ACTIVE

VERZEKERINGEN - DE TOREN

Financial year 2025 · Closed on 31/12/2025

Net result87,4 k €+60,7 %over 1 year

Gross margin120,3 k €+67,2 %over 1 year

Equity326,7 k €+33,8 %over 1 year

Identity

Source · BCE/KBO

VERZEKERINGEN - DE TOREN is a Private limited company incorporated in 1998. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Aalst.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0464.268.229
Incorporation: 02/10/1998
Legal form: Private limited company
Registered office: Stationsstraat 18
9300 Aalst · FlandreSee on map
Contributed capital: 80 000,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	120,3 k €	+67.2%	71,9 k €	+70.2%	42,3 k €	+7.2%	39,4 k €	+33.0%	29,6 k €
EBITDA	115,7 k €	+62.5%	71,2 k €	+70.3%	41,8 k €	+7.1%	39 k €	+69.5%	23 k €
Operating result	114,4 k €	+64.3%	69,6 k €	+74.0%	40 k €	+5.8%	37,8 k €	+73.5%	21,8 k €
Net result	87,4 k €	+60.7%	54,4 k €	+87.6%	29 k €	+3.5%	28 k €	+85.7%	15,1 k €
Balance sheet
Equity	326,7 k €	+33.8%	244,1 k €	+25.5%	194,5 k €	+14.2%	170,3 k €	+15.8%	147,1 k €
Total assets	352,1 k €	+36.8%	257,4 k €	+29.2%	199,2 k €	+11.4%	178,7 k €	+16.5%	153,4 k €
Cash	1,6 k €	-58.2%	3,7 k €	-37.8%	6 k €	-84.8%	39,3 k €	-12.3%	44,8 k €
Debts	22,6 k €	+86.3%	12,1 k €	+160%	4,7 k €	-44.3%	8,4 k €	+34.7%	6,2 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 11 ended

Active mandates

ERIC MEERSSEMAN

Chairman of the board of directors

Active

FRANS VERLEYSEN

Managing director

Active

HUGO DE WAELE

Managing director

Active

MARK MISSIAEN

Managing director

Active

PETER BLANCKAERT

Managing director

Active

Ended mandates

ERIC MEERSSEMAN

Vice-chairman of the board of directors

Ended

ERIC MEERSSEMAN

Managing director

Ended

HUGO DE WAELE

Director

Ended

MARC CAMPENS

Managing director

Ended

Other companies at this address

Stationsstraat 18 9300 Aalst

Company	CBE no.
Volkskrediet de Toren● Active	0400.254.167

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	23/06/2026	27/05/2025	10/06/2024	28/06/2023	09/06/2022	26/07/2021
General meeting	20/04/2026	22/04/2025	15/04/2024	23/06/2023	25/04/2022	21/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	20/04/2026	23/06/2026	Dutch	PDF
Micro model	31/12/2024	22/04/2025	27/05/2025	Dutch	PDF
Micro model	31/12/2023	15/04/2024	10/06/2024	Dutch	PDF
Micro model	31/12/2022	23/06/2023	28/06/2023	Dutch	PDF
Micro model	31/12/2021	25/04/2022	09/06/2022	Dutch	PDF
Micro model	31/12/2020	21/06/2021	26/07/2021	Dutch	PDF
Micro model	31/12/2019	10/06/2020	09/07/2020	Dutch	PDF
Abridged model	31/12/2018	09/05/2019	18/06/2019	Dutch	PDF
Micro model	31/12/2017	19/03/2018	08/06/2018	Dutch	PDF
Abridged model	31/12/2016	20/03/2017	22/05/2017	Dutch	PDF
Abridged model	31/12/2015	21/03/2016	11/05/2016	Dutch	PDF
Abridged model	31/12/2014	16/03/2015	16/04/2015	Dutch	PDF
Abridged model	31/12/2013	17/03/2014	08/04/2014	Dutch	PDF
Abridged model	31/12/2012	18/03/2013	22/04/2013	Dutch	PDF
Abridged model	31/12/2011	19/03/2012	17/04/2012	Dutch	PDF
Abridged model	31/12/2010	21/03/2011	12/04/2011	Dutch	PDF
Abridged model	31/12/2009	15/03/2010	09/04/2010	Dutch	PDF
Abridged model	31/12/2008	16/03/2009	24/03/2009	Dutch	PDF
Abridged model	31/12/2007	17/03/2008	17/04/2008	Dutch	PDF
Abridged model	31/12/2006	19/03/2007	26/04/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 11 ended

Active mandates

ERIC MEERSSEMAN

Chairman of the board of directors

Active

FRANS VERLEYSEN

Managing director

Active

HUGO DE WAELE

Managing director

Active

MARK MISSIAEN

Managing director

Active

PETER BLANCKAERT

Managing director

Active

Ended mandates

ERIC MEERSSEMAN

Vice-chairman of the board of directors

Ended

ERIC MEERSSEMAN

Managing director

Ended

HUGO DE WAELE

Director

Ended

MARC CAMPENS

Managing director

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates10/07/2023
WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
PDF
Mandates08/09/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates02/08/2019
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares20/05/2019
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN
PDF
Mandates03/06/2015
ONTSLAGEN - BENOEMINGEN
PDF
Mandates18/05/2011
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares08/04/2011
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates26/06/2008
ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202587,4 k €↑
2024
Annual accounts 202454,4 k €↑
2023
Annual accounts 202329 k €↑
2022
Annual accounts 202228 k €↑
2021
Annual accounts 202115,1 k €↓
2020
Annual accounts 202018 k €↓
2019
Annual accounts 201921,7 k €↑
2018
Annual accounts 201811,4 k €↑
2017
Annual accounts 20179,7 k €↑
2016
Annual accounts 20162,9 k €↓
2015
Annual accounts 20154,9 k €↓
2014
Annual accounts 201410,5 k €↑
2013
Annual accounts 20135,6 k €↓
2012
Annual accounts 201211,2 k €↓
2011
Annual accounts 201116,8 k €↑
2010
Annual accounts 20107,6 k €↑
2009
Annual accounts 20093,3 k €↓
2008
Annual accounts 20084 k €↓
2007
Annual accounts 20078,2 k €↓
2006
Annual accounts 20069,9 k €
02/10/1998
IncorporationPrivate limited company

VERZEKERINGEN - DE TOREN

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline