. 01/04/1996
    IncorporationPrivate limited company