ACTIVE

Bank- en verzekeringsagent Zuid-Oost Vlaanderen

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Financial year 2025 · Closed on 31/12/2025

Net result562,7 k €-26,7 %over 1 year

Gross margin3,1 M €-0,7 %over 1 year

Equity579,7 k €+5,5 %over 1 year

Workforce28,8 ETP+7,5 %over 1 year

Identity

Source · BCE/KBO

Bank- en verzekeringsagent Zuid-Oost Vlaanderen is a Limited partnership incorporated in 1999. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Sint-Lievens-Houtem. It employs on average 28,8 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0466.990.959
Incorporation: 06/10/1999
Legal form: Limited partnership
Registered office: Marktplein 36
9520 Sint-Lievens-Houtem · FlandreSee on map
Contributed capital: 70 222,50 €
Latest accounts: 31/12/2025
Average workforce: 28,8 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (3)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	3,1 M €	-0.7%	3,1 M €	+15.7%	2,7 M €	-4.2%	2,8 M €	-14.4%	3,2 M €
EBITDA	806,9 k €	-25.1%	1,1 M €	+58.0%	682,1 k €	-6.3%	727,9 k €	-40.9%	1,2 M €
Operating result	803,5 k €	-25.2%	1,1 M €	+58.3%	678,1 k €	-6.6%	726,1 k €	-41.0%	1,2 M €
Net result	562,7 k €	-26.7%	767,9 k €	+63.7%	469 k €	-7.0%	504,5 k €	-42.0%	870,2 k €
Balance sheet
Equity	579,7 k €	+5.5%	549,6 k €	-2.6%	564,1 k €	-1.1%	570,5 k €	-2.1%	582,9 k €
Total assets	1,5 M €	-17.1%	1,8 M €	+23.4%	1,4 M €	-5.6%	1,5 M €	-23.0%	2 M €
Cash	169,1 k €	+165%	63,8 k €	-80.0%	318,6 k €	+938%	30,7 k €	-7.0%	33 k €
Debts	892 k €	-27.1%	1,2 M €	+39.9%	874,9 k €	-8.3%	953,7 k €	-31.7%	1,4 M €
Other
Workforce	28,8 ETP	+7.5%	26,8 ETP	-0.4%	26,9 ETP	-9.4%	29,7 ETP	-8.6%	32,5 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

10 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Matthias Van Steenberghe	Managersince 01/10/2024
Peter Vermeire	Managersince 01/10/2024
Caroline Degrieck	Managersince 01/01/2021
Gerard De Troyer	Managersince 01/01/2021
Lieve GLIBERT	Managersince 01/01/2021
Veronique VANHULLEBUS	Managersince 01/01/2021
Davy De Smet	Managersince 01/01/2020
Elise BRACKE	Managersince 01/08/2016Director01/08/2016 → 31/12/2016ended
Wim SPRANGHERS	Managersince 01/01/2006DirectorendedManaging directorended
Guy De Martelaere	Managersince 20/09/1999Directorended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Bruno Soetaert	Manager01/01/2021 → 30/09/2021
Ignace De Mulder	Manager01/01/2021 → 31/12/2025
Peter De Troyer	Managersince 01/01/2021

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	22/06/2026	01/07/2025	21/06/2024	13/10/2023	23/06/2022	18/06/2021
General meeting	16/06/2026	17/06/2025	18/06/2024	20/06/2023	21/06/2022	15/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	16/06/2026	22/06/2026	Dutch	PDF
Abridged model	31/12/2024	17/06/2025	01/07/2025	Dutch	PDF
Abridged model	31/12/2023	18/06/2024	21/06/2024	Dutch	PDF
Abridged model	31/12/2022	20/06/2023	13/10/2023	Dutch	PDF
Abridged model	31/12/2021	21/06/2022	23/06/2022	Dutch	PDF
Abridged model	31/12/2020	15/06/2021	18/06/2021	Dutch	PDF
Abridged model	31/12/2019	16/06/2020	25/06/2020	Dutch	PDF
Abridged model	31/12/2018	23/05/2019	22/07/2019	Dutch	PDF
Abridged model	31/12/2017	19/06/2018	04/07/2018	Dutch	PDF
Abridged model	31/12/2016	20/06/2017	26/06/2017	Dutch	PDF
Abridged model	31/12/2015	21/06/2016	27/06/2016	Dutch	PDF
Abridged model	31/12/2014	16/06/2015	16/06/2015	Dutch	PDF
Abridged model	31/12/2013	17/06/2014	17/06/2014	Dutch	PDF
Abridged model	31/12/2012	18/06/2013	18/06/2013	Dutch	PDF
Abridged model	31/12/2011	19/06/2012	19/06/2012	Dutch	PDF
Abridged model	31/12/2010	21/06/2011	21/06/2011	Dutch	PDF
Abridged model	31/12/2009	15/06/2010	15/06/2010	Dutch	PDF
Abridged model	31/12/2008	15/06/2009	15/06/2009	Dutch	PDF
Abridged model	31/12/2007	16/06/2008	16/06/2008	Dutch	PDF
Abridged model	31/12/2006	18/06/2007	18/06/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

10 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Matthias Van Steenberghe	Managersince 01/10/2024
Peter Vermeire	Managersince 01/10/2024
Caroline Degrieck	Managersince 01/01/2021
Gerard De Troyer	Managersince 01/01/2021
Lieve GLIBERT	Managersince 01/01/2021
Veronique VANHULLEBUS	Managersince 01/01/2021
Davy De Smet	Managersince 01/01/2020
Elise BRACKE	Managersince 01/08/2016Director01/08/2016 → 31/12/2016ended
Wim SPRANGHERS	Managersince 01/01/2006DirectorendedManaging directorended
Guy De Martelaere	Managersince 20/09/1999Directorended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Bruno Soetaert	Manager01/01/2021 → 30/09/2021
Ignace De Mulder	Manager01/01/2021 → 31/12/2025
Peter De Troyer	Managersince 01/01/2021

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates18/02/2026
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Mandates17/10/2024
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Mandates12/03/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/05/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates08/03/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/12/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/02/2022
ONTSLAGEN - BENOEMINGEN
PDF
Restructuring08/01/2021
BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

Peter Vermeire

Matthias Van Steenberghe

Gerard De Troyer

Lieve GLIBERT

Caroline Degrieck

Veronique VANHULLEBUS

Davy De Smet

Elise BRACKE

Wim SPRANGHERS

Guy De Martelaere

Bruno Soetaert

Ignace De Mulder

and 6 more mandates

1999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

Bank- en verzekeringsagent Zuid-Oost VlaanderenBELFIUS REGIO ERPE-MEREDEXIA REGIO ERPE-MERE

Marktplein 36, 9520 Sint-Lievens-Houtem

Manager

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Marktplein 36, 9520 Sint-Lievens-HoutemCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00183359

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Bank- en verzekeringsagent Zuid-Oost VlaanderenCurrent	accounts 2020 → 2025	Accounts 2025 · 2026-00183359
Bank- en verzekeringsagent REGIO ERPE-MERE	accounts 2019	Accounts 2019 · 2020-21000071
BELFIUS REGIO ERPE-MERE	accounts 2011 → 2018	Accounts 2018 · 2019-36100587
DEXIA REGIO ERPE-MERE	accounts 2006 → 2010	Accounts 2010 · 2011-17900004

Events

2025
Annual accounts 2025562,7 k €↓
2024
Annual accounts 2024767,9 k €↑
2023
Annual accounts 2023469 k €↓
2022
Annual accounts 2022504,5 k €↓
2021
Annual accounts 2021870,2 k €↑
2020
Annual accounts 2020453,7 k €↑
2020
Name changeBank- en verzekeringsagent Zuid-Oost Vlaanderen
2019
Annual accounts 2019299,4 k €↑
2019
Name changeBank- en verzekeringsagent REGIO ERPE-MERE
2018
Annual accounts 2018122,9 k €↑
2017
Annual accounts 2017110,9 k €↑
2016
Annual accounts 201692,6 k €↓
2015
Annual accounts 2015163,4 k €↓
2014
Annual accounts 2014263,6 k €↑
2013
Annual accounts 201375 k €↓
2012
Annual accounts 2012365,5 k €↓
2011
Annual accounts 2011444,9 k €↑
2011
Name changeBELFIUS REGIO ERPE-MERE
2010
Annual accounts 2010385,9 k €↓
2009
Annual accounts 2009431,8 k €↑
2008
Annual accounts 2008427,7 k €↑
2007
Annual accounts 2007341,3 k €↑
2006
Annual accounts 2006198,7 k €
06/10/1999
IncorporationLimited partnership

Bank- en verzekeringsagent Zuid-Oost Vlaanderen

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events