ACTIVE

HECQ - ASSUR

Export PDF

Financial year 2025 · Closed on 31/12/2025

Net result135,1 k €+14,3 %over 1 year

Gross margin312,8 k €+13,0 %over 1 year

Equity122,3 k €+14,1 %over 1 year

Workforce3,6 ETP+125,0 %over 1 year

Identity

Source · BCE/KBO

HECQ - ASSUR is a Private limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Montigny-le-Tilleul. It employs on average 3,6 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0465.064.817
Incorporation: 01/02/1999
Legal form: Private limited company
Registered office: Rue de Gozée 631
6110 Montigny-le-Tilleul · WallonieSee on map
Contributed capital: 12 400,00 €
Latest accounts: 31/12/2025
Average workforce: 3,6 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	312,8 k €	+13.0%	276,8 k €	+2.0%	271,2 k €	+136%	114,9 k €	-2.8%	118,2 k €
EBITDA	199,4 k €	+13.7%	175,4 k €	-13.0%	201,6 k €	+316%	48,4 k €	+1.8%	47,6 k €
Operating result	185,6 k €	+15.5%	160,6 k €	-13.9%	186,5 k €	+1007%	16,8 k €	-5.1%	17,7 k €
Net result	135,1 k €	+14.3%	118,2 k €	-17.0%	142,4 k €	+2307%	5,9 k €	+21.0%	4,9 k €
Balance sheet
Equity	122,3 k €	+14.1%	107,2 k €	-1.7%	109 k €	+25.9%	86,6 k €	+7.3%	80,7 k €
Total assets	264,3 k €	+4.5%	252,8 k €	-11.0%	284 k €	+78.1%	159,5 k €	-17.2%	192,5 k €
Cash	184,2 k €	+6.2%	173,5 k €	-11.8%	196,7 k €	+329%	45,9 k €	-32.0%	67,4 k €
Debts	141,9 k €	-2.5%	145,6 k €	-16.7%	174,7 k €	+140%	72,8 k €	-34.8%	111,7 k €
Other
Workforce	3,6 ETP	+125%	1,6 ETP	0.0%	1,6 ETP	+6.7%	1,5 ETP		–

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 11 ended

Active mandates

MH CONSEIL

Mandate · 1003.394.229

Represented by Maité Hecq

Active

Ended mandates

Hugues VANDERBECQ

Director · since 31 décembre 2022

Ended

Ledovina HECQ MAÏTE

Director · since 31 décembre 2022

Ended

Maïté HECQ

Director · since 31 décembre 2022

Ended

PARGESFIN

Director · since 31 décembre 2022 · 0806.403.362

Represented by François LIESSE

Ended

Other companies at this address

Rue de Gozée 631 6110 Montigny-le-Tilleul

Company	CBE no.
COMPAGNIE FONCIERE DE CHARLEROI● Active	0685.789.307
GROUPE HECQ● Active	1014.046.611
L' OPPORTUNITE● Active	0821.726.590

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	08/06/2026	28/08/2025	10/08/2024	08/08/2023	23/05/2022	16/06/2021
General meeting	05/06/2026	06/06/2025	07/06/2024	30/06/2023	29/04/2022	30/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for 7 days

Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	05/06/2026	08/06/2026	French	PDF
Abridged model	31/12/2024	06/06/2025	28/08/2025	French	PDF
Abridged model	31/12/2023	07/06/2024	10/08/2024	French	PDF
Abridged model	31/12/2022	30/06/2023	08/08/2023	French	PDF
Micro model	31/12/2021	29/04/2022	23/05/2022	French	PDF
Micro model	31/12/2020	30/04/2021	16/06/2021	French	PDF
Micro model	31/12/2019	29/04/2020	28/08/2020	French	PDF
Micro model	31/12/2018	29/04/2019	30/08/2019	French	PDF
Micro model	31/12/2017	30/04/2018	18/07/2018	French	PDF
Micro model	31/12/2016	29/04/2017	22/08/2017	French	PDF
Abridged model	31/12/2015	29/04/2016	15/07/2016	French	PDF
Abridged model	31/12/2014	29/04/2015	15/07/2015	French	PDF
Abridged model	31/12/2013	29/04/2014	22/08/2014	French	PDF
Abridged model	31/12/2012	29/04/2013	20/08/2013	French	PDF
Abridged model	31/12/2011	25/04/2012	28/08/2012	French	PDF
Abridged model	31/12/2010	29/04/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	29/04/2010	27/08/2010	French	PDF
Abridged model	31/12/2008	29/04/2009	13/07/2009	French	PDF
Abridged model	31/12/2007	30/04/2008	29/08/2008	French	PDF
Abridged model	31/12/2006	25/04/2007	31/08/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 11 ended

Active mandates

MH CONSEIL

Mandate · 1003.394.229

Represented by Maité Hecq

Active

Ended mandates

Hugues VANDERBECQ

Director · since 31 décembre 2022

Ended

Ledovina HECQ MAÏTE

Director · since 31 décembre 2022

Ended

Maïté HECQ

Director · since 31 décembre 2022

Ended

PARGESFIN

Director · since 31 décembre 2022 · 0806.403.362

Represented by François LIESSE

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Registered office20/07/2026
SIEGE SOCIAL
PDF
Registered office22/07/2025
SIEGE SOCIAL
PDF
Mandates18/09/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates21/12/2022
MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Registered office26/10/2020
SIEGE SOCIAL - ADRESSE AUTRE QUE SIEGE SOCIAL
PDF
Capital / shares16/03/2006
CAPITAL, ACTIONS
PDF
Registered office31/12/2002
SIEGE SOCIAL
PDF
Registered office29/10/2002
SIEGE SOCIAL
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025135,1 k €↑
2024
Annual accounts 2024118,2 k €↓
2023
Annual accounts 2023142,4 k €↑
2022
Annual accounts 20225,9 k €↑
2021
Annual accounts 20214,9 k €↓
2018
Annual accounts 201810,6 k €↑
2017
Annual accounts 20172,6 k €↑
2016
Annual accounts 2016-3,1 k €↓
2015
Annual accounts 201541,9 k €↑
2014
Annual accounts 201433,7 k €↑
2013
Annual accounts 201322,9 k €↑
2012
Annual accounts 20121,9 k €↓
2011
Annual accounts 201125,1 k €↓
2010
Annual accounts 201037,4 k €↓
2009
Annual accounts 200941,9 k €↑
2008
Annual accounts 200828,9 k €↓
2007
Annual accounts 200735,9 k €↓
2006
Annual accounts 200640 k €
01/02/1999
IncorporationPrivate limited company

HECQ - ASSUR

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline