Agent de banque et d'assurances HAINAUT SUD-OUEST
0468.851.874 · rovalta.com · 27/09/2026
ACTIVE
Agent de banque et d'assurances HAINAUT SUD-OUEST
Financial year 2019 · Closed on 31/12/2019
Net result56,7 k €-31,0 %over 1 year
Gross margin1,7 M €-11,3 %over 1 year
Equity344,8 k €-5,1 %over 1 year
Workforce26,5 ETP
Overview
Identity
Source · BCE/KBOAgent de banque et d'assurances HAINAUT SUD-OUEST is a Limited partnership incorporated in 1999. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Hensies. It employs on average 26,5 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0468.851.874
- Incorporation
- 27/12/1999
- Legal form
- Limited partnership
- Registered office
- Rue des Canadiens(TH) 11
7350 Hensies · WallonieSee on map - Latest accounts
- 31/12/2019
- Average workforce
- 26,5 ETP
Activities (NACE)
Joint committees (2)
- 100
- 218
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 14 filingsTrend over 14 financial years
| 2019 | 2018 | 2017 | 2016 | 2015 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1,7 M € | -11.3% | 1,9 M € | +6.1% | 1,8 M € | +0.1% | 1,8 M € | -14.2% | 2,1 M € |
| EBITDA | 120,4 k € | -25.2% | 161,1 k € | -24.9% | 214,7 k € | -16.4% | 256,7 k € | +25.3% | 204,9 k € |
| Operating result | 117 k € | -26.6% | 159,4 k € | -25.0% | 212,6 k € | -16.3% | 254 k € | +25.4% | 202,5 k € |
| Net result | 56,7 k € | -31.0% | 82,2 k € | -23.0% | 106,8 k € | -21.8% | 136,6 k € | +35.3% | 101 k € |
| Balance sheet | |||||||||
| Equity | 344,8 k € | -5.1% | 363,5 k € | -15.2% | 428,5 k € | +13.9% | 376,1 k € | -34.0% | 569,9 k € |
| Total assets | 848,6 k € | -8.8% | 930,8 k € | -3.3% | 962,9 k € | +3.7% | 928,3 k € | -2.4% | 950,9 k € |
| Cash | – | – | – | – | 438 € | ||||
| Debts | 503,8 k € | -11.2% | 567,3 k € | +8.0% | 525,1 k € | -4.0% | 547,1 k € | +43.7% | 380,6 k € |
| Other | |||||||||
| Workforce | 26,5 ETP | – | 27,0 ETP | -2.5% | 27,7 ETP | -2.8% | 28,5 ETP | ||
Valuation
Indicative valuation
As an indication, this company is worth
between 500 k€ and 1 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20195 active · 28 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
FRANCOIS FOULART | Manager | since 01/01/2020 | |
JEAN-PIERRE MAUROY | Manager | since 01/01/2020 | 000 |
LUDOVIC ANCEAU | Manager | since 01/01/2020 | 000 |
PATRICK DRAMAIX | Manager | since 01/01/2020 | |
VINCENZO CALDARA | Manager | since 01/01/2020 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
LUDOVIC ANCEAU | Director | since 01/04/2016 | 000 |
JEAN-PIERRE MAUROY | Mandate | since 01/01/2010 | 000 |
JEAN-PIERRE MAUROY | Managing director | since 01/01/2010 | 000 |
PATRICK DRAMAIX | Director | since 02/01/2009 |
Financials
Full financial information
Source · NBB| 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2019 | 01/01/2018 | 01/01/2017 | 01/01/2016 | 01/01/2015 | 01/01/2014 |
| Closing of the financial year | 31/12/2019 | 31/12/2018 | 31/12/2017 | 31/12/2016 | 31/12/2015 | 31/12/2014 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 29/06/2020 | 02/07/2019 | 29/06/2018 | 27/06/2017 | 23/06/2016 | 25/06/2015 |
| General meeting | 19/06/2020 | 27/06/2019 | 23/06/2018 | 22/06/2017 | 23/06/2016 | 25/06/2015 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 14 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2019 | 19/06/2020 | 29/06/2020 | French | |
| Abridged model | 31/12/2018 | 27/06/2019 | 02/07/2019 | French | |
| Abridged model | 31/12/2017 | 23/06/2018 | 29/06/2018 | French | |
| Abridged model | 31/12/2016 | 22/06/2017 | 27/06/2017 | French | |
| Abridged model | 31/12/2015 | 23/06/2016 | 23/06/2016 | French | |
| Abridged model | 31/12/2014 | 25/06/2015 | 25/06/2015 | French | |
| Abridged model | 31/12/2013 | 26/06/2014 | 26/06/2014 | French | |
| Abridged model | 31/12/2012 | 27/06/2013 | 27/06/2013 | French | |
| Abridged model | 31/12/2011 | 28/06/2012 | 28/06/2012 | French | |
| Abridged model | 31/12/2010 | 23/06/2011 | 27/06/2011 | French | |
| Abridged model | 31/12/2009 | 24/06/2010 | 24/06/2010 | French | |
| Abridged model | 31/12/2008 | 23/06/2009 | 23/06/2009 | French | |
| Abridged model | 31/12/2007 | 24/06/2008 | 24/06/2008 | French | |
| Abridged model | 31/12/2006 | 26/06/2007 | 26/06/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 500 k€ and 1 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20195 active · 28 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
FRANCOIS FOULART | Manager | since 01/01/2020 | |
JEAN-PIERRE MAUROY | Manager | since 01/01/2020 | 000 |
LUDOVIC ANCEAU | Manager | since 01/01/2020 | 000 |
PATRICK DRAMAIX | Manager | since 01/01/2020 | |
VINCENZO CALDARA | Manager | since 01/01/2020 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
LUDOVIC ANCEAU | Director | since 01/04/2016 | 000 |
JEAN-PIERRE MAUROY | Mandate | since 01/01/2010 | 000 |
JEAN-PIERRE MAUROY | Managing director | since 01/01/2010 | 000 |
PATRICK DRAMAIX | Director | since 02/01/2009 |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates16/03/2026CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
- Mandates15/01/2025CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
- Mandates09/12/2024DEMISSIONS, NOMINATIONS
- Registered office08/12/2022SIEGE SOCIAL
- Mandates01/02/2021DEMISSIONS, NOMINATIONS
- Mandates28/12/2020STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DENOMINATION
- Mandates05/02/2020DEMISSIONS, NOMINATIONS
- Mandates13/12/2019STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2019Annual accounts 201956,7 k €↓
- 2019Name changeAgent de banque et d'assurances VAL D'HAINE ET HAUT-PAYS
- 2018Annual accounts 201882,2 k €↓
- 2017Annual accounts 2017106,8 k €↓
- 2016Annual accounts 2016136,6 k €↑
- 2015Annual accounts 2015101 k €↓
- 2014Annual accounts 2014264,3 k €↓
- 2013Annual accounts 2013278,7 k €↑
- 2012Annual accounts 201290,3 k €↓
- 2011Annual accounts 2011273,1 k €↑
- 2011Name changeBelfius Val d'Haine et Haut-Pays
- 2010Annual accounts 2010241,5 k €↑
- 2009Annual accounts 2009229,9 k €↑
- 2008Annual accounts 200872,2 k €↓
- 2008Name changeDexia Val d'Haine et Haut-Pays
- 2007Annual accounts 2007157,4 k €↓
- 2006Annual accounts 2006243,2 k €
- 27/12/1999IncorporationLimited partnership
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| Agent de banque et d'assurances HAINAUT SUD-OUESTCurrent | CBE, tracked since 27/09/2026 | CBE |
| Agent de banque et d'assurances VAL D'HAINE ET HAUT-PAYS | accounts 2019 | Accounts 2019 · 2020-23700521 |
| Belfius Val d'Haine et Haut-Pays | accounts 2011 → 2018 | Accounts 2018 · 2019-27600280 |
| Dexia Val d'Haine et Haut-Pays | accounts 2008 → 2010 | Accounts 2010 · 2011-19700175 |
| DEXIA DOUR, QUIEVRAIN, HAUTS-PAYS | accounts 2006 → 2007 | Accounts 2007 · 2008-25800131 |
Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.