ACTIVE

ASSURANCES CREUTZ

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Financial year 2025 · Closed on 31/12/2025

Net result8,8 k €-86,2 %over 1 year
Gross margin397 k €+2,5 %over 1 year
Equity287 k €+3,2 %over 1 year

Identity

Source · BCE/KBO

ASSURANCES CREUTZ is a Private limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Baelen.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0466.499.328
Incorporation
09/07/1999
Legal form
Private limited company
Registered office
Route d'Eupen(BLN) 7b
4837 Baelen · WallonieSee on map
Contributed capital
20 570,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin397 k €387,2 k €318,9 k €196,6 k €194,6 k €
EBITDA134,4 k €186,8 k €195,6 k €124,6 k €148,9 k €
Operating result24,3 k €91,4 k €115,7 k €47,1 k €75,4 k €
Net result8,8 k €63,8 k €76,2 k €30,2 k €53,4 k €
Balance sheet
Equity287 k €278,2 k €229,1 k €152,8 k €151,1 k €
Total assets530,1 k €522,3 k €373,2 k €359,7 k €415,2 k €
Cash6,9 k €4 k €6,2 k €64,7 k €58,9 k €
Debts241,6 k €244,1 k €144,1 k €206,8 k €264 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 6 ended

Active mandates

ERIC ERNST

Director · since 26 novembre 2019

Active
MARIE-CHRISTINE CREUTZ

Administrateur Statutaire · since 26 novembre 2019

Active

Ended mandates

Louis Marie KESSELS

Director · since 28 novembre 2019 · until 31 décembre 2022

Ended
Louis-Marie KESSELS

Director · since 28 novembre 2019 · until 31 décembre 2022

Ended
Eric ERNST

Manager

Ended
ERIC ERNST

Director

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/08/202624/07/202531/08/202431/08/202312/07/202231/08/2021
General meeting11/06/202620/03/202512/08/202431/08/202330/06/202219/07/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202511/06/202631/08/2026FrenchPDF
Micro model31/12/202420/03/202524/07/2025FrenchPDF
Micro model31/12/202312/08/202431/08/2024FrenchPDF
Micro model31/12/202231/08/202331/08/2023FrenchPDF
Micro model31/12/202130/06/202212/07/2022FrenchPDF
Micro model31/12/202019/07/202131/08/2021FrenchPDF
Micro model31/12/201911/06/202024/06/2020FrenchPDF
Micro model31/12/201813/06/201925/06/2019FrenchPDF
Micro model31/12/201714/06/201820/06/2018FrenchPDF
Micro model31/12/201608/06/201713/06/2017FrenchPDF
Abridged model31/12/201509/06/201614/06/2016FrenchPDF
Abridged model31/12/201411/06/201523/06/2015FrenchPDF
Abridged model31/12/201312/06/201428/06/2014FrenchPDF
Abridged model31/12/201213/06/201320/06/2013FrenchPDF
Abridged model31/12/201114/06/201221/06/2012FrenchPDF
Abridged model31/12/201009/06/201117/06/2011FrenchPDF
Abridged model31/12/200910/06/201021/06/2010FrenchPDF
Abridged model31/12/200811/06/200912/06/2009FrenchPDF
Abridged model31/12/200712/06/200813/06/2008FrenchPDF
Abridged model31/12/200614/06/200704/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 6 ended

Active mandates

ERIC ERNST

Director · since 26 novembre 2019

Active
MARIE-CHRISTINE CREUTZ

Administrateur Statutaire · since 26 novembre 2019

Active

Ended mandates

Louis Marie KESSELS

Director · since 28 novembre 2019 · until 31 décembre 2022

Ended
Louis-Marie KESSELS

Director · since 28 novembre 2019 · until 31 décembre 2022

Ended
Eric ERNST

Manager

Ended
ERIC ERNST

Director

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates02/12/2019
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates31/12/2004
    CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20258,8 k €↓
  2. 2024
    Annual accounts 202463,8 k €↓
  3. 2023
    Annual accounts 202376,2 k €↑
  4. 2022
    Annual accounts 202230,2 k €↓
  5. 2021
    Annual accounts 202153,4 k €↑
  6. 2021
    Name changeCREUTZ ASSURANCES
  7. 2019
    Annual accounts 2019-6,8 k €↓
  8. 2018
    Annual accounts 20182,5 k €↓
  9. 2017
    Annual accounts 201712,7 k €↓
  10. 2016
    Annual accounts 201618,9 k €↑
  11. 2015
    Annual accounts 20158,7 k €↑
  12. 2014
    Annual accounts 20142 k €↑
  13. 2013
    Annual accounts 20131,9 k €↓
  14. 2012
    Annual accounts 20129,4 k €↑
  15. 2011
    Annual accounts 20116,5 k €↑
  16. 2010
    Annual accounts 2010-639 €↓
  17. 2009
    Annual accounts 20092,9 k €↓
  18. 2008
    Annual accounts 20084 k €↓
  19. 2007
    Annual accounts 20074,5 k €
  20. 2007
    Name changeASSURANCES CREUTZ
  21. 09/07/1999
    IncorporationPrivate limited company