ACTIVE

PROJECTIF

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Financial year 2025 · closed on 31/12/2025

Net result

24,2 k €

-8.2% YoY

Gross margin

56,4 k €

-15.8% YoY

Equity

118,2 k €

-17.9% YoY

What does PROJECTIF do?

PROJECTIF is a Private limited company incorporated in 1997. Its main activity is: Management consultancy activities. Its registered office is in Pepinster.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0459.930.349

Incorporation

10/02/1997

Legal form

Private limited company

Registered office

Tilleul 194
4861 Pepinster · WallonieSee on map

Contributed capital

50 892,66 €

Latest accounts

31/12/2025

Activities (NACE)

70200Management consultancy activities· main 70220Business and other management consultancy activities 74142Specialised design activities

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	56,4 k €	-15.8%	66,9 k €	+10.9%	60,4 k €	-27.3%	83,1 k €	+97.9%	42 k €	-23.8%	55,1 k €	+131%	23,9 k €	+281%	-13,2 k €	-124%	54,6 k €	-28.6%	76,5 k €	+53.8%	49,7 k €	-25.2%	66,5 k €	+14.4%	58,1 k €	+1.3%	57,3 k €	+10.2%	52 k €	-5.6%	55,1 k €	-15.8%	65,5 k €	+17.5%	55,7 k €	+6.0%	52,6 k €	-3.3%	54,3 k €
EBITDA	53,3 k €	-15.9%	63,3 k €	+11.3%	56,9 k €	-26.4%	77,3 k €	+99.7%	38,7 k €	-25.1%	51,6 k €	+143%	21,2 k €	+161%	-34,7 k €	-167%	51,7 k €	-29.9%	73,8 k €	+58.6%	46,5 k €	-24.2%	61,4 k €	+11.5%	55,1 k €	+0.6%	54,7 k €	+10.8%	49,4 k €	+6.3%	46,4 k €	-26.0%	62,8 k €	+23.4%	50,9 k €	+2.7%	49,5 k €	-1.5%	50,3 k €
Operating result	30,3 k €	+7.7%	28,2 k €	+12.9%	25 k €	-48.0%	48 k €	+2255%	2 k €	-87.9%	16,8 k €	+211%	-15,1 k €	+74.3%	-58,9 k €	-1146%	5,6 k €	-30.0%	8 k €	+16322%	49 €	-98.7%	3,9 k €	+431%	-1,2 k €	+14.3%	-1,4 k €	-908%	168 €	+106%	-3 k €	-116%	18,9 k €	+33.6%	14,2 k €	+12.3%	12,6 k €	-0.0%	12,6 k €
Net result	24,2 k €	-8.2%	26,4 k €	+19.1%	22,2 k €	-48.5%	43 k €	+22609%	189,4 €	+100%	-59,4 k €	-260%	-16,5 k €	+73.0%	-61,1 k €	-2871%	2,2 k €	-57.1%	5,1 k €	+455%	-1,5 k €	+85.6%	-10,1 k €	+48.6%	-19,5 k €	-536%	4,5 k €	+200%	-4,5 k €	+70.0%	-15 k €	-166%	22,8 k €	-81.0%	120 k €	+26559%	450 €	+119%	-2,4 k €
Balance sheet
Equity	118,2 k €	-17.9%	144 k €	+22.4%	117,6 k €	+23.2%	95,5 k €	+81.9%	52,5 k €	+0.4%	52,3 k €	-53.2%	111,7 k €	-12.9%	128,2 k €	-32.3%	189,3 k €	+1.2%	187,1 k €	+2.8%	182 k €	-0.8%	183,4 k €	-5.2%	193,5 k €	-9.2%	213 k €	+2.1%	208,5 k €	-2.1%	213 k €	-6.6%	228 k €	+11.1%	205,3 k €	+141%	85,3 k €	+0.5%	84,9 k €
Total assets	172,4 k €	+2.2%	168,7 k €	-3.6%	175 k €	+3.4%	169,2 k €	+11.2%	152,1 k €	-7.4%	164,2 k €	-32.2%	242,2 k €	-8.0%	263,3 k €	-32.0%	387,2 k €	-23.8%	508 k €	+11.2%	456,6 k €	+3.3%	442,1 k €	+11.8%	395,6 k €	-7.1%	425,9 k €	+11.3%	382,6 k €	-5.3%	404 k €	+16.5%	346,7 k €	-2.4%	355,4 k €	+5.7%	336,3 k €	-7.1%	362,1 k €
Cash	19,5 k €	+2348%	796,2 €	-28.1%	1,1 k €	-84.6%	7,2 k €	-71.0%	24,8 k €	+463%	4,4 k €	+98.0%	2,2 k €	-58.2%	5,3 k €	+255%	1,5 k €	-84.1%	9,4 k €		–		1,5 k €	+104%	744 €	-35.0%	1,1 k €	-53.8%	2,5 k €	-74.8%	9,8 k €	+211%	3,2 k €	-93.8%	50,7 k €	+2377%	2 k €	-19.1%	2,5 k €
Debts	6,8 k €	-72.3%	24,7 k €	-57.0%	57,4 k €	-22.2%	73,7 k €	-26.0%	99,6 k €	-11.0%	111,9 k €	-14.3%	130,6 k €	-3.4%	135,1 k €	-31.7%	197,9 k €	-38.3%	320,9 k €	+16.8%	274,6 k €	+6.2%	258,7 k €	+28.0%	202,2 k €	-5.0%	212,9 k €	+22.3%	174,1 k €	-8.9%	191 k €	+60.9%	118,7 k €	-20.8%	149,8 k €	-40.2%	250,6 k €	-9.5%	276,8 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 10 ended

Active mandates

Didier CAMAL

Director

Active

Ended mandates

INGRID DEMBOUR

Director · since 15 juin 2005 · until 13 juin 2009

Ended

Didier CAMAL

Managing director · since 13 juin 2003 · until 13 juin 2009

Ended

Didier CAMAL

Managing director · until 13 juin 2015

Ended

Didier CAMAL

Managing director · until 13 juin 2021

Ended

At this address

Other companies at this address

Company	CBE no.
CAMAL FAMILY INVEST● Active	0403.916.116

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	07/04/2026	30/06/2025	07/07/2024	25/06/2023	29/06/2022	24/06/2021
General meeting	17/02/2026	13/06/2025	14/06/2024	09/06/2023	10/06/2022	11/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	17/02/2026	07/04/2026	French	PDF
Micro model	31/12/2024	13/06/2025	30/06/2025	French	PDF
Micro model	31/12/2023	14/06/2024	07/07/2024	French	PDF
Micro model	31/12/2022	09/06/2023	25/06/2023	French	PDF
Micro model	31/12/2021	10/06/2022	29/06/2022	French	PDF
Micro model	31/12/2020	11/06/2021	24/06/2021	French	PDF
Micro model	31/12/2019	12/06/2020	22/06/2020	French	PDF
Micro model	31/12/2018	14/06/2019	02/07/2019	French	PDF
Micro model	31/12/2017	08/06/2018	12/06/2018	French	PDF
Micro model	31/12/2016	09/06/2017	19/07/2017	French	PDF
Abridged model	31/12/2015	10/06/2016	14/06/2016	French	PDF
Abridged model	31/12/2014	12/06/2015	15/06/2015	French	PDF
Abridged model	31/12/2013	13/06/2014	23/06/2014	French	PDF
Abridged model	31/12/2012	14/06/2013	14/06/2013	French	PDF
Abridged model	31/12/2011	08/06/2012	13/06/2012	French	PDF
Abridged model	31/12/2010	13/06/2011	30/06/2011	French	PDF
Abridged model	31/12/2009	11/06/2010	14/06/2010	French	PDF
Abridged model	31/12/2008	13/06/2009	27/07/2009	French	PDF
Abridged model	31/12/2007	13/06/2008	13/08/2008	French	PDF
Abridged model	31/12/2006	08/06/2007	24/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 10 ended

Active mandates

Didier CAMAL

Director

Active

Ended mandates

INGRID DEMBOUR

Director · since 15 juin 2005 · until 13 juin 2009

Ended

Didier CAMAL

Managing director · since 13 juin 2003 · until 13 juin 2009

Ended

Didier CAMAL

Managing director · until 13 juin 2015

Ended

Didier CAMAL

Managing director · until 13 juin 2021

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Other15/07/2024
EXTRAIT DU PROCES-VERBAL DE L'ASSEMBLEE GENERALE ï
PDF
Mandates12/06/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates10/12/2015
DENOMINATION - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DIVERS
PDF
Mandates22/10/2015
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Mandates26/06/2015
DEMISSIONS, NOMINATIONS
PDF
Mandates18/02/2014
DEMISSIONS, NOMINATIONS
PDF
Other13/01/2012
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DIVERS
PDF
Mandates13/08/2009
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202524,2 k €↓
2024
Annual accounts 202426,4 k €↑
2023
Annual accounts 202322,2 k €↓
2022
Annual accounts 202243 k €↑
2021
Annual accounts 2021189,4 €↑
2020
Annual accounts 2020-59,4 k €↓
2019
Annual accounts 2019-16,5 k €↑
2018
Annual accounts 2018-61,1 k €↓
2017
Annual accounts 20172,2 k €↓
2016
Annual accounts 20165,1 k €↑
2015
Annual accounts 2015-1,5 k €↑
2014
Annual accounts 2014-10,1 k €↑
2013
Annual accounts 2013-19,5 k €↓
2012
Annual accounts 20124,5 k €↑
2011
Annual accounts 2011-4,5 k €↑
2010
Annual accounts 2010-15 k €↓
2009
Annual accounts 200922,8 k €↓
2008
Annual accounts 2008120 k €↑
2007
Annual accounts 2007450 €↑
2006
Annual accounts 2006-2,4 k €
10/02/1997
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PROJECTIF

Overview

What does PROJECTIF do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline