Bank- en verzekeringsagent Regio Dender-Schelde
0463.700.184 · rovalta.com · 27/09/2026
ACTIVE
Bank- en verzekeringsagent Regio Dender-Schelde
Financial year 2019 · Closed on 31/12/2019
Net result501,5 k €+58,3 %over 1 year
Gross margin2,4 M €+18,0 %over 1 year
Equity486,5 k €+18,6 %over 1 year
Workforce23,4 ETP-6,8 %over 1 year
Overview
Identity
Source · BCE/KBOBank- en verzekeringsagent Regio Dender-Schelde is a Limited partnership incorporated in 1998. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Dendermonde. It employs on average 23,4 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0463.700.184
- Incorporation
- 01/07/1998
- Legal form
- Limited partnership
- Registered office
- Kerkstraat (DEN) 64-66
9200 Dendermonde · FlandreSee on map - Latest accounts
- 31/12/2019
- Average workforce
- 23,4 ETP
Activities (NACE)
Joint committees (2)
- 100
- 218
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 15 filingsTrend over 14 financial years
| 2019 | 2018 | 2017 | 2016 | 2015 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 2,4 M € | +18.0% | 2,1 M € | -4.0% | 2,1 M € | -4.3% | 2,2 M € | +12.1% | 2 M € |
| EBITDA | 779,5 k € | +52.4% | 511,6 k € | -20.3% | 641,8 k € | +342% | 145,1 k € | +6.5% | 136,2 k € |
| Operating result | 769,2 k € | +53.5% | 501,2 k € | -20.1% | 627,3 k € | +407% | 123,8 k € | +5.5% | 117,4 k € |
| Net result | 501,5 k € | +58.3% | 316,9 k € | -15.3% | 374 k € | +640% | 50,5 k € | -4.5% | 52,9 k € |
| Balance sheet | |||||||||
| Equity | 486,5 k € | +18.6% | 410,1 k € | -3.4% | 424,6 k € | -16.4% | 507,9 k € | -23.4% | 662,7 k € |
| Total assets | 1,4 M € | +7.8% | 1,3 M € | +4.2% | 1,3 M € | +30.9% | 964,8 k € | -4.5% | 1 M € |
| Cash | 328,3 € | -99.5% | 65,5 k € | -48.9% | 128,2 k € | +5779% | 2,2 k € | -95.4% | 47,9 k € |
| Debts | 805,5 k € | -6.2% | 859 k € | +6.4% | 807,5 k € | +88.8% | 427,6 k € | +23.1% | 347,3 k € |
| Other | |||||||||
| Workforce | 23,4 ETP | -6.8% | 25,1 ETP | -4.6% | 26,3 ETP | -13.8% | 30,5 ETP | -3.8% | 31,7 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 2,5 M€ and 5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20198 active · 43 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Peggy Molen | Manager | since 01/04/2020 | 000 |
David Goovaerts | Manager | ||
Ingrid Boone | Manager | ||
Joeri Verckens | Manager | ||
John De Man | Manager | 000 | |
Nancy Verwilst | Manager | ||
Patrick D'Eer | Manager | 000 | |
Peter Meyers | Manager | 000 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
John DE MAN | Mandate | since 01/04/2017 | 000 |
Joeri VERCKENS | Mandate | since 01/12/2015 | |
Joeri VERCKENS | Director | since 01/12/2015 | |
Patrick D'EER | Mandate | since 01/08/2015 | 000 |
Financials
Full financial information
Source · NBB| 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2019 | 01/01/2018 | 01/01/2017 | 01/01/2016 | 01/01/2015 | 01/01/2014 |
| Closing of the financial year | 31/12/2019 | 31/12/2018 | 31/12/2017 | 31/12/2016 | 31/12/2015 | 31/12/2014 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 30/06/2020 | 28/06/2019 | 26/06/2018 | 27/07/2017 | 18/07/2016 | 16/06/2015 |
| General meeting | 16/06/2020 | 18/06/2019 | 19/06/2018 | 20/06/2017 | 21/06/2016 | 16/06/2015 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 15 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2019 | 16/06/2020 | 30/06/2020 | Dutch | |
| Abridged model | 31/12/2018 | 18/06/2019 | 28/06/2019 | Dutch | |
| Abridged model | 31/12/2017 | 19/06/2018 | 26/06/2018 | Dutch | |
| Abridged model | 31/12/2016 | 20/06/2017 | 27/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 21/06/2016 | 18/07/2016 | Dutch | |
| Abridged model | 31/12/2014 | 16/06/2015 | 16/06/2015 | Dutch | |
| Abridged model | 31/12/2013 | 12/06/2014 | 12/06/2014 | Dutch | |
| Abridged model | 31/12/2012 | 13/06/2013 | 13/06/2013 | Dutch | |
| Abridged model | 31/12/2011 | 14/06/2012 | 14/06/2012 | Dutch | |
| Abridged model | 31/12/2010 | 09/06/2011 | 01/07/2011 | Dutch | |
| Abridged modelCorrection | 31/12/2009 | 10/06/2010 | 25/06/2010 | Dutch | |
| Abridged model | 31/12/2009 | 10/06/2010 | 10/06/2010 | Dutch | |
| Abridged model | 31/12/2008 | 11/06/2009 | 11/06/2009 | Dutch | |
| Abridged model | 31/12/2007 | 12/06/2008 | 12/06/2008 | Dutch | |
| Abridged model | 31/12/2006 | 14/06/2007 | 14/06/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 2,5 M€ and 5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20198 active · 43 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Peggy Molen | Manager | since 01/04/2020 | 000 |
David Goovaerts | Manager | ||
Ingrid Boone | Manager | ||
Joeri Verckens | Manager | ||
John De Man | Manager | 000 | |
Nancy Verwilst | Manager | ||
Patrick D'Eer | Manager | 000 | |
Peter Meyers | Manager | 000 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
John DE MAN | Mandate | since 01/04/2017 | 000 |
Joeri VERCKENS | Mandate | since 01/12/2015 | |
Joeri VERCKENS | Director | since 01/12/2015 | |
Patrick D'EER | Mandate | since 01/08/2015 | 000 |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates29/07/2026ONTSLAGEN - BENOEMINGEN
- Mandates05/05/2026ONTSLAGEN - BENOEMINGEN
- Mandates24/11/2025ONTSLAGEN - BENOEMINGEN
- Mandates14/07/2025ONTSLAGEN - BENOEMINGEN
- Mandates11/12/2023ONTSLAGEN - BENOEMINGEN
- Mandates03/08/2023ONTSLAGEN - BENOEMINGEN
- Mandates02/02/2023ONTSLAGEN - BENOEMINGEN
- Mandates26/09/2022ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2019Annual accounts 2019501,5 k €↑
- 2019Name changeBank- en verzekeringsagent REGIO DENDERMONDE-BUGGENHOUT
- 2018Annual accounts 2018316,9 k €↓
- 2017Annual accounts 2017374 k €↑
- 2016Annual accounts 201650,5 k €↓
- 2015Annual accounts 201552,9 k €↓
- 2014Annual accounts 2014334,6 k €↑
- 2013Annual accounts 2013174,4 k €↑
- 2012Annual accounts 2012167,1 k €↓
- 2011Annual accounts 2011407,7 k €↑
- 2011Name changeBelfius Regio Dendermonde-Buggenhout
- 2010Annual accounts 2010308,8 k €↑
- 2009Annual accounts 2009172,5 k €↓
- 2009Name changeDexia Regio Dendermonde-Buggenhout
- 2008Annual accounts 2008198,9 k €↑
- 2007Annual accounts 2007117,1 k €↓
- 2006Annual accounts 2006142,8 k €
- 01/07/1998IncorporationLimited partnership
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| Bank- en verzekeringsagent Regio Dender-ScheldeCurrent | CBE, tracked since 27/09/2026 | CBE |
| Bank- en verzekeringsagent REGIO DENDERMONDE-BUGGENHOUT | accounts 2019 | Accounts 2019 · 2020-24900569 |
| Belfius Regio Dendermonde-Buggenhout | accounts 2011 → 2018 | Accounts 2018 · 2019-24800348 |
| Dexia Regio Dendermonde-Buggenhout | accounts 2009 → 2010 | Accounts 2010 · 2011-23400305 |
| Dexia Regio Dendermonde | accounts 2006 → 2008 | Accounts 2008 · 2009-21000308 |
Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.