NORMAL SITUATION

Agent de banque et d'assurances VAL DE SAMBRE

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Company — Normal situation.

Financial year 2023 · Closed on 31/12/2023

Net result61,7 k €-63,3 %over 1 year

Gross margin1,7 M €-10,0 %over 1 year

Equity255,3 k €-39,6 %over 1 year

Workforce23,8 ETP-11,9 %over 1 year

Identity

Source · BCE/KBO

Agent de banque et d'assurances VAL DE SAMBRE is a company registered in Belgium. It employs on average 23,8 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0461.824.423
Legal form: Limited partnership
Contributed capital: 75 000,00 €
Latest accounts: 31/12/2023
Average workforce: 23,8 ETP

Joint committees (2)

Signals

ProfitableSolid equityGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 26 filings

Trend over 17 financial years

	2023		2022		2021		2020		2019
Income statement
Gross margin	1,7 M €	-10.0%	1,9 M €	-14.2%	2,2 M €	+13.8%	2 M €	+11.9%	1,7 M €
EBITDA	209,1 k €	-24.2%	276 k €	-40.9%	466,9 k €	+9.3%	427,1 k €	+70.6%	250,4 k €
Operating result	146,8 k €	-45.6%	269,7 k €	-46.8%	507,1 k €	+23.7%	409,9 k €	+80.5%	227,1 k €
Net result	61,7 k €	-63.3%	168,2 k €	-50.8%	341,9 k €	+28.2%	266,6 k €	+134%	114,2 k €
Balance sheet
Equity	255,3 k €	-39.6%	422,6 k €	+14.2%	369,9 k €	+5.7%	349,8 k €	+0.5%	348,2 k €
Total assets	730,7 k €	-24.0%	961,4 k €	-12.3%	1,1 M €	+12.9%	971,5 k €	+32.2%	734,9 k €
Cash	366,1 k €	+124%	163,2 k €	+654%	21,6 k €	-91.6%	256,4 k €	+28.4%	199,6 k €
Debts	363 k €	-32.6%	538,8 k €	-25.9%	726,6 k €	+27.8%	568,5 k €	+47.2%	386,2 k €
Other
Workforce	23,8 ETP	-11.9%	27,0 ETP	-10.0%	30,0 ETP	-0.7%	30,2 ETP	-2.9%	31,1 ETP

Board of directors

Source · NBB, accounts to 31/12/2023

9 active · 35 ended

Active mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Ambre LENAERTS	Manager	01/06/2023 → 31/12/2023
Fabian DELORY	Manager	01/01/2023 → 31/12/2023	000
Jean-Hubert JADIN	Manager	17/05/2021 → 31/12/2023	000
Michel GOLARD	Manager	01/01/2021 → 30/06/2023	00
Alain CIFERRI	Manager	01/01/2020 → 30/04/2023
Benoit COLLET	Manager	01/01/2020 → 31/12/2023
Ingrid CALLEBAUT	Manager	01/01/2020 → 30/04/2023	000
Philippe KERBUSCH	Manager	01/01/2020 → 31/12/2023	000
Stéphane GLISZCZYNSKI	Manager	01/01/2020 → 30/04/2023

Ended mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Fabian DELORY	Director	since 01/01/2023	000
JEAN-HUBERT JADIN	Director	since 17/05/2021	000
MICHEL GOLARD	Director	since 01/01/2021	00
BRICE LAPOTRE	Director	since 01/04/2020

Full financial information

Source · NBB

	2023	2022	2021	2020	2019	2018
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019	01/01/2018
Closing of the financial year	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019	31/12/2018
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	25/09/2024	27/08/2023	31/05/2023	14/06/2021	19/06/2020	23/06/2019
General meeting	23/09/2024	09/06/2023	10/06/2022	11/06/2021	12/06/2020	14/06/2019
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 26 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2023	23/09/2024	25/09/2024	French	PDF
Abridged model	31/12/2022	09/06/2023	27/08/2023	French	PDF
Abridged model	31/12/2021	10/06/2022	31/05/2023	French	PDF
Abridged model	31/12/2020	11/06/2021	14/06/2021	French	PDF
Abridged model	31/12/2019	12/06/2020	19/06/2020	French	PDF
Abridged model	31/12/2018	14/06/2019	23/06/2019	French	PDF
Abridged model	31/12/2017	08/06/2018	24/06/2018	French	PDF
Abridged model	31/12/2016	09/06/2017	16/06/2017	French	PDF
Abridged model	31/12/2015	10/06/2016	20/06/2016	French	PDF
Abridged model	31/12/2014	12/06/2015	12/06/2015	French	PDF
Abridged model	31/12/2013	13/06/2014	13/06/2014	French	PDF
Abridged model	31/12/2012	14/06/2013	14/06/2013	French	PDF
Abridged model	31/12/2011	08/06/2012	08/06/2012	French	PDF
Abridged model	31/12/2010	10/06/2011	27/06/2011	French	PDF
Abridged model	31/12/2009	11/06/2010	11/06/2010	French	PDF
Abridged model	31/12/2008	15/06/2009	15/06/2009	French	PDF
Abridged model	31/12/2007	16/06/2008	16/06/2008	French	PDF
Abridged model	31/12/2006	18/06/2007	18/06/2007	French	PDF
Abridged model	31/12/2005	19/06/2006	04/07/2006	French	PDF
Abridged model	31/12/2004	20/06/2005	24/06/2005	French	PDF
Abridged model	31/12/2003	21/06/2004	24/06/2004	French	PDF
Abridged model	31/12/2002	16/06/2003	24/06/2003	French	PDF
Abridged model	31/12/2001	17/06/2002	12/07/2002	French	PDF
Abridged model	31/12/2000	21/06/2001	12/07/2001	French	PDF

View all 26 filings

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2023

9 active · 35 ended

Active mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Ambre LENAERTS	Manager	01/06/2023 → 31/12/2023
Fabian DELORY	Manager	01/01/2023 → 31/12/2023	000
Jean-Hubert JADIN	Manager	17/05/2021 → 31/12/2023	000
Michel GOLARD	Manager	01/01/2021 → 30/06/2023	00
Alain CIFERRI	Manager	01/01/2020 → 30/04/2023
Benoit COLLET	Manager	01/01/2020 → 31/12/2023
Ingrid CALLEBAUT	Manager	01/01/2020 → 30/04/2023	000
Philippe KERBUSCH	Manager	01/01/2020 → 31/12/2023	000
Stéphane GLISZCZYNSKI	Manager	01/01/2020 → 30/04/2023

Ended mandates

Director	Function	Mandate	Other mandatescurrentendedstruck offbankruptcies
Fabian DELORY	Director	since 01/01/2023	000
JEAN-HUBERT JADIN	Director	since 17/05/2021	000
MICHEL GOLARD	Director	since 01/01/2021	00
BRICE LAPOTRE	Director	since 01/04/2020

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Dissolution31/01/2024
RUBRIQUE FIN (CESSATION, ANNULATION CESSATION, NULLITE, CONC, REORGANISATION JUDICIAIRE, ETC...) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring26/10/2023
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates28/08/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates28/08/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates16/06/2023
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates20/04/2023
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates16/03/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates21/02/2023
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

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Timeline

2023
Annual accounts 202361,7 k €↓
2022
Annual accounts 2022168,2 k €↓
2021
Annual accounts 2021341,9 k €↑
2020
Annual accounts 2020266,6 k €↑
2019
Annual accounts 2019114,2 k €↓
2018
Annual accounts 2018140,2 k €↓
2017
Annual accounts 2017143,3 k €↑
2015
Annual accounts 201555,7 k €↓
2014
Annual accounts 2014222,8 k €↑
2013
Annual accounts 201326,7 k €↓
2012
Annual accounts 2012229,2 k €↓
2011
Annual accounts 2011377 k €↑
2010
Annual accounts 2010294,9 k €↑
2009
Annual accounts 2009271,9 k €↑
2008
Annual accounts 2008109,5 k €↓
2007
Annual accounts 2007291,9 k €↑
2006
Annual accounts 2006219,9 k €

Agent de banque et d'assurances VAL DE SAMBRE

Overview

Identity

Financials

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline