ACTIVE

CFINANCE VERZEKERINGEN

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Financial year 2025 · Closed on 31/12/2025

Net result101,3 k €-22,0 %over 1 year
Gross margin552,7 k €-5,8 %over 1 year
Equity171,7 k €+0,7 %over 1 year

Identity

Source · BCE/KBO

CFINANCE VERZEKERINGEN is a Private limited company incorporated in 1997. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Oostende.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0460.316.963
Incorporation
28/03/1997
Legal form
Private limited company
Registered office
Fortstraat 27
8400 Oostende · FlandreSee on map
Contributed capital
28 592,01 €
Latest accounts
31/12/2025
Joint committees (2)
  • 307
  • 308
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin552,7 k €586,8 k €422,6 k €531,7 k €336,4 k €
EBITDA157,4 k €177,1 k €-14 k €96,5 k €-19,5 k €
Operating result141,3 k €143,4 k €-36,5 k €23,6 k €-101,7 k €
Net result101,3 k €129,9 k €-37,6 k €22,3 k €-102,8 k €
Balance sheet
Equity171,7 k €170,4 k €180,5 k €218,2 k €195,9 k €
Total assets550,2 k €427,7 k €287,5 k €345,1 k €320,9 k €
Cash32,6 k €88,7 k €3,2 k €27,7 k €45,5 k €
Debts378,3 k €257,3 k €107 k €126,9 k €124,8 k €
Other
Workforce–––5,7 ETP5,3 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 17 ended

Active mandates

CFINANCE HOLDING

Director · since 01 janvier 2020 · 0737.797.638

Represented by Jord Dejonghe

Active
JGD

Director · since 27 décembre 2019 · 0822.484.972

Represented by Dejonghe JORD

Active
TJK INVEST

Director · since 20 décembre 2019 · 0836.094.963

Represented by Tijs CORVELEYN

Active

Ended mandates

EMCA

Director · since 10 février 2021 · 0758.842.183

Represented by Adriansens LIESELOT

Ended
EMCA

Director · since 10 février 2021 · 0758.842.183

Represented by Adriansens LIESELOT

Ended
BELI INVEST

Director · since 01 janvier 2020 · 0822.556.139

Represented by Van de Sompele Greta

Ended
CFINANCE HOLDING

Director · since 01 janvier 2020 · 0737.797.638

Represented by Jord DEJONGHE

Ended

Other companies at this address

Fortstraat 27 8400 Oostende
CompanyCBE no.
CFINANCE HOLDING● Active
0737.797.638
ELECTRAWINDS● Bankrupt
0449.826.315
ELECTRAWINDS SE● Bankrupt
0671.966.510
FoundCOM● Bankrupt
0678.743.246
Groep Cfinance● Active
0745.691.062
JGD● Active
0822.484.972
JGD IMMO● Active
0451.576.372
KerVan● Active
0782.401.208
LenH● Active
1007.984.507
OSTEND FINANCE● Active
0460.302.117

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date26/05/202608/05/202520/09/202431/10/202302/11/202218/05/2021
General meeting19/05/202605/05/202519/09/202420/10/202331/10/202217/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202519/05/202626/05/2026DutchPDF
Micro model31/12/202405/05/202508/05/2025DutchPDF
Micro model31/12/202319/09/202420/09/2024DutchPDF
Abridged model31/12/202220/10/202331/10/2023DutchPDF
Abridged model31/12/202131/10/202202/11/2022DutchPDF
Abridged model31/12/202017/05/202118/05/2021DutchPDF
Abridged model31/12/201908/09/202008/10/2020DutchPDF
Abridged model31/12/201815/06/201931/08/2019DutchPDF
Micro model31/12/201716/06/201830/08/2018DutchPDF
Micro model31/12/201617/06/201722/08/2017DutchPDF
Abridged model31/12/201518/06/201626/08/2016DutchPDF
Abridged model31/12/201420/06/201527/08/2015DutchPDF
Abridged model31/12/201321/06/201429/08/2014DutchPDF
Abridged model31/12/201215/06/201330/08/2013DutchPDF
Abridged model31/12/201116/06/201226/07/2012DutchPDF
Abridged model31/12/201018/06/201130/08/2011DutchPDF
Abridged model31/12/200919/06/201020/07/2010DutchPDF
Abridged model31/12/200820/06/200925/08/2009DutchPDF
Abridged model31/12/200721/06/200822/08/2008DutchPDF
Abridged model31/12/200616/06/200723/07/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 17 ended

Active mandates

CFINANCE HOLDING

Director · since 01 janvier 2020 · 0737.797.638

Represented by Jord Dejonghe

Active
JGD

Director · since 27 décembre 2019 · 0822.484.972

Represented by Dejonghe JORD

Active
TJK INVEST

Director · since 20 décembre 2019 · 0836.094.963

Represented by Tijs CORVELEYN

Active

Ended mandates

EMCA

Director · since 10 février 2021 · 0758.842.183

Represented by Adriansens LIESELOT

Ended
EMCA

Director · since 10 février 2021 · 0758.842.183

Represented by Adriansens LIESELOT

Ended
BELI INVEST

Director · since 01 janvier 2020 · 0822.556.139

Represented by Van de Sompele Greta

Ended
CFINANCE HOLDING

Director · since 01 janvier 2020 · 0737.797.638

Represented by Jord DEJONGHE

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates07/11/2025
    MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates07/11/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates02/03/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates02/03/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates11/06/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring08/01/2020
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring19/11/2019
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates12/03/2010
    MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025101,3 k €↓
  2. 2024
    Annual accounts 2024129,9 k €↑
  3. 2023
    Annual accounts 2023-37,6 k €↓
  4. 2022
    Annual accounts 202222,3 k €↑
  5. 2021
    Annual accounts 2021-102,8 k €↓
  6. 2018
    Annual accounts 201848 k €↓
  7. 2017
    Annual accounts 201755,9 k €↓
  8. 2016
    Annual accounts 201682,2 k €↑
  9. 2015
    Annual accounts 20151,5 k €↓
  10. 2014
    Annual accounts 201413,1 k €↓
  11. 2013
    Annual accounts 201330,4 k €↓
  12. 2012
    Annual accounts 201262,7 k €↓
  13. 2011
    Annual accounts 2011105 k €↓
  14. 2010
    Annual accounts 2010113,1 k €↑
  15. 2009
    Annual accounts 2009101,6 k €↑
  16. 2008
    Annual accounts 200856,7 k €↓
  17. 2007
    Annual accounts 200796 k €↑
  18. 2006
    Annual accounts 200683,7 k €
  19. 28/03/1997
    IncorporationPrivate limited company