ACTIVE

NIVELLES ASSURANCES

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Financial year 2024 · closed on 31/12/2024

Net result

42,4 k €

-8.6% YoY

Gross margin

356,6 k €

+4.4% YoY

Equity

76,6 k €

+37.0% YoY

What does NIVELLES ASSURANCES do?

NIVELLES ASSURANCES is a Private limited company incorporated in 1998. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Nivelles.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0464.014.346

Incorporation

20/08/1998

Legal form

Private limited company

Registered office

Rue de Namur 73
1400 Nivelles · WallonieSee on map

Contributed capital

6 445,23 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	356,6 k €	+4.4%	341,7 k €	+17.0%	292,1 k €	+30.5%	223,9 k €	-3.4%	231,7 k €	+3.0%	224,9 k €	+10.7%	203,1 k €	+1.6%	199,9 k €	+10.4%	181,1 k €	+92.7%	94 k €	+89.7%	49,5 k €	+60.3%	30,9 k €	-51.0%	63,1 k €	+197%	-64,7 k €	-5609%	1,2 k €	-94.3%	20,6 k €	-58.3%	49,5 k €	-4.5%	51,9 k €	+1.2%	51,3 k €
EBITDA	135,5 k €	-1.8%	138,1 k €	+10.6%	124,8 k €	+59.1%	78,4 k €	-27.8%	108,6 k €	+1.5%	107 k €	+53.4%	69,8 k €	-17.9%	84,9 k €	+7.4%	79,1 k €	+158%	30,7 k €	+63.1%	18,8 k €	-0.0%	18,8 k €	-70.0%	62,7 k €	+196%	-65,1 k €	-9053%	727,4 €	-96.4%	20,3 k €	-58.8%	49,2 k €	-4.5%	51,5 k €	+3.1%	50 k €
Operating result	62,9 k €	-3.2%	65 k €	+15.4%	56,3 k €	+169%	21 k €	-60.3%	52,8 k €	+28.4%	41,2 k €	+781%	4,7 k €	-74.8%	18,5 k €	+35.8%	13,6 k €	+137%	-37,3 k €	-1511%	2,6 k €	+30.7%	2 k €	-96.7%	60,5 k €	+191%	-66,1 k €	-14697%	453,1 €	-97.7%	20 k €	-59.1%	48,8 k €	-4.5%	51,2 k €	+3.1%	49,6 k €
Net result	42,4 k €	-8.6%	46,4 k €	+29.7%	35,8 k €	+489%	6,1 k €	-80.5%	31,1 k €	+6.8%	29,1 k €	+429%	-8,8 k €	-324%	4 k €	+365%	-1,5 k €	+96.7%	-44,6 k €	-3270%	1,4 k €	-97.3%	52 k €	-14.1%	60,6 k €	+192%	-66,1 k €	-8102%	826,6 €	-93.9%	13,5 k €	-55.9%	30,6 k €	-8.1%	33,3 k €	+5.4%	31,5 k €
Balance sheet
Equity	76,6 k €	+37.0%	56 k €	+34.0%	41,8 k €	+32.2%	31,6 k €	+10.4%	28,6 k €	+1720%	1,6 k €	+106%	-27,5 k €	-47.4%	-18,7 k €	+17.5%	-22,6 k €	-7.0%	-21,1 k €	-190%	23,4 k €	+6.4%	22 k €	+121%	10 k €	+216%	-8,6 k €	-115%	57,5 k €	+1.5%	56,7 k €	+31.2%	43,2 k €	+241%	12,7 k €	-68.5%	40,2 k €
Total assets	336,9 k €	-19.9%	420,8 k €	-12.8%	482,7 k €	-8.9%	529,8 k €	+7.7%	492,1 k €	-5.1%	518,6 k €	-4.8%	544,8 k €	-11.6%	616,1 k €	-8.6%	673,8 k €	-7.8%	731,1 k €	+979%	67,8 k €	-48.7%	132 k €	+92.1%	68,7 k €	+2313%	2,8 k €	-96.0%	71,2 k €	-11.9%	80,8 k €	+20.0%	67,4 k €	-38.7%	110 k €	+83.0%	60,1 k €
Cash	70 k €	-18.7%	86,1 k €	+12.8%	76,3 k €	-34.5%	116,4 k €	+97.0%	59,1 k €	+81.8%	32,5 k €	+14178%	227,7 €	-97.3%	8,4 k €	+213%	2,7 k €	+2897%	90 €	-83.2%	537 €	-98.1%	28,8 k €	-19.2%	35,6 k €	+8223%	427,3 €	-99.4%	66,3 k €	-13.4%	76,5 k €	+14.0%	67,1 k €	-38.6%	109,4 k €	+84.1%	59,4 k €
Debts	259,5 k €	-28.4%	362,4 k €	-17.5%	439,5 k €	-1.9%	448,2 k €	-3.3%	463,5 k €	-10.4%	517,1 k €	-9.7%	572,3 k €	-9.8%	634,8 k €	-8.6%	694,9 k €	-7.6%	751,8 k €	+2191%	32,8 k €	-70.1%	109,9 k €	+119%	50,1 k €	+339%	11,4 k €	+128%	5 k €	-79.2%	24,1 k €	0.0%	24,1 k €	-72.3%	86,9 k €	+337%	19,9 k €
Other
Workforce	–		–		–		–		–		–		2,5 ETP	-3.8%	2,6 ETP	+23.8%	2,1 ETP	+200%	0,7 ETP	0.0%	0,7 ETP	+133%	0,3 ETP		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 5 active · 27 ended

Active mandates

DEMORTIER CONSEILS

Director · 0860.413.160

Represented by DIDIER DEMORTIER

Active

GIDEM

Director · 0537.456.511

Represented by Xavier DEMARBAIX

Active

LAMBICONSULT

Director · 0835.258.783

Represented by Sébastien LAMBILLOTE

Active

MELEX

Director · 0773.321.315

Represented by Alexandre MELIS

Active

ROCHER CONSULT

Director · 0693.749.443

Represented by OLIVIER DUBOIS

Active

Ended mandates

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended

DEMORTIER CONSEILS

Director · 0860.413.160

Represented by Didier DEMORTIER

Ended

At this address

Other companies at this address

Company	CBE no.
ASSOC DES COPROPRIETAIRE RUE DE NAMUR 73 ACP● Active	0850.895.084
Association des copropriétaires de la "Rue de Namur, 73"● Active	0820.075.018
FINAVERT● Active	0661.900.779
NIVELLES CONSEILS● Active	0463.016.533
Nivelles Finances● Active	0849.689.118
ROCHER CONSULT● Active	0693.749.443

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/06/2025	20/09/2024	31/08/2023	26/08/2022	31/08/2021	25/09/2020
General meeting	30/05/2025	31/05/2024	26/05/2023	27/05/2022	28/05/2021	29/05/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	30/05/2025	20/06/2025	French	PDF
Micro model	31/12/2023	31/05/2024	20/09/2024	French	PDF
Micro model	31/12/2022	26/05/2023	31/08/2023	French	PDF
Micro model	31/12/2021	27/05/2022	26/08/2022	French	PDF
Micro model	31/12/2020	28/05/2021	31/08/2021	French	PDF
Micro model	31/12/2019	29/05/2020	25/09/2020	French	PDF
Abridged model	31/12/2018	31/05/2019	29/07/2019	French	PDF
Abridged model	31/12/2017	25/05/2018	31/07/2018	French	PDF
Abridged model	31/12/2016	26/05/2017	11/07/2017	French	PDF
Abridged model	31/12/2015	27/05/2016	14/07/2016	French	PDF
Abridged model	31/12/2014	29/05/2015	31/07/2015	French	PDF
Abridged model	31/12/2013	30/05/2014	30/07/2014	French	PDF
Abridged model	31/12/2012	31/05/2013	21/06/2013	French	PDF
Abridged model	31/12/2011	25/05/2012	31/07/2012	French	PDF
Abridged model	31/12/2010	08/04/2011	20/07/2011	French	PDF
Abridged model	31/12/2009	28/05/2010	02/07/2010	French	PDF
Abridged model	31/12/2008	25/05/2009	30/07/2009	French	PDF
Abridged model	31/12/2007	30/05/2008	23/06/2008	French	PDF
Abridged model	31/12/2006	25/05/2007	12/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 5 active · 27 ended

Active mandates

DEMORTIER CONSEILS

Director · 0860.413.160

Represented by DIDIER DEMORTIER

Active

GIDEM

Director · 0537.456.511

Represented by Xavier DEMARBAIX

Active

LAMBICONSULT

Director · 0835.258.783

Represented by Sébastien LAMBILLOTE

Active

MELEX

Director · 0773.321.315

Represented by Alexandre MELIS

Active

ROCHER CONSULT

Director · 0693.749.443

Represented by OLIVIER DUBOIS

Active

Ended mandates

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended

DEMORTIER CONSEILS

Director · 0860.413.160

Represented by Didier DEMORTIER

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates03/07/2026
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates04/06/2026
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates15/05/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates17/10/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates28/02/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates24/01/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates21/08/2018
DEMISSIONS, NOMINATIONS
PDF
Mandates16/09/2015
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202442,4 k €↓
2023
Annual accounts 202346,4 k €↑
2022
Annual accounts 202235,8 k €↑
2021
Annual accounts 20216,1 k €↓
2020
Annual accounts 202031,1 k €↑
2019
Annual accounts 201929,1 k €↑
2018
Annual accounts 2018-8,8 k €↓
2017
Annual accounts 20174 k €↑
2016
Annual accounts 2016-1,5 k €↑
2015
Annual accounts 2015-44,6 k €↓
2014
Annual accounts 20141,4 k €↓
2013
Annual accounts 201352 k €↓
2012
Annual accounts 201260,6 k €↑
2011
Annual accounts 2011-66,1 k €↓
2011
Name changeNIVELLES ASSURANCES
2010
Annual accounts 2010826,6 €↓
2009
Annual accounts 200913,5 k €↓
2008
Annual accounts 200830,6 k €↓
2007
Annual accounts 200733,3 k €↑
2006
Annual accounts 200631,5 k €
2006
Name changeH.P.S.
20/08/1998
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

NIVELLES ASSURANCES

Overview

What does NIVELLES ASSURANCES do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline