ACTIVE

Agent de banque et d'assurances NAMUR-HAINAUT SUD

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Financial year 2024 · Closed on 31/12/2024

Net result216,2 k €-11,1 %over 1 year

Gross margin3,9 M €+82,1 %over 1 year

Equity540,6 k €+21,7 %over 1 year

Workforce53,4 ETP+119,8 %over 1 year

Identity

Source · BCE/KBO

Agent de banque et d'assurances NAMUR-HAINAUT SUD is a Limited partnership incorporated in 1997. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Mettet. It employs on average 53,4 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0461.504.521
Incorporation: 24/09/1997
Legal form: Limited partnership
Registered office: Rue de Florennes 27
5640 Mettet · WallonieSee on map
Contributed capital: 79 675,00 €
Latest accounts: 31/12/2024
Average workforce: 53,4 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (3)

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 19 filings

Trend over 18 financial years

	2024		2023		2022		2021		2019
Income statement
Gross margin	3,9 M €	+82.1%	2,2 M €	-1.8%	2,2 M €	+11.3%	2 M €	-8.5%	2,2 M €
EBITDA	431,9 k €	+4.6%	413 k €	-37.8%	664 k €	+102%	329,3 k €	-22.1%	422,5 k €
Operating result	441,3 k €	+10.4%	399,7 k €	-38.4%	649,1 k €	+81.4%	357,8 k €	-9.4%	395,1 k €
Net result	216,2 k €	-11.1%	243,2 k €	-45.3%	444,6 k €	+110%	212 k €	-4.8%	222,6 k €
Balance sheet
Equity	540,6 k €	+21.7%	444,2 k €	+4.2%	426,2 k €	+6.0%	402,1 k €	-17.5%	487,7 k €
Total assets	1,9 M €	+50.4%	1,2 M €	-4.5%	1,3 M €	+16.1%	1,1 M €	-2.9%	1,2 M €
Cash	516,7 k €	+366%	110,8 k €	-62.2%	293,3 k €	+108%	140,9 k €	-56.5%	323,8 k €
Debts	1,3 M €	+64.5%	797,1 k €	-8.8%	874,1 k €	+21.8%	717,5 k €	+7.8%	665,7 k €
Other
Workforce	53,4 ETP	+120%	24,3 ETP	-2.4%	24,9 ETP	-14.7%	29,2 ETP	-4.9%	30,7 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2024

9 active · 45 ended

Active mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Grégory Heinesch	Director	since 02/01/2025
Romuald Etienne	Director	since 02/01/2025	00
Eric Pietraroia	Director	since 01/01/2024
Fabian Delory	Director	since 01/01/2024	000
Ludivine Cappozzo	Director	since 01/01/2024
Jean-Baptiste Lambot	Director	since 01/07/2022
Mathieu GILOT	Manager	since 01/01/2022
Jean-Marc Saulmont	Director	since 01/01/2011
Samuel MAZZAGUFO	Director	since 01/07/2008

Ended mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Jean-Baptiste LAMBOT	Manager	since 01/07/2022
Jean-Pierre GILOT	Manager	since 01/01/2022	000
Bernard Marchant	Director	01/01/2019 → 31/12/2019
Philippe Brouillard	Director	17/05/2017 → 23/01/2017	000

Full financial information

Source · NBB

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/06/2025	30/07/2024	03/07/2023	10/06/2022	09/07/2021	16/06/2020
General meeting	04/06/2025	14/06/2024	09/06/2023	10/06/2022	11/06/2021	12/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 19 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	04/06/2025	20/06/2025	French	PDF
Abridged model	31/12/2023	14/06/2024	30/07/2024	French	PDF
Abridged model	31/12/2022	09/06/2023	03/07/2023	French	PDF
Abridged model	31/12/2021	10/06/2022	10/06/2022	French	PDF
Abridged model	31/12/2020	11/06/2021	09/07/2021	French	PDF
Abridged model	31/12/2019	12/06/2020	16/06/2020	French	PDF
Abridged model	31/12/2018	14/06/2019	20/06/2019	French	PDF
Abridged model	31/12/2017	08/06/2018	04/07/2018	French	PDF
Abridged model	31/12/2016	09/06/2017	16/06/2017	French	PDF
Abridged model	31/12/2015	10/06/2016	01/07/2016	French	PDF
Abridged model	31/12/2014	12/06/2015	17/09/2015	French	PDF
Abridged model	31/12/2013	13/06/2014	13/06/2014	French	PDF
Abridged model	31/12/2012	14/06/2013	12/09/2013	French	PDF
Abridged model	31/12/2011	08/06/2012	08/06/2012	French	PDF
Abridged model	31/12/2010	10/06/2011	10/06/2011	French	PDF
Abridged model	31/12/2009	11/06/2010	11/06/2010	French	PDF
Abridged model	31/12/2008	15/06/2009	15/06/2009	French	PDF
Abridged model	31/12/2007	16/06/2008	16/06/2008	French	PDF
Abridged model	31/12/2006	18/06/2007	18/06/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2024

9 active · 45 ended

Active mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Grégory Heinesch	Director	since 02/01/2025
Romuald Etienne	Director	since 02/01/2025	00
Eric Pietraroia	Director	since 01/01/2024
Fabian Delory	Director	since 01/01/2024	000
Ludivine Cappozzo	Director	since 01/01/2024
Jean-Baptiste Lambot	Director	since 01/07/2022
Mathieu GILOT	Manager	since 01/01/2022
Jean-Marc Saulmont	Director	since 01/01/2011
Samuel MAZZAGUFO	Director	since 01/07/2008

Ended mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Jean-Baptiste LAMBOT	Manager	since 01/07/2022
Jean-Pierre GILOT	Manager	since 01/01/2022	000
Bernard Marchant	Director	01/01/2019 → 31/12/2019
Philippe Brouillard	Director	17/05/2017 → 23/01/2017	000

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates07/07/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates09/04/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates06/01/2026
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates21/08/2025
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates04/02/2025
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates02/08/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates18/07/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates06/03/2024
DEMISSIONS, NOMINATIONS
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

2024
Annual accounts 2024216,2 k €↓
2023
Annual accounts 2023243,2 k €↓
2023
Name changeAGENT DE BANQUE ET D'ASSURANCES NAMUR-HAINAUT SUD SCOMM
2022
Annual accounts 2022444,6 k €↑
2022
Name changeAgent de banque et assurances entre Sambre & Meuse
2021
Annual accounts 2021212 k €↓
2019
Annual accounts 2019222,6 k €↑
2019
Name changeAgent de banque et d'assurances ENTRE SAMBRE ET MEUSE
2018
Annual accounts 2018108,9 k €↑
2017
Annual accounts 2017106,1 k €↑
2016
Annual accounts 201648,2 k €↓
2015
Annual accounts 2015137,9 k €↑
2014
Annual accounts 201415,4 k €↓
2013
Annual accounts 2013333,4 k €↓
2012
Annual accounts 2012377,6 k €↓
2011
Annual accounts 2011728,8 k €↑
2011
Name changeBELFIUS ENTRE SAMBRE ET MEUSE
2010
Annual accounts 2010284 k €↑
2010
Name changeDEXIA ENTRE SAMBRE ET MEUSE
2009
Annual accounts 200996,5 k €↓
2009
Name changeDEXIA ENTRE SAMBRE ET FAGNES
2008
Annual accounts 2008124,9 k €↑
2007
Annual accounts 2007122 k €↑
2006
Annual accounts 2006108,3 k €
24/09/1997
IncorporationLimited partnership

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Rue de Florennes 27, 5640 MettetCurrent	accounts 2023 → 2024 · CBE, tracked since 27/09/2026	Accounts 2024 · 2025-00171220
Rue de France 50/52, 5600 Philippeville	accounts 2021 → 2022	Accounts 2022 · 2023-00193784

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Agent de banque et d'assurances NAMUR-HAINAUT SUDCurrent	CBE, tracked since 27/09/2026	CBE
AGENT DE BANQUE ET D'ASSURANCES NAMUR-HAINAUT SUD SCOMM	accounts 2023 → 2024	Accounts 2024 · 2025-00171220
Agent de banque et assurances entre Sambre & Meuse	accounts 2022	Accounts 2022 · 2023-00193784
Agent de banque et d'assurances ENTRE SAMBRE ET MEUSE	accounts 2019 → 2021	Accounts 2021 · 2022-20062077
BELFIUS ENTRE SAMBRE ET MEUSE	accounts 2011 → 2018	Accounts 2018 · 2019-21200309
DEXIA ENTRE SAMBRE ET MEUSE	accounts 2010	Accounts 2010 · 2011-15900265
DEXIA ENTRE SAMBRE ET FAGNES	accounts 2009	Accounts 2009 · 2010-16400378
DEXIA FAGNES ET THIERACHE	accounts 2006 → 2008	Accounts 2008 · 2009-22200119

Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.

Agent de banque et d'assurances NAMUR-HAINAUT SUD

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names