Agent de banque et d'assurances Charleroi Métropole
0468.859.495 · rovalta.com · 27/09/2026
ACTIVE
Agent de banque et d'assurances Charleroi Métropole
Financial year 2021 · Closed on 31/12/2021
Net result514 k €+18,5 %over 1 year
Gross margin3,1 M €+20,2 %over 1 year
Equity475,5 k €+0,1 %over 1 year
Workforce33,5 ETP-7,2 %over 1 year
Overview
Identity
Source · BCE/KBOAgent de banque et d'assurances Charleroi Métropole is a Limited partnership incorporated in 1999. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Charleroi. It employs on average 33,5 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0468.859.495
- Incorporation
- 27/12/1999
- Legal form
- Limited partnership
- Registered office
- Avenue Paul Pastur 114
6032 Charleroi · WallonieSee on map - Contributed capital
- 75 000,00 €
- Latest accounts
- 31/12/2021
- Average workforce
- 33,5 ETP
Activities (NACE)
Joint committees (2)
- 100
- 218
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 16 filingsTrend over 16 financial years
| 2021 | 2020 | 2019 | 2018 | 2017 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 3,1 M € | +20.2% | 2,6 M € | +6.6% | 2,4 M € | +79.4% | 1,3 M € | -9.2% | 1,5 M € |
| EBITDA | 806,7 k € | +29.1% | 624,7 k € | +30.5% | 478,7 k € | +52.6% | 313,8 k € | -31.0% | 455 k € |
| Operating result | 742 k € | +18.9% | 623,9 k € | +31.3% | 475,3 k € | +52.5% | 311,6 k € | -31.0% | 451,6 k € |
| Net result | 514 k € | +18.5% | 433,8 k € | +51.0% | 287,3 k € | +45.4% | 197,6 k € | -27.2% | 271,3 k € |
| Balance sheet | |||||||||
| Equity | 475,5 k € | +0.1% | 475 k € | -8.0% | 516,1 k € | +64.6% | 313,6 k € | -18.2% | 383,2 k € |
| Total assets | 1,5 M € | +5.3% | 1,4 M € | +15.5% | 1,3 M € | +68.6% | 743,8 k € | -21.8% | 951,2 k € |
| Cash | 506,2 k € | -26.0% | 683,9 k € | +53.9% | 444,5 k € | +34.3% | 330,9 k € | +2.6% | 322,6 k € |
| Debts | 975,8 k € | +0.7% | 969,2 k € | +42.1% | 682,2 k € | +59.0% | 428,9 k € | -24.3% | 566,8 k € |
| Other | |||||||||
| Workforce | 33,5 ETP | -7.2% | 36,1 ETP | +1.4% | 35,6 ETP | +92.4% | 18,5 ETP | +5.1% | 17,6 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 2,5 M€ and 5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/202111 active · 15 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
BENOÎT DURIEUX | Administrator - manager | 000 | |
BENOIT ROMBAUX | Director | ||
DAMIEN DE SMET | Director | ||
DIMITRI BREVERS | Director | ||
ERIC TASSIN | Director | 000 | |
FREDERIC DAGNELIES | Director | ||
GIANNI ANGELI | Director | 000 | |
GUILLAUME DE SMET | Director | ||
HUGUES NEIRYNCK | Director | 0 | |
NESTOR GEORGES | Director | 000 | |
PIERRE DUBOIS | Director | 000 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
DIMITRI BREVERS | Director | since 01/07/2013 | |
VINCENT DEVOS | Mandate | since 01/07/2009 | |
DAMIEN De SMET | Director | since 01/04/2009 | |
DAMIEN DE SMET | Administrator - manager |
Financials
Full financial information
Source · NBB| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2021 | 01/01/2020 | 01/01/2019 | 01/01/2018 | 01/01/2017 | 01/01/2016 |
| Closing of the financial year | 31/12/2021 | 31/12/2020 | 31/12/2019 | 31/12/2018 | 31/12/2017 | 31/12/2016 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 30/08/2022 | 01/07/2021 | 30/06/2020 | 24/06/2019 | 18/06/2018 | 20/06/2017 |
| General meeting | 17/06/2022 | 18/06/2021 | 19/06/2020 | 21/06/2019 | 15/06/2018 | 16/06/2017 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 16 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2021 | 17/06/2022 | 30/08/2022 | French | |
| Abridged model | 31/12/2020 | 18/06/2021 | 01/07/2021 | French | |
| Abridged model | 31/12/2019 | 19/06/2020 | 30/06/2020 | French | |
| Abridged model | 31/12/2018 | 21/06/2019 | 24/06/2019 | French | |
| Abridged model | 31/12/2017 | 15/06/2018 | 18/06/2018 | French | |
| Abridged model | 31/12/2016 | 16/06/2017 | 20/06/2017 | French | |
| Abridged model | 31/12/2015 | 17/06/2016 | 23/06/2016 | French | |
| Abridged model | 31/12/2014 | 19/06/2015 | 19/06/2015 | French | |
| Abridged model | 31/12/2013 | 20/06/2014 | 20/06/2014 | French | |
| Abridged model | 31/12/2012 | 21/06/2013 | 21/06/2013 | French | |
| Abridged model | 31/12/2011 | 15/06/2012 | 15/06/2012 | French | |
| Abridged model | 31/12/2010 | 17/06/2011 | 17/06/2011 | French | |
| Abridged model | 31/12/2009 | 18/06/2010 | 29/06/2010 | French | |
| Abridged model | 31/12/2008 | 19/06/2009 | 19/06/2009 | French | |
| Abridged model | 31/12/2007 | 20/06/2008 | 20/06/2008 | French | |
| Abridged model | 31/12/2006 | 15/06/2007 | 15/06/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 2,5 M€ and 5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/202111 active · 15 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
BENOÎT DURIEUX | Administrator - manager | 000 | |
BENOIT ROMBAUX | Director | ||
DAMIEN DE SMET | Director | ||
DIMITRI BREVERS | Director | ||
ERIC TASSIN | Director | 000 | |
FREDERIC DAGNELIES | Director | ||
GIANNI ANGELI | Director | 000 | |
GUILLAUME DE SMET | Director | ||
HUGUES NEIRYNCK | Director | 0 | |
NESTOR GEORGES | Director | 000 | |
PIERRE DUBOIS | Director | 000 |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
DIMITRI BREVERS | Director | since 01/07/2013 | |
VINCENT DEVOS | Mandate | since 01/07/2009 | |
DAMIEN De SMET | Director | since 01/04/2009 | |
DAMIEN DE SMET | Administrator - manager |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates04/08/2026DEMISSION ET NOMINATION
- Mandates08/05/2026DEMISSIONS, NOMINATIONS
- Mandates23/12/2025DEMISSIONS, NOMINATIONS
- Mandates07/10/2025DEMISSIONS, NOMINATIONS
- Mandates07/10/2025DEMISSIONS, NOMINATIONS
- Mandates05/11/2024DEMISSIONS, NOMINATIONS
- Mandates18/07/2023SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
- Mandates18/07/2023DEMISSIONS, NOMINATIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2021Annual accounts 2021514 k €↑
- 2021Name changeAgent de banque et d'assurances Charleroi Métropole
- 2020Annual accounts 2020433,8 k €↑
- 2019Annual accounts 2019287,3 k €↑
- 2019Name changeAgent de banque et d'assurances CHARLEROI CENTRE & VILLES
- 2018Annual accounts 2018197,6 k €↓
- 2018Name changeBELFIUS CHARLEROI CENTRE & VILLES
- 2017Annual accounts 2017271,3 k €↑
- 2016Annual accounts 2016137,7 k €↓
- 2015Annual accounts 2015216,7 k €↓
- 2014Annual accounts 2014231,4 k €↓
- 2013Annual accounts 2013289,5 k €↑
- 2012Annual accounts 2012187,2 k €↓
- 2011Annual accounts 2011233,2 k €↑
- 2011Name changeBELFIUS CHARLEROI-SUD
- 2010Annual accounts 2010187,2 k €↑
- 2009Annual accounts 2009178,6 k €↓
- 2008Annual accounts 2008257,9 k €↑
- 2007Annual accounts 2007221,2 k €↓
- 2006Annual accounts 2006269,5 k €
- 27/12/1999IncorporationLimited partnership
Registered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| Avenue Paul Pastur 114, 6032 Mont-sur-MarchienneCurrent | CBE, tracked since 27/09/2026 | CBE |
| PLACE DU PERRON 23, 6030 Marchienne-au-Pont | accounts 2021 | Accounts 2021 · 2022-20402736 |
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| Agent de banque et d'assurances Charleroi MétropoleCurrent | accounts 2021 · CBE, tracked since 27/09/2026 | Accounts 2021 · 2022-20402736 |
| Agent de banque et d'assurances CHARLEROI CENTRE & VILLES | accounts 2019 → 2020 | Accounts 2020 · 2021-31700361 |
| BELFIUS CHARLEROI CENTRE & VILLES | accounts 2018 | Accounts 2018 · 2019-21800099 |
| BELFIUS CHARLEROI-SUD | accounts 2011 → 2017 | Accounts 2017 · 2018-20500243 |
| DEXIA CHARLEROI-SUD | accounts 2006 → 2010 | Accounts 2010 · 2011-16900176 |
Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.