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Nivelles Finances (0849.689.118) — Belgian company profile — Rovalta
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2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Gross margin 1,7 M € +51.3%1,1 M € +117.5%527,6 k € -8.3%575,4 k € -3.4%595,8 k € +11.3%535,2 k € +7.2%499,2 k € +2.5%487,1 k € -17.8%592,9 k € -16.7%712,1 k € +32.9%536,0 k € +19.9%447,1 k € EBITDA 1,3 M € +62.6%816,3 k € +243.7%237,5 k € -32.3%350,7 k € +4.8%334,8 k € +19.8%279,4 k € +34.6%207,6 k € +27.3%163,1 k € -40.3%273,4 k € -23.9%359,4 k € +45.0%247,9 k € +34.0%184,9 k € Operating profit 1,3 M € +67.5%782,8 k € +285.2%203,2 k € -36.3%318,8 k € +5.3%302,7 k € +23.9%244,2 k € +53.3%159,3 k € +48.4%107,3 k € -50.0%214,8 k € -28.1%298,6 k € +54.8%193,0 k € +26.4%152,6 k € Profit/loss 1,2 M € +85.6%648,5 k € +343.0%146,4 k € -45.9%270,7 k € -8.1%294,8 k € +34.2%219,6 k € +65.7%132,6 k € +34.4%98,6 k € -51.6%203,9 k € -19.1%252,2 k € +59.9%157,8 k € +8.4%145,5 k € Equity 431,7 k € -54.3%945,3 k € +58.4%596,8 k € +32.5%450,4 k € +36.6%329,7 k € +1.8%323,9 k € +19.2%271,7 k € +15.3%235,7 k € +0.1%235,5 k € +0.9%233,4 k € +39.6%167,1 k € +52.8%109,4 k € Total assets 1,7 M € -1.9%1,7 M € +146.7%688,8 k € -10.1%766,3 k € +10.2%695,3 k € +11.3%624,8 k € +24.3%502,5 k € +7.8%466,3 k € -24.3%615,9 k € -2.0%628,3 k € +20.5%521,6 k € +33.9%389,5 k € Cash 987,2 k € -3.3%1,0 M € +17117.7%5,9 k € -98.5%401,2 k € +17.6%341,2 k € +38.7%246,0 k € +141.7%101,8 k € +294.9%25,8 k € -80.8%134,1 k € +25.9%106,6 k € +35.6%78,6 k € -62.8%211,4 k € Debts 1,2 M € +63.8%753,8 k € +719.2%92,0 k € -57.4%216,0 k € -40.9%365,7 k € +21.5%300,9 k € +30.4%230,8 k € +0.1%230,6 k € -38.6%375,7 k € -4.9%394,9 k € +11.5%354,3 k € +26.5%280,1 k € Staff 5,8 5 4,6 3,7 4,4 4,4 5 5,5 5,5 6,1 5,5 4,7
Belgian Official Gazette publications Belgian Official Gazette publications View the 11 publications
Name history NIVELLES FINANCES 2023–2025 FINA VERT 2014–2022 Competition
Similar companies Other companies at this address Other companies at this address ACTIVEBCE 0849.689.118 Private limited company Abridged model NBB ✓
NF
Nivelles Finances Private limited company · Nivelles · incorporated on 01/10/2012 · 5,8 ETP
Equity
431,7 k €
solvency 25,9 %
Total balance sheet
1,7 M €
filing 22/06/2026
Health score
Z-Score 3.1
NSSO & social debts 9,8 % Recommended credit limit€ 1.30M
Maximum recommended credit amount, based on solvency, liquidity and profitability.
Available with a free account ✦ Verdict · Analyst summaryPrivate limited company profitable but thinly capitalised .
Recommendation
Acceptable counterparty for a moderate engagement. Require 2 fiscal years of detailed accounts before any significant exposure — thin equity (431,7 k €) relative to earnings. The abridged model hides revenue.
Financial overview
Financial year 2025 Frequently asked questionsWhat is the VAT number of Nivelles Finances?
Where is Nivelles Finances located?
What type of company is Nivelles Finances?
When was Nivelles Finances founded?
What profit did Nivelles Finances make in 2025?
How much debt did Nivelles Finances have in 2025?
What does Nivelles Finances do? Nivelles Finances is a Private limited company incorporated in 2012. Its main activity is: Other monetary intermediation. Its registered office is in Nivelles. It employs on average 5,8 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0849.689.118
Legal form
Private limited company
Registered office
Rue de Namur 73
1400 Nivelles · Wallonie
See on mapContribution (capital)
21 643,63 €
Accounts model
Abridged model · French
Latest accounts
31/12/2025
Annual accountsFinancial health ratios Key indicators
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Timeline 2025
Annual accounts 2025 1,2 M €↑
2024
Annual accounts 2024 648,5 k €↑
2023
Annual accounts 2023 146,4 k €↓
2023
Name change NIVELLES FINANCES
2022
Annual accounts 2022 270,7 k €↓
2021
Annual accounts 2021 294,8 k €↑
Mandates 15/05/2026
DEMISSIONS, NOMINATIONS PDF Mandates 05/05/2026
DEMISSIONS, NOMINATIONS PDF Mandates 06/02/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS,
) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS PDF Mandates 09/05/2022
DEMISSIONS, NOMINATIONS PDF Mandates 24/01/2022
DEMISSIONS, NOMINATIONS PDF Mandates 10/12/2021
DEMISSIONS, NOMINATIONS PDF Mandates 20/06/2018
DEMISSIONS, NOMINATIONS PDF Mandates 14/07/2016
DEMISSIONS, NOMINATIONS PDF Source: Belgian Official Gazette
Annual accounts 2020 219,6 k €↑
2019
Annual accounts 2019 132,6 k €↑
2018
Annual accounts 2018 98,6 k €↓
2017
Annual accounts 2017 203,9 k €↓
2016
Annual accounts 2016 252,2 k €↑
2015
Annual accounts 2015 157,8 k €↑
2014
Annual accounts 2014 145,5 k €
01/10/2012
Incorporation Private limited company
Profitable Low risk Positive cashflow Positive EBITDA Healthy social debts