ACTIVE

OFFERMANN INSURANCE

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Financial year 2025 · closed on 31/12/2025

Net result

113,5 k €

+19.4% YoY

Gross margin

171 k €

+12.8% YoY

Equity

65,7 k €

+25.8% YoY

What does OFFERMANN INSURANCE do?

OFFERMANN INSURANCE is a Private limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Raeren.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0468.908.688

Incorporation

28/12/1999

Legal form

Private limited company

Registered office

Hergenrather Strasse 35
4730 Raeren · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 66290Other activities auxiliary to insurance and pension funding 66290Other activities auxiliary to insurance and pension funding

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	171 k €	+12.8%	151,6 k €	+5.9%	143,1 k €	+3.4%	138,4 k €	+39.4%	99,3 k €	+12.7%	88,1 k €	-6.4%	94,1 k €	+13.2%	83,2 k €	-59.6%	205,8 k €	+2.1%	201,5 k €	+34.4%	150 k €	+8.8%	137,9 k €	-3.7%	143,2 k €	+12.9%	126,9 k €	+90.0%	66,8 k €	-24.9%	89 k €	-11.8%	100,8 k €	-12.4%	115,2 k €	+3.5%	111,2 k €
EBITDA	143,8 k €	+15.6%	124,4 k €	+8.0%	115,2 k €	+1.1%	113,9 k €	+50.8%	75,6 k €	+17.2%	64,5 k €	-8.5%	70,5 k €	+4.4%	67,5 k €	-67.0%	204,7 k €	+2.0%	200,6 k €	+34.3%	149,4 k €	+10.7%	134,9 k €	-4.9%	141,8 k €	+13.1%	125,4 k €	+94.1%	64,6 k €	-24.9%	86,1 k €	-7.0%	92,6 k €	-17.8%	112,6 k €	+8.0%	104,3 k €
Operating result	126,3 k €	+19.0%	106,1 k €	+5.8%	100,3 k €	-7.6%	108,5 k €	+54.3%	70,4 k €	+27.9%	55 k €	-11.5%	62,2 k €	+48.8%	41,8 k €	-76.5%	177,6 k €	+2.6%	173,1 k €	+42.9%	121,1 k €	+12.5%	107,6 k €	-9.5%	118,9 k €	+8.0%	110,1 k €	+132%	47,4 k €	-29.5%	67,3 k €	+108%	32,4 k €	-34.4%	49,3 k €	+35.3%	36,4 k €
Net result	113,5 k €	+19.4%	95,1 k €	+7.3%	88,6 k €	-1.5%	90 k €	+68.8%	53,3 k €	+4.0%	51,3 k €	+2.0%	50,3 k €	+126%	22,2 k €	-79.4%	108 k €	+2.5%	105,4 k €	+22.1%	86,3 k €	+11.2%	77,7 k €	-1.9%	79,2 k €	-0.6%	79,6 k €	+166%	30 k €	-30.6%	43,2 k €	+145%	17,6 k €	-47.0%	33,2 k €	+59.5%	20,8 k €
Balance sheet
Equity	65,7 k €	+25.8%	52,2 k €	-29.6%	74,2 k €	+22.5%	60,5 k €	+70.3%	35,5 k €	-15.8%	42,2 k €	+3.1%	40,9 k €	+0.7%	40,6 k €	-6.4%	43,4 k €	-4.3%	45,4 k €	+13.4%	40 k €	-17.0%	48,2 k €	+22.5%	39,3 k €	-33.5%	59,1 k €	+26.0%	46,9 k €	-73.5%	177 k €	+32.3%	133,8 k €	+12.8%	118,6 k €	+27.0%	93,3 k €
Total assets	180,2 k €	-1.9%	183,7 k €	+7.4%	171,1 k €	+11.0%	154,1 k €	+29.0%	119,4 k €	+4.4%	114,4 k €	-12.8%	131,1 k €	-34.9%	201,5 k €	-20.7%	254 k €	-3.7%	263,8 k €	+11.8%	236 k €	+5.7%	223,3 k €	+1.3%	220,3 k €	+23.3%	178,7 k €	-23.0%	232 k €	+6.1%	218,7 k €	+5.5%	207,4 k €	-13.1%	238,6 k €	-7.1%	256,9 k €
Cash	110,6 k €	+2.8%	107,6 k €	+42.7%	75,4 k €	-21.7%	96,3 k €	+23.9%	77,7 k €	+11.7%	69,6 k €	-24.5%	92,2 k €	-42.1%	159,3 k €	-15.9%	189,5 k €	+8.6%	174,4 k €	+25.7%	138,8 k €	+34.5%	103,2 k €	-26.9%	141,1 k €	+49.7%	94,3 k €	-31.5%	137,5 k €	+5.0%	131 k €	+21.2%	108,1 k €	+338%	24,7 k €	+350%	5,5 k €
Debts	110 k €	-13.5%	127,2 k €	+37.1%	92,8 k €	+3.5%	89,6 k €	+11.7%	80,2 k €	+19.4%	67,2 k €	-15.0%	79 k €	-47.3%	149,7 k €	-25.0%	199,6 k €	-3.8%	207,4 k €	+12.1%	185 k €	+12.7%	164,2 k €	-3.5%	170,1 k €	+61.0%	105,7 k €	-39.4%	174,4 k €	+451%	31,7 k €	-50.2%	63,6 k €	-42.2%	110,1 k €	-28.4%	153,7 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 2 ended

Active mandates

Sven OFFERMAN

Manager · since 01 décembre 2012

Active

OFFERMANN MANAGEMENT

Manager · since 01 janvier 2012 · 0839.912.706

Active

Ended mandates

Helga REINARTZ-HEEREN

Manager

Ended

Manfred REINARTZ

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
OFFERMANN MANAGEMENT● Active	0839.912.706
OMMRA● Active	0695.451.990
VEREINIGUNG DER MITEIGENTUMER DER RESIDENZ HERGENRATHER STRASSE 35 - HAUSET● Active	0549.966.640

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	26/03/2026	11/04/2025	14/03/2024	10/03/2023	10/03/2022	04/03/2021
General meeting	21/03/2026	22/03/2025	09/03/2024	04/03/2023	05/03/2022	20/02/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	21/03/2026	26/03/2026	French	PDF
Micro model	31/12/2024	22/03/2025	11/04/2025	French	PDF
Micro model	31/12/2023	09/03/2024	14/03/2024	French	PDF
Micro model	31/12/2022	04/03/2023	10/03/2023	French	PDF
Micro model	31/12/2021	05/03/2022	10/03/2022	French	PDF
Micro model	31/12/2020	20/02/2021	04/03/2021	French	PDF
Micro model	31/12/2019	21/03/2020	23/03/2020	French	PDF
Micro model	31/12/2018	23/03/2019	26/03/2019	French	PDF
Micro model	31/12/2017	24/03/2018	03/04/2018	French	PDF
Abridged model	31/12/2016	25/03/2017	28/03/2017	French	PDF
Abridged model	31/12/2015	26/03/2016	08/04/2016	French	PDF
Abridged model	31/12/2014	28/03/2015	03/04/2015	French	PDF
Abridged model	31/12/2013	15/03/2014	20/03/2014	French	PDF
Abridged model	31/12/2012	10/03/2013	15/03/2013	Dutch	PDF
Abridged model	31/12/2011	09/03/2012	16/04/2012	Dutch	PDF
Abridged model	31/12/2010	31/05/2011	09/06/2011	Dutch	PDF
Abridged model	31/12/2009	31/05/2010	17/06/2010	Dutch	PDF
Abridged model	31/12/2008	21/04/2009	04/05/2009	Dutch	PDF
Abridged model	31/12/2007	21/04/2008	22/04/2008	Dutch	PDF
Abridged model	31/12/2006	19/03/2007	21/03/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 2 ended

Active mandates

Sven OFFERMAN

Manager · since 01 décembre 2012

Active

OFFERMANN MANAGEMENT

Manager · since 01 janvier 2012 · 0839.912.706

Active

Ended mandates

Helga REINARTZ-HEEREN

Manager

Ended

Manfred REINARTZ

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/01/2024
SATZUNGEN (UEBERSETZUNG, KOORDINATION, ANDERE AENDERUNGEN, ) - AENDERUNG RECHTSFORM - GESELLSCHAFTSNAME - ENTLASSUNG - ERNENNUNG - GENERALVERSAMMLUNG
PDF
Registered office14/05/2014
GESELLSCHAFTSSITZ - ADRESSE ANDERS ALS GESELLSCHAFTSSITZ
PDF
Mandates10/02/2014
ENTLASSUNG - ERNENNUNG
PDF
Other09/02/2012
VERSCHIEDENES
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025113,5 k €↑
2024
Annual accounts 202495,1 k €↑
2024
Name changeOFFERMANN INSURANCE SRL
2023
Annual accounts 202388,6 k €↓
2023
Name changeOFFERMANN INSURANCE SPL
2022
Annual accounts 202290 k €↑
2022
Name changeREINARTZ MANFRED ASSURANCES SPRL
2021
Annual accounts 202153,3 k €↑
2020
Annual accounts 202051,3 k €↑
2019
Annual accounts 201950,3 k €↑
2018
Annual accounts 201822,2 k €↓
2017
Annual accounts 2017108 k €↑
2016
Annual accounts 2016105,4 k €↑
2015
Annual accounts 201586,3 k €↑
2014
Annual accounts 201477,7 k €↓
2013
Annual accounts 201379,2 k €↓
2012
Annual accounts 201279,6 k €↑
2011
Annual accounts 201130 k €↓
2010
Annual accounts 201043,2 k €↑
2009
Annual accounts 200917,6 k €↓
2008
Annual accounts 200833,2 k €↑
2007
Annual accounts 200720,8 k €
28/12/1999
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

OFFERMANN INSURANCE

Overview

What does OFFERMANN INSURANCE do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline