ACTIVE

Verzekeringen Henk Lapon

Financial year 2025 · Closed on 31/12/2025

Net result172,6 k €+46,2 %over 1 year

Gross margin468,7 k €+9,8 %over 1 year

Equity137,1 k €-79,0 %over 1 year

Identity

Source · BCE/KBO

Verzekeringen Henk Lapon is a Private limited company incorporated in 1998. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Koksijde.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0464.708.489
Incorporation: 30/11/1998
Legal form: Private limited company
Registered office: Koninklijke Baan(Kok) 36
8670 Koksijde · FlandreSee on map
Contributed capital: 18 592,01 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (3)

307
30700
307000

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	468,7 k €	+9.8%	426,7 k €	+10.7%	385,5 k €	-0.8%	388,7 k €	-9.4%	429 k €
EBITDA	258,6 k €	+21.9%	212,2 k €	+1.9%	208,1 k €	-8.5%	227,5 k €	-6.4%	243,1 k €
Operating result	231,7 k €	+25.0%	185,3 k €	+12.4%	164,8 k €	-11.5%	186,3 k €	-7.6%	201,6 k €
Net result	172,6 k €	+46.2%	118 k €	+11.1%	106,2 k €	-12.2%	120,9 k €	-10.9%	135,7 k €
Balance sheet
Equity	137,1 k €	-79.0%	653,8 k €	+5.8%	618 k €	-8.3%	673,7 k €	+21.9%	552,7 k €
Total assets	568,2 k €	-28.1%	789,8 k €	-8.2%	860 k €	+15.5%	744,9 k €	+18.5%	628,4 k €
Cash	49,2 k €	+17.8%	41,8 k €	-35.1%	64,4 k €	+206%	21 k €	-30.1%	30,1 k €
Debts	431,2 k €	+217%	136 k €	-42.6%	237 k €	+233%	71,3 k €	-5.9%	75,7 k €
Other
Workforce	–		–		–		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 8 ended

Active mandates

GDG MANAGEMENT

Director · since 10 avril 2026 · 1028.854.353

Represented by GODERIS STEVEN

Active

ADVIESKANTOOR CHRISTIEN GAMME

Director · since 01 janvier 2009 · 0430.462.640

Represented by GAMME CHRISTIEN

Active

HENK LAPON

Director · since 24 novembre 1998

Active

Ended mandates

Brecht Lapon

Manager · since 01 octobre 2014

Ended

ADVIESKANTOOR CHRISTIEN GAMME

Director · since 01 janvier 2009 · 0430.462.640

Represented by GAMME CHRISTIEN

Ended

ADVIESKANTOOR CHRISTIEN GAMME

Manager · since 01 janvier 2009 · 0430.462.640

Represented by GAMME CHRISTIEN

Ended

ADVIESKANTOOR CHRISTIEN GAMME

Manager · since 01 janvier 2009 · 0430.462.640

Represented by Christien Gamme

Ended

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/07/2026	17/07/2025	31/07/2024	27/04/2023	03/06/2022	07/06/2021
General meeting	30/06/2026	06/06/2025	05/07/2024	07/04/2023	23/05/2022	21/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	30/06/2026	30/07/2026	Dutch	PDF
Micro model	31/12/2024	06/06/2025	17/07/2025	Dutch	PDF
Micro model	31/12/2023	05/07/2024	31/07/2024	Dutch	PDF
Micro model	31/12/2022	07/04/2023	27/04/2023	Dutch	PDF
Micro model	31/12/2021	23/05/2022	03/06/2022	Dutch	PDF
Micro model	31/12/2020	21/05/2021	07/06/2021	Dutch	PDF
Micro model	31/12/2019	01/04/2020	08/04/2020	Dutch	PDF
Micro model	31/12/2018	15/06/2019	17/06/2019	Dutch	PDF
Micro model	31/12/2017	24/04/2018	04/05/2018	Dutch	PDF
Abridged model	31/12/2016	30/03/2017	31/05/2017	Dutch	PDF
Abridged model	31/12/2015	18/06/2016	22/06/2016	Dutch	PDF
Abridged model	31/12/2014	20/06/2015	22/06/2015	Dutch	PDF
Abridged model	31/12/2013	21/06/2014	23/06/2014	Dutch	PDF
Abridged model	31/12/2012	15/06/2013	18/06/2013	Dutch	PDF
Abridged model	31/12/2011	05/04/2012	24/04/2012	Dutch	PDF
Abridged model	31/12/2010	18/06/2011	20/06/2011	Dutch	PDF
Abridged model	31/12/2009	19/06/2010	21/06/2010	Dutch	PDF
Abridged model	31/12/2008	20/06/2009	23/06/2009	Dutch	PDF
Abridged model	31/12/2007	21/06/2008	04/07/2008	Dutch	PDF
Abridged model	31/12/2006	16/06/2007	19/07/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 8 ended

Active mandates

GDG MANAGEMENT

Director · since 10 avril 2026 · 1028.854.353

Represented by GODERIS STEVEN

Active

ADVIESKANTOOR CHRISTIEN GAMME

Director · since 01 janvier 2009 · 0430.462.640

Represented by GAMME CHRISTIEN

Active

HENK LAPON

Director · since 24 novembre 1998

Active

Ended mandates

Brecht Lapon

Manager · since 01 octobre 2014

Ended

ADVIESKANTOOR CHRISTIEN GAMME

Director · since 01 janvier 2009 · 0430.462.640

Represented by GAMME CHRISTIEN

Ended

ADVIESKANTOOR CHRISTIEN GAMME

Manager · since 01 janvier 2009 · 0430.462.640

Represented by GAMME CHRISTIEN

Ended

ADVIESKANTOOR CHRISTIEN GAMME

Manager · since 01 janvier 2009 · 0430.462.640

Represented by Christien Gamme

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates05/05/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates29/12/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/06/2019
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares15/01/2018
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates23/11/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/10/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates11/09/2014
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares03/01/2014
KAPITAAL - AANDELEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025172,6 k €↑
2024
Annual accounts 2024118 k €↑
2023
Annual accounts 2023106,2 k €↓
2022
Annual accounts 2022120,9 k €↓
2021
Annual accounts 2021135,7 k €↑
2018
Annual accounts 201885,4 k €↑
2017
Annual accounts 20175,9 k €↓
2016
Annual accounts 201664,3 k €↑
2015
Annual accounts 20151,5 k €↓
2014
Annual accounts 201433,4 k €↓
2013
Annual accounts 201367,3 k €↓
2012
Annual accounts 201273,8 k €↑
2011
Annual accounts 201160,4 k €↓
2010
Annual accounts 201083,6 k €↑
2009
Annual accounts 200939,9 k €↑
2008
Annual accounts 200831 k €↓
2007
Annual accounts 200732,1 k €↑
2006
Annual accounts 200612,2 k €
30/11/1998
IncorporationPrivate limited company

Verzekeringen Henk Lapon

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline