ACTIVE

Agent de banque et d'assurances Liège Ardenne-Condroz

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Financial year 2022 · Closed on 31/12/2022

Net result2,1 M €+31,2 %over 1 year

Gross margin5,5 M €+22,9 %over 1 year

Equity671,4 k €+20,6 %over 1 year

Workforce42,2 ETP+13,4 %over 1 year

Identity

Source · BCE/KBO

Agent de banque et d'assurances Liège Ardenne-Condroz is a Limited partnership incorporated in 1998. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Chaudfontaine. It employs on average 42,2 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0463.712.062
Incorporation: 02/07/1998
Legal form: Limited partnership
Registered office: Voie de l'Ardenne 132
4053 Chaudfontaine · WallonieSee on map
Contributed capital: 75 000,00 €
Latest accounts: 31/12/2022
Average workforce: 42,2 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (3)

100
218
34100

Signals

ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 17 filings

Trend over 17 financial years

	2022		2021		2020		2019		2018
Income statement
Gross margin	5,5 M €	+22.9%	4,5 M €	+26.5%	3,5 M €	-7.7%	3,8 M €	+22.8%	3,1 M €
EBITDA	2,9 M €	+33.7%	2,2 M €	+63.3%	1,3 M €	-19.8%	1,7 M €	+13.4%	1,5 M €
Operating result	2,9 M €	+31.8%	2,2 M €	+62.6%	1,3 M €	-19.9%	1,7 M €	+13.5%	1,5 M €
Net result	2,1 M €	+31.2%	1,6 M €	+62.3%	975,2 k €	-15.9%	1,2 M €	+15.4%	1 M €
Balance sheet
Equity	671,4 k €	+20.6%	556,7 k €	+5.1%	529,6 k €	+4.1%	508,9 k €	+8.7%	467,9 k €
Total assets	3,4 M €	+24.3%	2,8 M €	+42.5%	1,9 M €	-13.1%	2,2 M €	+10.9%	2 M €
Cash	570,6 k €	+43.7%	397,1 k €	+17.3%	338,4 k €		–		366,4 €
Debts	2,8 M €	+34.5%	2,1 M €	+52.5%	1,3 M €	-21.7%	1,7 M €	+16.0%	1,5 M €
Other
Workforce	42,2 ETP	+13.4%	37,2 ETP	-1.6%	37,8 ETP	-6.7%	40,5 ETP	+34.1%	30,2 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 10 M€ and 25 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2022

11 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Alexandre Willems	Associatesince 01/10/2022
Eric Reuter	Associatesince 01/01/2022
Ludovic Pirard	Associatesince 01/01/2022
Nicolas Léonard	Associatesince 01/01/2022
Renato Bersanelli	Associatesince 01/01/2022
Yves Diffels	Associatesince 01/01/2022
Renaud Cheuvart	Associatesince 01/04/2014Directorsince 01/04/2014ended
Amaury De Harenne	Associatesince 01/10/2005Directorsince 01/10/2005ended
Robin Geradin	Associatesince 01/05/2004Managing directorsince 01/05/2004endedMandateended
Serge DUCHNIK	Associatesince 01/01/2001Directorsince 01/01/2001ended
Thierry DEFLEUR	Associatesince 01/07/1998Directorsince 01/07/1998ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Philippe CHANTRAINE	Director01/01/2019 → 14/01/2020Associate01/01/2019 → 13/01/2020
Pierre FRANSSEN	Associate01/01/2019 → 04/12/2020Directorsince 01/01/2019

Full financial information

Source · NBB

	2022	2021	2020	2019	2018	2017
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2022	01/01/2021	01/01/2020	01/01/2019	01/01/2018	01/01/2017
Closing of the financial year	31/12/2022	31/12/2021	31/12/2020	31/12/2019	31/12/2018	31/12/2017
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	28/08/2023	19/08/2022	22/06/2021	22/07/2020	13/08/2019	13/08/2018
General meeting	20/06/2023	21/06/2022	15/06/2021	16/06/2020	18/06/2019	19/06/2018
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 17 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2022	20/06/2023	28/08/2023	French	PDF
Abridged model	31/12/2021	21/06/2022	19/08/2022	French	PDF
Abridged model	31/12/2020	15/06/2021	22/06/2021	French	PDF
Abridged model	31/12/2019	16/06/2020	22/07/2020	French	PDF
Abridged model	31/12/2018	18/06/2019	13/08/2019	French	PDF
Abridged model	31/12/2017	19/06/2018	13/08/2018	French	PDF
Abridged model	31/12/2016	20/06/2017	13/07/2017	French	PDF
Abridged model	31/12/2015	21/06/2016	18/07/2016	French	PDF
Abridged model	31/12/2014	16/06/2015	16/06/2015	French	PDF
Abridged model	31/12/2013	17/06/2014	17/06/2014	French	PDF
Abridged model	31/12/2012	18/06/2013	18/06/2013	French	PDF
Abridged model	31/12/2011	19/06/2012	19/06/2012	French	PDF
Abridged model	31/12/2010	21/06/2011	21/06/2011	French	PDF
Abridged model	31/12/2009	15/06/2010	15/06/2010	French	PDF
Abridged model	31/12/2008	17/06/2009	17/06/2009	French	PDF
Abridged model	31/12/2007	18/06/2008	19/06/2008	French	PDF
Abridged model	31/12/2006	20/06/2007	20/06/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 10 M€ and 25 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2022

11 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Alexandre Willems	Associatesince 01/10/2022
Eric Reuter	Associatesince 01/01/2022
Ludovic Pirard	Associatesince 01/01/2022
Nicolas Léonard	Associatesince 01/01/2022
Renato Bersanelli	Associatesince 01/01/2022
Yves Diffels	Associatesince 01/01/2022
Renaud Cheuvart	Associatesince 01/04/2014Directorsince 01/04/2014ended
Amaury De Harenne	Associatesince 01/10/2005Directorsince 01/10/2005ended
Robin Geradin	Associatesince 01/05/2004Managing directorsince 01/05/2004endedMandateended
Serge DUCHNIK	Associatesince 01/01/2001Directorsince 01/01/2001ended
Thierry DEFLEUR	Associatesince 01/07/1998Directorsince 01/07/1998ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Philippe CHANTRAINE	Director01/01/2019 → 14/01/2020Associate01/01/2019 → 13/01/2020
Pierre FRANSSEN	Associate01/01/2019 → 04/12/2020Directorsince 01/01/2019

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates25/09/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates07/08/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates11/07/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates03/06/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates12/03/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates21/10/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates02/02/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates07/01/2022
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DENOMINATION - SIEGE SOCIAL
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings17 filings

Mandates

Alexandre Willems

Yves Diffels

Renato Bersanelli

Ludovic Pirard

Nicolas Léonard

Eric Reuter

Renaud Cheuvart

Amaury De Harenne

Robin Geradin

Serge DUCHNIK

Thierry DEFLEUR

PIERRE FRANSSEN

and 7 more mandates

19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

Agent de banque et d'assurances MEUSE-OURTHE-AMBLEVEBELFIUS MEUSE-OURTHE-AMBLEVE"Dexia Meuse - Ourthe - Amblève"Dexia Ourthe - Amblève

Voie de l'Ardenne 132, 4053 Embourg

Associate

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Voie de l'Ardenne 132, 4053 EmbourgCurrent	accounts 2021 → 2022	Accounts 2022 · 2023-00359167

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Agent de banque et d'assurances Liège Ardenne-CondrozCurrent		CBE
Agent de banque et d'ass. Liège Ardenne-Condroz	accounts 2022	Accounts 2022 · 2023-00359167
Agent de banque et d'assurances Liège Ardenne-Condroz	accounts 2021	Accounts 2021 · 2022-20296356
Agent de banque et d'assurances MEUSE-OURTHE-AMBLEVE	accounts 2019 → 2020	Accounts 2020 · 2021-22200194
BELFIUS MEUSE-OURTHE-AMBLEVE	accounts 2011 → 2018	Accounts 2018 · 2019-45600250
"Dexia Meuse - Ourthe - Amblève"	accounts 2009 → 2010	Accounts 2010 · 2011-17500076
Dexia Ourthe - Amblève	accounts 2006 → 2008	Accounts 2008 · 2009-23000170

Events

2022
Annual accounts 20222,1 M €↑
2022
Name changeAgent de banque et d'ass. Liège Ardenne-Condroz
2021
Annual accounts 20211,6 M €↑
2021
Name changeAgent de banque et d'assurances Liège Ardenne-Condroz
2020
Annual accounts 2020975,2 k €↓
2019
Annual accounts 20191,2 M €↑
2019
Name changeAgent de banque et d'assurances MEUSE-OURTHE-AMBLEVE
2018
Annual accounts 20181 M €↑
2017
Annual accounts 2017868,1 k €↑
2016
Annual accounts 2016726,8 k €↓
2015
Annual accounts 2015909,6 k €↓
2014
Annual accounts 20141,1 M €↑
2013
Annual accounts 2013235,7 k €↓
2012
Annual accounts 2012951,8 k €↓
2011
Annual accounts 20111,2 M €↑
2011
Name changeBELFIUS MEUSE-OURTHE-AMBLEVE
2010
Annual accounts 20101,1 M €↑
2009
Annual accounts 2009684,5 k €↑
2009
Name change"Dexia Meuse - Ourthe - Amblève"
2008
Annual accounts 2008529,3 k €↑
2007
Annual accounts 2007525,3 k €↑
2006
Annual accounts 2006460 k €
02/07/1998
IncorporationLimited partnership

Agent de banque et d'assurances Liège Ardenne-Condroz

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events