ACTIVE

Assuraz

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Financial year 2025 · closed on 31/12/2025

Net result

51 k €

-89.5% YoY

Gross margin

164,3 k €

-80.9% YoY

Equity

869 k €

+6.2% YoY

What does Assuraz do?

Assuraz is a Private limited company incorporated in 1997. Its main activity is: Financial leasing. Its registered office is in Vorselaar.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0462.174.514

Incorporation

19/12/1997

Legal form

Private limited company

Registered office

Lepelstraat 37
2290 Vorselaar · FlandreSee on map

Contributed capital

6 205,32 €

Latest accounts

31/12/2025

Activities (NACE)

64910Financial leasing· main 64910Financial leasing 65210Reinsurance

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2006
Income statement
Gross margin	164,3 k €	-80.9%	861,8 k €	+181%	306,9 k €	+31.7%	232,9 k €	+22.2%	190,6 k €	+2.1%	186,7 k €	-19.4%	231,6 k €	+10.0%	210,5 k €	-10.6%	235,4 k €	+8.4%	217,1 k €	-6.6%	232,3 k €	+59.9%	145,3 k €	+114%	68 k €	+20.3%	56,5 k €	+25.3%	45,1 k €	-38.6%	73,6 k €	+22.9%	59,9 k €	-9.6%	66,2 k €	+19.8%	55,3 k €
EBITDA	97,6 k €	-86.7%	734,3 k €	+391%	149,5 k €	+9.6%	136,3 k €	+4.3%	130,8 k €	+30.7%	100,1 k €	-36.3%	157 k €	+20.3%	130,5 k €	-13.0%	150 k €	+21.5%	123,5 k €	+28.5%	96,2 k €	+33.3%	72,1 k €	+270%	19,5 k €	+131%	8,4 k €	+803%	-1,2 k €	-104%	28,3 k €	+110%	13,5 k €	-43.4%	23,8 k €	+54.5%	15,4 k €
Operating result	57,4 k €	-91.9%	712,1 k €	+437%	132,6 k €	+10.0%	120,5 k €	+7.2%	112,4 k €	+31.3%	85,7 k €	-39.9%	142,6 k €	+84.5%	77,3 k €	-18.8%	95,1 k €	+30.3%	73 k €	+59.2%	45,9 k €	+103%	22,6 k €	+54.5%	14,6 k €	+233%	4,4 k €	+187%	-5 k €	-127%	18,8 k €	+488%	3,2 k €	-79.8%	15,8 k €	+138%	6,6 k €
Net result	51 k €	-89.5%	485,3 k €	+450%	88,3 k €	+9.5%	80,6 k €	+0.6%	80,1 k €	+30.4%	61,4 k €	-38.6%	100 k €	+121%	45,2 k €	-20.2%	56,7 k €	+23.6%	45,8 k €	+98.0%	23,1 k €	+168%	8,6 k €	+184%	3 k €	-70.9%	10,5 k €	+267%	-6,3 k €	-245%	4,3 k €	+265%	-2,6 k €	-126%	10,1 k €	+83.6%	5,5 k €
Balance sheet
Equity	869 k €	+6.2%	818,1 k €	+125%	363 k €	+22.0%	297,4 k €	+21.6%	244,5 k €	+23.2%	198,4 k €	+14.9%	172,7 k €	+53.2%	112,8 k €	+36.6%	82,5 k €	+130%	35,9 k €	+38.8%	25,8 k €	-2.5%	26,5 k €	-30.0%	37,9 k €	+8.7%	34,8 k €	+43.0%	24,3 k €	-20.5%	30,6 k €	+16.5%	26,3 k €	-9.1%	28,9 k €	+23.9%	23,3 k €
Total assets	1 M €	+15.9%	872,4 k €	+125%	387,4 k €	+19.6%	323,9 k €	+12.0%	289,3 k €	+18.4%	244,4 k €	+0.2%	243,9 k €	+28.1%	190,4 k €	-6.6%	203,8 k €	+0.6%	202,7 k €	-4.0%	211,2 k €	-17.0%	254,4 k €	+415%	49,4 k €	+8.7%	45,5 k €	+47.1%	30,9 k €	-37.3%	49,3 k €	+3.4%	47,6 k €	-29.6%	67,6 k €	-11.1%	76,1 k €
Cash	44 k €	-91.7%	527,5 k €	+274%	141,2 k €	+119%	64,5 k €	-11.4%	72,7 k €	-56.6%	167,5 k €	+14.3%	146,5 k €	+28.8%	113,7 k €	+29.2%	88 k €	+18.3%	74,4 k €	+135%	31,6 k €	+4.0%	30,4 k €	+25.4%	24,3 k €	+29.7%	18,7 k €	+63.8%	11,4 k €	-63.7%	31,5 k €	+571%	4,7 k €	-72.3%	17 k €	+164%	6,4 k €
Debts	142,1 k €	+161%	54,4 k €	+122%	24,5 k €	-7.7%	26,5 k €	-40.0%	44,2 k €	-3.9%	45,9 k €	-35.4%	71,1 k €	-8.3%	77,6 k €	-36.0%	121,3 k €	-27.3%	166,8 k €	-10.0%	185,3 k €	-18.7%	227,9 k €	+1874%	11,5 k €	+8.5%	10,6 k €	+62.5%	6,6 k €	-64.9%	18,6 k €	-12.7%	21,4 k €	-25.7%	28,7 k €	-45.0%	52,2 k €
Other
Workforce	–		–		–		–		–		–		–		–		1,3 ETP	0.0%	1,3 ETP	-27.8%	1,8 ETP	+125%	0,8 ETP	0.0%	0,8 ETP	0.0%	0,8 ETP	0.0%	0,8 ETP	0.0%	0,8 ETP	0.0%	0,8 ETP	0.0%	0,8 ETP	0.0%	0,8 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 12 ended

Active mandates

Marc Bogaerts

Director · since 02 janvier 2002

Active

Ended mandates

STEFAAN BOEN

Manager · since 26 juin 2003

Ended

ASSUVE

Manager · since 05 juin 2003 · 0462.111.859

Represented by MARC BOGAERTS

Ended

ASSUVE

Manager · since 05 juin 2003 · 0462.111.859

Represented by Peter Vermeulen

Ended

Marc Bogaerts

Manager · since 05 juin 2003

Ended

At this address

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GROEP B&G VERZEKERINGEN● Active	0798.757.485

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/06/2026	30/06/2025	28/06/2024	30/06/2023	28/06/2022	31/08/2021
General meeting	30/04/2026	24/04/2025	25/04/2024	27/04/2023	28/04/2022	29/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	30/04/2026	30/06/2026	Dutch	PDF
Micro model	31/12/2024	24/04/2025	30/06/2025	Dutch	PDF
Micro model	31/12/2023	25/04/2024	28/06/2024	Dutch	PDF
Micro model	31/12/2022	27/04/2023	30/06/2023	Dutch	PDF
Micro model	31/12/2021	28/04/2022	28/06/2022	Dutch	PDF
Micro model	31/12/2020	29/04/2021	31/08/2021	Dutch	PDF
Micro model	31/12/2019	30/04/2020	21/08/2020	Dutch	PDF
Micro model	31/12/2018	25/04/2019	26/08/2019	Dutch	PDF
Abridged model	31/12/2017	26/04/2018	29/08/2018	Dutch	PDF
Abridged model	31/12/2016	27/04/2017	31/07/2017	Dutch	PDF
Abridged model	31/12/2015	28/04/2016	22/08/2016	Dutch	PDF
Abridged model	31/12/2014	30/04/2015	27/08/2015	Dutch	PDF
Abridged model	31/12/2013	24/04/2014	31/07/2014	Dutch	PDF
Abridged model	31/12/2012	25/04/2013	05/08/2013	Dutch	PDF
Abridged model	31/12/2011	26/04/2012	08/08/2012	Dutch	PDF
Abridged model	31/12/2010	28/04/2011	28/06/2011	Dutch	PDF
Abridged model	31/12/2009	29/04/2010	30/07/2010	Dutch	PDF
Abridged model	31/12/2008	30/05/2009	23/06/2009	Dutch	PDF
Abridged model	31/12/2007	30/05/2008	28/07/2008	Dutch	PDF
Abridged model	31/12/2006	26/04/2007	01/06/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 12 ended

Active mandates

Marc Bogaerts

Director · since 02 janvier 2002

Active

Ended mandates

STEFAAN BOEN

Manager · since 26 juin 2003

Ended

ASSUVE

Manager · since 05 juin 2003 · 0462.111.859

Represented by MARC BOGAERTS

Ended

ASSUVE

Manager · since 05 juin 2003 · 0462.111.859

Represented by Peter Vermeulen

Ended

Marc Bogaerts

Manager · since 05 juin 2003

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates05/01/2024
WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
PDF
Registered office13/04/2021
MAATSCHAPPELIJKE ZETEL
PDF
Other05/08/2014
BENAMING
PDF
Mandates12/06/2014
ONTSLAGEN - BENOEMINGEN
PDF
Mandates20/05/2014
ONTSLAGEN - BENOEMINGEN
PDF
Mandates14/11/2013
ONTSLAGEN - BENOEMINGEN
PDF
Mandates30/10/2008
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/06/2006
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202551 k €↓
2024
Annual accounts 2024485,3 k €↑
2023
Annual accounts 202388,3 k €↑
2022
Annual accounts 202280,6 k €↑
2021
Annual accounts 202180,1 k €↑
2020
Annual accounts 202061,4 k €↓
2019
Annual accounts 2019100 k €↑
2018
Annual accounts 201845,2 k €↓
2017
Annual accounts 201756,7 k €↑
2016
Annual accounts 201645,8 k €↑
2015
Annual accounts 201523,1 k €↑
2014
Annual accounts 20148,6 k €↑
2013
Annual accounts 20133 k €↓
2013
Name changeASSURAZ -CAVENS
2012
Annual accounts 201210,5 k €↑
2011
Annual accounts 2011-6,3 k €↓
2010
Annual accounts 20104,3 k €↑
2009
Annual accounts 2009-2,6 k €↓
2008
Annual accounts 200810,1 k €↑
2006
Annual accounts 20065,5 k €
2006
Name changeASSURAZ
19/12/1997
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Assuraz

Overview

What does Assuraz do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline