ACTIVE

DE SMET VERZEKERINGEN

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Financial year 2025 · Closed on 31/12/2025

Net result148,3 k €+99,2 %over 1 year
Gross margin244 k €+30,0 %over 1 year
Equity747,1 k €+24,8 %over 1 year

Identity

Source · BCE/KBO

DE SMET VERZEKERINGEN is a Private limited company incorporated in 1998. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Mechelen.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0462.425.823
Incorporation
07/01/1998
Legal form
Private limited company
Registered office
Leest-Dorp(LST) 24
2811 Mechelen · FlandreSee on map
Contributed capital
20 000,00 €
Latest accounts
31/12/2025
Joint committees (2)
  • 218
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 19 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin244 k €187,7 k €184,9 k €86,1 k €69,9 k €
EBITDA234,7 k €149,3 k €181,8 k €64,6 k €61,5 k €
Operating result216,7 k €125,2 k €169 k €51,4 k €41 k €
Net result148,3 k €74,4 k €125,4 k €32,2 k €24,3 k €
Balance sheet
Equity747,1 k €598,8 k €524,4 k €399 k €366,8 k €
Total assets1,1 M €951,3 k €635,5 k €492,4 k €489,5 k €
Cash621,4 k €145,7 k €481 k €220,4 k €120,6 k €
Debts324,1 k €350,5 k €111,1 k €93,4 k €122,7 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Elisabeth DE SMET

Director

Active

Ended mandates

Els De Smet

Director · since 01 juillet 2008

Ended
Els De Smet

Administrator - manager · since 01 juillet 2008

Ended
Elisabeth DE SMET

Director · since 01 janvier 1998

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date26/08/202630/07/202515/07/202430/08/202320/09/202203/09/2021
General meeting30/07/202630/06/202528/06/202431/07/202331/08/202203/09/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 19 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202530/07/202626/08/2026DutchPDF
Micro model31/12/202430/06/202530/07/2025DutchPDF
Micro model31/12/202328/06/202415/07/2024DutchPDF
Micro model31/12/202231/07/202330/08/2023DutchPDF
Micro model31/12/202131/08/202220/09/2022DutchPDF
Micro model31/12/202003/09/202103/09/2021DutchPDF
Micro model31/12/201906/09/202005/10/2020DutchPDF
Micro model31/12/201828/06/201923/07/2019DutchPDF
Micro model31/12/201729/06/201827/07/2018DutchPDF
Micro model31/12/201630/06/201725/07/2017DutchPDF
Abridged model31/12/201530/06/201629/07/2016DutchPDF
Abridged model31/12/201430/06/201517/07/2015DutchPDF
Abridged model31/12/201330/06/201404/07/2014DutchPDF
Abridged model31/12/201215/07/201306/08/2013DutchPDF
Abridged model31/12/201110/07/201231/07/2012DutchPDF
Abridged model31/12/201001/08/201131/08/2011DutchPDF
Abridged model31/12/200901/08/201030/08/2010DutchPDF
Abridged modelCorrection31/12/200801/09/200917/11/2009DutchPDF
Abridged model31/12/200831/08/200929/09/2009DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Elisabeth DE SMET

Director

Active

Ended mandates

Els De Smet

Director · since 01 juillet 2008

Ended
Els De Smet

Administrator - manager · since 01 juillet 2008

Ended
Elisabeth DE SMET

Director · since 01 janvier 1998

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates29/08/2019
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
    PDF
  • Capital / shares31/01/2014
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Registered office19/04/2012
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Restructuring15/09/2008
    KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates01/09/2008
    KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM
    PDF
  • Restructuring22/07/2008
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025148,3 k €↑
  2. 2024
    Annual accounts 202474,4 k €↓
  3. 2023
    Annual accounts 2023125,4 k €↑
  4. 2023
    Name changeDE SMET
  5. 2022
    Annual accounts 202232,2 k €↑
  6. 2021
    Annual accounts 202124,3 k €↓
  7. 2021
    Name changeDE SMET VERZEKERINGEN
  8. 2020
    Annual accounts 202027,5 k €↓
  9. 2019
    Annual accounts 201940,4 k €↑
  10. 2018
    Annual accounts 201839 k €↑
  11. 2017
    Annual accounts 201719,5 k €↓
  12. 2016
    Annual accounts 201630,5 k €↑
  13. 2015
    Annual accounts 201520,7 k €↓
  14. 2014
    Annual accounts 201442,7 k €↓
  15. 2013
    Annual accounts 201350,5 k €↑
  16. 2012
    Annual accounts 201239,9 k €↓
  17. 2011
    Annual accounts 201145,8 k €↓
  18. 2010
    Annual accounts 201087 k €↑
  19. 2009
    Annual accounts 200966,1 k €↑
  20. 2008
    Annual accounts 200854,6 k €
  21. 07/01/1998
    IncorporationPrivate limited company