FINAGEST
0461.801.063 · rovalta.com · 24/09/2026
ACTIVE
FINAGEST
Financial year 2025 · closed on 31/12/2025
Net result
42,9 k €
+11116.0% YoY
Gross margin
183,1 k €
+21.6% YoY
Equity
217,7 k €
+24.5% YoY
Overview
What does FINAGEST do?
FINAGEST is a Private company with limited liability incorporated in 1997. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Andenne.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0461.801.063
Incorporation
30/10/1997
Legal form
Private company with limited liability
Registered office
Rue Stud 10
5300 Andenne · WallonieSee on map
5300 Andenne · WallonieSee on map
Contributed capital
18 592,01 €
Latest accounts
31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Contacts
1 public detail availableLog in to view
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 18 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||
| Gross margin | 183,1 k € | +21.6% | 150,5 k € | +11.8% | 134,6 k € | +13.0% | 119,2 k € | +0.6% | 118,4 k € | +51.7% | 78,1 k € | -29.4% | 110,6 k € | +8.5% | 102 k € | +27.6% | 79,9 k € | +11.9% | 71,4 k € | -5.6% | 75,6 k € | -1.3% | 76,6 k € | -9.3% | 84,4 k € | -53.9% | 183,3 k € | -21.6% | 233,9 k € | +56.8% | 149,2 k € | +5.0% | 142 k € | +21.5% | 116,9 k € |
| EBITDA | 103,4 k € | +79.7% | 57,5 k € | -16.2% | 68,6 k € | +26.1% | 54,4 k € | -34.1% | 82,6 k € | +101% | 41,1 k € | +129% | 17,9 k € | -22.6% | 23,2 k € | +616% | 3,2 k € | -73.3% | 12,1 k € | +203% | -11,8 k € | -39.8% | -8,5 k € | -391% | 2,9 k € | -96.1% | 75,3 k € | -34.0% | 113,9 k € | +179% | 40,8 k € | +37.1% | 29,8 k € | +9.7% | 27,2 k € |
| Operating result | 64 k € | +950% | 6,1 k € | -86.5% | 45,1 k € | +41.1% | 32 k € | -53.6% | 68,8 k € | +144% | 28,1 k € | +286% | 7,3 k € | -51.5% | 15 k € | +575% | 2,2 k € | -81.2% | 11,8 k € | +200% | -11,8 k € | -34.4% | -8,8 k € | -1035% | 942,2 € | -98.7% | 72,6 k € | -35.0% | 111,6 k € | +191% | 38,3 k € | +183% | 13,5 k € | -19.7% | 16,9 k € |
| Net result | 42,9 k € | +11116% | 382,2 € | -98.8% | 31,9 k € | +45.1% | 22 k € | -55.2% | 49,1 k € | +165% | 18,5 k € | +266% | 5,1 k € | -47.4% | 9,6 k € | +1151% | 769,9 € | -91.0% | 8,6 k € | +240% | -6,1 k € | -401% | -1,2 k € | -127% | 4,6 k € | -91.0% | 51,1 k € | -31.7% | 74,9 k € | +171% | 27,6 k € | +224% | -22,2 k € | -291% | 11,6 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||
| Equity | 217,7 k € | +24.5% | 174,8 k € | +0.2% | 174,4 k € | -4.4% | 182,5 k € | +13.7% | 160,5 k € | +44.0% | 111,4 k € | +20.0% | 92,9 k € | -21.2% | 117,8 k € | -14.7% | 138,2 k € | +0.6% | 137,4 k € | +6.7% | 128,8 k € | -48.9% | 252,4 k € | -0.5% | 253,6 k € | +1.8% | 249 k € | +14.3% | 217,9 k € | +52.3% | 143 k € | +23.9% | 115,4 k € | -16.1% | 137,6 k € |
| Total assets | 328,9 k € | +7.2% | 306,7 k € | -21.8% | 392,4 k € | +43.1% | 274,3 k € | +44.7% | 189,5 k € | +33.7% | 141,8 k € | -2.8% | 145,8 k € | -15.0% | 171,5 k € | -0.6% | 172,6 k € | +13.8% | 151,7 k € | -1.7% | 154,3 k € | -44.1% | 275,9 k € | -0.7% | 277,9 k € | -17.0% | 334,7 k € | +18.8% | 281,6 k € | +24.6% | 226 k € | +51.6% | 149,1 k € | -18.3% | 182,3 k € |
| Cash | 710,1 € | +52.8% | 464,7 € | -45.9% | 859,2 € | -40.6% | 1,4 k € | -84.4% | 9,3 k € | -78.6% | 43,4 k € | +733% | 5,2 k € | -65.9% | 15,3 k € | – | 24,1 k € | -13.4% | 27,9 k € | -60.5% | 70,7 k € | -23.5% | 92,4 k € | -42.6% | 161 k € | +30.4% | 123,5 k € | +81.3% | 68,1 k € | +23.8% | 55 k € | -24.3% | 72,7 k € | ||
| Debts | 111,2 k € | -15.7% | 131,9 k € | -39.4% | 217,8 k € | +138% | 91,6 k € | +216% | 29 k € | -4.2% | 30,3 k € | -42.8% | 52,9 k € | -1.4% | 53,7 k € | +56.2% | 34,4 k € | +141% | 14,2 k € | -44.0% | 25,4 k € | +8.0% | 23,5 k € | -3.1% | 24,3 k € | -71.6% | 85,6 k € | +34.5% | 63,7 k € | -23.2% | 83 k € | +147% | 33,7 k € | -24.7% | 44,7 k € |
| Other | |||||||||||||||||||||||||||||||||||
| Workforce | – | – | – | – | – | – | – | – | – | 1,4 ETP | -33.3% | 2,1 ETP | 0.0% | 2,1 ETP | +5.0% | 2,0 ETP | 0.0% | 2,0 ETP | -33.3% | 3,0 ETP | 0.0% | 3,0 ETP | -23.1% | 3,9 ETP | +95.0% | 2,0 ETP | |||||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 6 ended
At this address
Other companies at this address
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 22/07/2026 | 16/06/2025 | 14/06/2024 | 12/07/2023 | 29/08/2022 | 27/08/2021 |
| General meeting | 05/06/2026 | 06/06/2025 | 07/06/2024 | 02/06/2023 | 03/06/2022 | 04/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 05/06/2026 | 22/07/2026 | French | |
| Micro model | 31/12/2024 | 06/06/2025 | 16/06/2025 | French | |
| Micro model | 31/12/2023 | 07/06/2024 | 14/06/2024 | French | |
| Micro model | 31/12/2022 | 02/06/2023 | 12/07/2023 | French | |
| Micro model | 31/12/2021 | 03/06/2022 | 29/08/2022 | French | |
| Micro model | 31/12/2020 | 04/06/2021 | 27/08/2021 | French | |
| Micro model | 31/12/2019 | 05/06/2020 | 24/11/2020 | French | |
| Micro model | 31/12/2018 | 07/06/2019 | 30/08/2019 | French | |
| Micro model | 31/12/2017 | 01/06/2018 | 26/09/2018 | French | |
| Abridged model | 31/12/2016 | 02/06/2017 | 31/08/2017 | French | |
| Abridged model | 31/12/2015 | 03/06/2016 | 22/08/2016 | French | |
| Abridged model | 31/12/2014 | 12/06/2015 | 31/08/2015 | French | |
| Abridged model | 31/12/2013 | 06/06/2014 | 02/07/2014 | French | |
| Abridged model | 31/12/2012 | 07/06/2013 | 29/08/2013 | French | |
| Abridged model | 31/12/2011 | 01/06/2012 | 19/10/2012 | French | |
| Abridged model | 31/12/2010 | 03/06/2011 | 31/08/2011 | French | |
| Abridged model | 31/12/2009 | 04/06/2010 | 28/10/2010 | French | |
| Abridged model | 31/12/2008 | 05/06/2009 | 16/12/2009 | French | |
| Abridged model | 31/12/2007 | 24/06/2008 | 28/08/2008 | French | |
| Abridged model | 31/12/2006 | 26/06/2007 | 30/08/2007 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 6 ended
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Registered office03/05/2023SIEGE SOCIAL
- Mandates14/11/2022DEMISSIONS, NOMINATIONS
- Mandates12/12/2017DEMISSIONS, NOMINATIONS
- Mandates13/03/2017DEMISSIONS, NOMINATIONS
- Mandates08/01/2016CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
- Mandates07/04/2008DEMISSIONS, NOMINATIONS
- Registered office13/05/2005SIEGE SOCIAL - CAPITAL, ACTIONS - ASSEMBLEE GENERALE - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202542,9 k €↑
- 2024Annual accounts 2024382,2 €↓
- 2023Annual accounts 202331,9 k €↑
- 2022Annual accounts 202222 k €↓
- 2021Annual accounts 202149,1 k €↑
- 2020Annual accounts 202018,5 k €↑
- 2019Annual accounts 20195,1 k €↓
- 2018Annual accounts 20189,6 k €↑
- 2017Annual accounts 2017769,9 €↓
- 2016Annual accounts 20168,6 k €↑
- 2015Annual accounts 2015-6,1 k €↓
- 2014Annual accounts 2014-1,2 k €↓
- 2013Annual accounts 20134,6 k €↓
- 2012Annual accounts 201251,1 k €↓
- 2011Annual accounts 201174,9 k €↑
- 2010Annual accounts 201027,6 k €↑
- 2009Annual accounts 2009-22,2 k €↓
- 2008Annual accounts 200811,6 k €
- 30/10/1997IncorporationPrivate company with limited liability