ACTIVE

B.A.L. CONSEILS

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Financial year 2024 · Closed on 31/12/2024

Net result148 k €+106,9 %over 1 year

Gross margin384,9 k €+5,3 %over 1 year

Equity110,4 k €+0,0 %over 1 year

Workforce3,6 ETP+9,1 %over 1 year

Identity

Source · BCE/KBO

B.A.L. CONSEILS is a Private limited company incorporated in 1997. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Visé. It employs on average 3,6 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0460.468.304
Incorporation: 14/04/1997
Legal form: Private limited company
Registered office: Rue Haute(VIS) 54
4600 Visé · WallonieSee on map
Contributed capital: 24 792,01 €
Latest accounts: 31/12/2024
Average workforce: 3,6 ETP

Activities (NACE)

66199Other activities auxiliary to financial services, except insurance and pension funding· main 66199Other activities auxiliary to financial services, except insurance and pension funding 66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers 67130Autres auxiliaires financiers 66191Other activities auxiliary to financial services, except insurance and pension funding+1

Joint committees (3)

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 19 filings

Trend over 18 financial years

	2024		2023		2022		2021		2020
Income statement
Gross margin	384,9 k €	+5.3%	365,7 k €	-4.1%	381,5 k €	-14.6%	446,9 k €	+6.9%	417,9 k €
EBITDA	231,4 k €	+32.4%	174,7 k €	-8.4%	190,8 k €	-29.1%	269,2 k €	+3.1%	261,2 k €
Operating result	207,2 k €	+101%	103,3 k €	-9.3%	113,9 k €	-22.0%	145,9 k €	+1.9%	143,3 k €
Net result	148 k €	+107%	71,5 k €	-9.8%	79,3 k €	-21.2%	100,7 k €	-25.2%	134,6 k €
Balance sheet
Equity	110,4 k €	+0.0%	110,4 k €	0.0%	110,4 k €	-34.3%	168,2 k €	0.0%	168,2 k €
Total assets	371,3 k €	+19.8%	309,9 k €	-26.5%	421,7 k €	-16.6%	505,4 k €	-17.0%	608,9 k €
Cash	173,6 k €	+315%	41,8 k €	-78.3%	193 k €	-9.9%	214,2 k €	+119%	97,8 k €
Debts	260,9 k €	+30.8%	199,5 k €	-35.9%	311,2 k €	-7.7%	337,3 k €	-23.5%	440,8 k €
Other
Workforce	3,6 ETP	+9.1%	3,3 ETP	0.0%	3,3 ETP	-2.9%	3,4 ETP	+9.7%	3,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2024

2 active · 2 ended

Active mandates

Patrick BURNAY

Director · since 23 décembre 2019

Active

J-L INVEST

Director · since 08 décembre 2011 · 0841.748.974

Represented by JEAN-LUC LOTTIN

Active

Ended mandates

J-L INVEST

Manager · since 08 décembre 2011 · 0841.748.974

Represented by JEAN-LUC LOTTIN

Ended

JEAN LUC LOTTIN

Chairman of the board of directors

Ended

Full financial information

Source · NBB

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	22/07/2025	22/07/2024	28/07/2023	04/07/2022	24/08/2021	14/07/2020
General meeting	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/07/2021	30/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 19 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	30/06/2025	22/07/2025	French	PDF
Abridged model	31/12/2023	30/06/2024	22/07/2024	French	PDF
Abridged model	31/12/2022	30/06/2023	28/07/2023	French	PDF
Abridged model	31/12/2021	30/06/2022	04/07/2022	French	PDF
Abridged model	31/12/2020	30/07/2021	24/08/2021	French	PDF
Abridged model	31/12/2019	30/06/2020	14/07/2020	French	PDF
Abridged model	31/12/2018	04/05/2019	17/07/2019	French	PDF
Abridged model	31/12/2017	05/05/2018	13/07/2018	French	PDF
Abridged model	31/12/2016	06/05/2017	15/06/2017	French	PDF
Abridged model	31/12/2015	07/05/2016	07/06/2016	French	PDF
Abridged model	31/12/2014	02/05/2015	20/07/2015	French	PDF
Abridged model	31/12/2013	03/05/2014	02/07/2014	French	PDF
Abridged model	31/12/2012	04/05/2013	16/08/2013	French	PDF
Abridged model	31/12/2011	05/05/2012	17/07/2012	French	PDF
Abridged model	31/12/2010	07/05/2011	28/07/2011	French	PDF
Abridged model	31/12/2009	01/05/2010	23/07/2010	French	PDF
Abridged model	31/12/2008	02/05/2009	24/06/2009	French	PDF
Abridged model	31/12/2007	03/05/2008	19/08/2008	French	PDF
Abridged model	31/12/2006	05/05/2007	17/07/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2024

2 active · 2 ended

Active mandates

Patrick BURNAY

Director · since 23 décembre 2019

Active

J-L INVEST

Director · since 08 décembre 2011 · 0841.748.974

Represented by JEAN-LUC LOTTIN

Active

Ended mandates

J-L INVEST

Manager · since 08 décembre 2011 · 0841.748.974

Represented by JEAN-LUC LOTTIN

Ended

JEAN LUC LOTTIN

Chairman of the board of directors

Ended

Ownership and network

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Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates21/08/2026
DEMISSIONS, NOMINATIONS
PDF
Restructuring08/01/2020
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring21/11/2019
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates27/11/2012
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2024
Annual accounts 2024148 k €↑
2023
Annual accounts 202371,5 k €↓
2022
Annual accounts 202279,3 k €↓
2021
Annual accounts 2021100,7 k €↓
2021
Name changeBAL CONSEILS
2020
Annual accounts 2020134,6 k €↑
2018
Annual accounts 20183,1 k €↑
2017
Annual accounts 2017-2,3 k €↓
2016
Annual accounts 201611,3 k €↑
2015
Annual accounts 2015-1,2 k €↑
2014
Annual accounts 2014-5,2 k €↓
2013
Annual accounts 201330,7 k €↑
2012
Annual accounts 2012-11,6 k €↓
2011
Annual accounts 201118,9 k €↑
2010
Annual accounts 201018,2 k €↓
2009
Annual accounts 200922,8 k €↑
2008
Annual accounts 20081,6 k €↓
2007
Annual accounts 200716,2 k €↑
2006
Annual accounts 20064,6 k €
2006
Name changeB.A.L. CONSEILS
14/04/1997
IncorporationPrivate limited company

B.A.L. CONSEILS

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline